Facing challenges with rent payments in Rhode Island can be overwhelming, but financial assistance and support systems are available to help you maintain housing stability. While the large-scale Rent Relief RI program established during the pandemic has concluded, a network of state and local organizations continues to offer crucial aid.

This resource provides a direct path to active programs for rental and utility assistance, guidance on eviction prevention, and connections to legal experts who can protect your rights as a tenant.

The Status of Emergency Rental Assistance in Rhode Island

Understanding the Closure of Rent Relief RI

For many Rhode Islanders, the primary source of aid during the COVID-19 pandemic was the Rent Relief RI program. It is critical to understand that this program is no longer active. Administered by RI Housing, the program officially closed to new applications on June 1, 2022.

The associated Eviction Prevention Assistance Program has also ended because its funding was depleted. Any applications that had not received an approval email before the program's closure are no longer being considered. Applicants must now seek alternative arrangements for their rental obligations.

The Current Landscape for Housing Aid

These programs were temporary measures created in response to the pandemic, funded by a finite allocation from the U.S. Department of the Treasury. The closure of this centralized program has left many wondering where to turn for help.

The system for obtaining assistance has reverted to a decentralized network of various state, local, and non-profit organizations. Navigating this landscape can be confusing, as the primary challenge is now identifying the correct organization that serves your specific area. This directory is designed to serve as a clear guide to this network.

Centralized Helplines: Your First Call for Assistance

Before contacting specific agencies, the most effective first step is to call one of Rhode Island's centralized helplines. These services are staffed by trained professionals who can assess your situation and provide direct referrals to the most appropriate local resources, saving you time and stress.

United Way 2-1-1: The Universal Starting Point

For individuals and families concerned about paying upcoming rent or utility bills, the primary point of contact is United Way 2-1-1. This is a free, confidential, 24/7 helpline that serves as a comprehensive information and referral center for programs across the state.

Maintained by the United Way of Rhode Island, 2-1-1 connects callers to a wide range of resources, including:

• Rent and mortgage assistance
• Utility payment support
• Food pantries
• Affordable childcare

The service is highly accessible, offering translation in nearly 200 languages. A trained specialist will ask about your living situation, income, and household to connect you with the local agencies best equipped to provide support.

Coordinated Entry System (CES): For Immediate Homelessness Crisis

For those facing an immediate homelessness crisis, the correct first call is to the Rhode Island Coordinated Entry System (CES). This helpline is the central access point for individuals who are currently homeless or at imminent risk, such as facing an eviction within days.

The CES hotline is (401) 277-4316. Help center agents assess the caller's situation and provide direct referrals to emergency shelters and other critical services. While 2-1-1 focuses on preventing instability, the CES is the specialized response system for an active homelessness crisis.

Community Action Programs: Localized Financial Support

The backbone of direct, localized financial aid in Rhode Island is the statewide network of Community Action Agencies (CAAs). These non-profit organizations are dedicated to helping low-income individuals and families achieve self-sufficiency.

CAAs are the primary local providers for essential services like emergency rent assistance, utility support (LIHEAP), housing counseling, and case management. Because each agency serves a specific geographic area, it is crucial to contact the correct one for your city or town.

Rhode Island Community Action Agency Directory

The following table provides a quick reference to find the designated Community Action Agency for every community in Rhode Island.

Detailed Agency Profiles

Each Community Action Agency offers a unique suite of programs. Below are details on the housing-related services provided by each.

Comprehensive Community Action Program (CCAP)

Serving Cranston, Coventry, Scituate, and Foster, CCAP's Emergency Housing Assistance Program can provide aid for back rent, security deposits, mortgage payments, moving costs, and utilities. Funding is limited. Call 401-467-7013 or visit CCAP's online portal to apply.

Blackstone Valley Community Action Program (BVCAP)

BVCAP serves northern Rhode Island communities. Their housing services focus on educating clients on their rights as renters and providing programs to help families achieve homeownership.

Community Action Partnership of Providence (CAPP)

For Providence residents, CAPP's "Family Stability" initiative pairs families with a case manager to develop a personalized plan to address immediate crises and achieve long-term housing stability.

Eastbay Community Action Program (EBCAP)

EBCAP provides services in Newport and Bristol counties and East Providence. Housing assistance is delivered through its East Bay Coalition for the Homeless (EBCH) program, which helps families access safe, affordable housing.

Tri-County Community Action Agency

Covering large parts of northern and southern Rhode Island, Tri-County provides emergency rent and mortgage assistance to qualifying residents in its service area.

West bay Community Action

Serving Warwick, West Warwick, and East Greenwich, West bay offers a Supportive Housing program that provides subsidized rental units combined with ongoing case management.

Community Care Alliance

For residents of Woonsocket, the Community Care Alliance offers a "Child & Family Housing" program, focusing on housing support tailored to the needs of families with children.

State and Federal Housing Assistance Programs

Beyond emergency aid, several long-term state and federal programs provide sustained housing stability for low-income Rhode Islanders. These programs are overseen by HUD and administered locally by Public Housing Authorities (PHAs).

Housing Choice Voucher Program (Section 8)

The Housing Choice Voucher Program, or Section 8, is the federal government's primary program for assisting very low-income families, the elderly, and the disabled in the private market. Participants receive a voucher and generally pay 30-40% of their income toward rent, with the voucher covering the rest.

Most PHAs in the state use the Rhode Island Centralized Wait List, allowing applicants to submit a single application for numerous housing authorities. Demand is extremely high, and waitlists can be very long. 

Public Housing

Public housing consists of rental units owned and managed by local PHAs for eligible low-income families, the elderly, and persons with disabilities. To apply, individuals must contact their local Public Housing Authority directly.

HUD-Approved Housing Counselors

HUD-approved housing counseling agencies are a valuable and underutilized resource. These non-profits offer free, expert advice customized to an individual's housing needs.

Counselors can provide guidance on a wide range of topics, including:

• Developing a budget
• Understanding tenant rights
• Negotiating with landlords
• Identifying local rental assistance programs

A directory of counselors can be found on the HUD website, or you can call the national hotline at (800) 569-4287.

Eviction Prevention and Your Legal Rights

If you have received a notice from your landlord or a court summons, understanding the legal process and accessing legal help is paramount.

Understanding the Legal Eviction Process in Rhode Island

The most critical fact for any tenant is that only a judge can order an eviction. A landlord cannot legally change the locks, shut off utilities, or remove your belongings without a court order. These "self-help evictions" are illegal.

A legal eviction in Rhode Island must follow a specific process:

1. Written Notice: The landlord must provide a formal written notice, such as a "5-Day Demand for Rent."
2. Court Filing: The landlord must file a complaint with the District Court.
3. Court Hearing: The tenant will be served a summons to appear at a hearing. It is essential to attend.
4. Judgment and Execution: If the judge rules for the landlord, the court issues an "execution," which is the official order to vacate.
5. Enforcement: Only an authorized constable or sheriff can enforce the execution and legally remove a tenant.

Free Legal Assistance for Tenants

Rhode Island has a strong network of organizations that provide free legal services to eligible tenants.

• Rhode Island Legal Services (RILS): RILS is the primary provider of free civil legal aid to low-income individuals. Contact RILS at (401) 274-2652.
• Rhode Island Center for Justice (CFJ): The Center for Justice can assist tenants who may have incomes slightly above the RILS threshold and can also help undocumented residents. Contact CFJ at (401) 491-1101.

A powerful resource is the Eviction Help Desk, a partnership between Roger Williams University School of Law, RILS, and CFJ. The Help Desk operates directly within the courthouses in Providence and Kent Counties.

Staffed on weekdays by law students and experienced housing attorneys, the desk provides immediate, on-site advice and representation to tenants on the day of their hearings. This provides a vital safety net, ensuring unrepresented tenants have access to legal counsel.

Key Tenant Protections and Resources

The Rhode Island Landlord Tenant Handbook explains the rights and responsibilities of both parties and is an invaluable resource. Additionally, some eviction court records can be sealed in Rhode Island, preventing them from creating barriers to future housing. Tenants should ask their lawyer if they are eligible for eviction sealing.

Additional Support for Utilities and Other Needs

Difficulty paying rent is often accompanied by struggles with other essential expenses. Several programs are available to specifically address these costs.

Energy and Utility Bill Assistance

• Low Income Home Energy Assistance Program (LIHEAP): This federally funded program helps low-income households with their home energy bills. It is typically accessed through local Community Action Agencies.
• Good Neighbor Energy Fund: Administered with the United Way of Rhode Island, this fund provides one-time assistance to any Rhode Islander facing a temporary financial crisis who needs help paying an energy bill.

Specialized Support Services

Certain populations may have access to additional resources. For military veterans experiencing or at risk of homelessness, Operation Stand Down Rhode Island provides a range of housing support and other services.

 Frequently Asked Questions

Facing a high utility bill or a disconnection notice can be incredibly stressful. Fortunately, Texas utility assistance programs are available to help households manage these costs. A multi-layered safety net of federal, state, and local resources exists to provide financial relief for electricity, natural gas, propane, and water bills.

Understanding these programs and how to access them is the first step toward regaining financial stability. Help is available through community action agencies, non-profit organizations, and directly from many utility providers across the state.

Immediate Steps for Texas Utility Bill Help

When facing an energy crisis, taking immediate and direct action is crucial. The system of support in Texas provides several starting points. Approaching it as a multi-layered network can help manage the process and increase the chances of finding aid. For anyone struggling to pay a bill or facing an imminent shutoff, the following three steps should be taken right away.

1. Contact Your Utility Provider Directly

The very first call should be to the electric, gas, or water company listed on the bill. Many people hesitate to do this, but utility providers often have programs and options in place specifically for customers experiencing financial hardship.

These can include:

• Deferred Payment Plans: This allows a customer to pay an outstanding balance in installments over a set period, rather than all at once. Providers are often required to offer these plans during extreme weather emergencies.
• Payment Extensions: If a few extra days are all that is needed to pay the bill, many companies can grant a short extension on the due date.
• Budget Billing: Also known as average monthly billing, this option smooths out seasonal spikes by calculating a consistent monthly payment based on the household's annual energy consumption.
• Referrals to Assistance Programs: Customer service representatives can often direct callers to the appropriate local and state assistance agencies. Some providers even administer their own charitable assistance funds.

Contacting the provider demonstrates a proactive effort to resolve the debt and opens a line of communication that can prevent a service disconnection.

2. Dial 2-1-1 Texas

The 2-1-1 Texas service, operated by the Texas Health and Human Services Commission, is a free, confidential information and referral hotline. It is one of the most powerful tools for Texans in need. By dialing 2-1-1 or visiting 211texas.org, individuals can connect with trained specialists who can identify a wide range of local resources.

Specialists can provide direct contact information for local agencies that distribute utility assistance funds, including help for:

• Utility bills.
• Food and groceries.
• Housing and rent.
• Healthcare and other social programs.

3. Use the TDHCA "Help for Texans" Website

The Texas Department of Housing and Community Affairs (TDHCA) manages federally funded assistance programs. While TDHCA does not provide funds directly to individuals, it operates an essential online tool called "Help for Texans".

This search portal is the official state directory for finding local organizations that distribute utility assistance. To use the tool, visit https://www.tdhca.texas.gov/help-for-texans, select “Utility Bill Payment Help,” and enter your city or county to find a list of designated service providers for your area.

The Comprehensive Energy Assistance Program (CEAP): Your Primary Resource

The cornerstone of utility assistance in Texas is the Comprehensive Energy Assistance Program (CEAP). It is the primary government program designed to help low-income households meet their immediate energy needs and reduce their energy costs over the long term.

The LIHEAP Connection

CEAP is the state's method for distributing federal funds from the Low Income Home Energy Assistance Program (LIHEAP). LIHEAP is a block grant from the U.S. Department of Health and Human Services that provides funding to all states.

In Texas, the TDHCA receives these LIHEAP funds and administers them through the CEAP framework. The agency contracts with a network of local non-profits and community action agencies to deliver the assistance in all 254 counties.

Types of Assistance Offered Through CEAP

CEAP is a comprehensive tool for energy crisis intervention, offering several types of support tailored to a household's specific situation.

• Bill Payment Assistance: The most common form of aid is direct financial assistance to help pay for electricity, natural gas, and propane bills. The payment is sent directly to the utility vendor on the applicant's behalf.
• Crisis Assistance: CEAP provides emergency help for households that have received a disconnection notice, are already without power, or are facing a life-threatening situation due to a lack of heating or cooling.
• Equipment Repair and Replacement: In certain crisis situations, the program can provide funds to repair or replace inefficient or non-functioning heating and cooling equipment, such as HVAC systems.
• Energy Education: Local agencies provide clients with energy education, offering practical tips and strategies to reduce consumption and improve a home's energy efficiency.

Are You Eligible for Utility Assistance?

Eligibility for CEAP and other federally funded programs is based on a specific set of criteria established by the federal government and administered by the state.

Primary Rule: Household Income

The main factor determining eligibility is the total gross income of every person living in the household. To qualify for CEAP, a household's total annual income must be at or below 150% of the Federal Poverty Income Guidelines.

Note: These figures are based on federal guidelines and are subject to change annually. Always verify the current limits with the local service provider. Data sourced from.

Citizenship and Residency Requirements

Because CEAP is federally funded, every member of the household must be either a U.S. citizen, a U.S. non-citizen national, or a qualified non-citizen (legal resident). Applicants must provide documentation to prove the status of every person in the home.

Priority Households

While all eligible households can receive assistance, funding is limited. Therefore, CEAP prioritizes households that are most vulnerable to health and safety risks.

• Households with at least one elderly member (age 60 or older).
• Households with at least one member with a disability.
• Households with one or more young children (typically age 5 and under).

These households are often moved to the front of the line for application processing, particularly during crisis situations.

How to Apply for Texas Utility Assistance: A Step-by-Step Process

The application process for utility assistance in Texas is managed by a network of local agencies across the state. Following a clear, step-by-step process can make the application much smoother.

Crucial Update: The texasutilityhelp.com Portal is CLOSED

It is essential to know that the centralized state application website, texasutilityhelp.com, is no longer accepting new applications for energy or water assistance. This portal has closed because requests for assistance exceeded the available funds. Currently, utility assistance is available only by applying directly through designated local service providers.

Step 1: Gather Your Required Documents

An incomplete application cannot be processed and will cause significant delays. The following documents are typically required for every person living in the household.

Step 2: Find Your Local Service Provider

Since there is no central state application office, the next step is to identify the correct local agency for your county or city.

1. Use the TDHCA "Help for Texans" Search Tool: Go to https://www.tdhca.texas.gov/help-for-texans, select "Utility Bill Payment Help," and enter your county or city.
2. Dial 2-1-1: For those without internet access, dialing 2-1-1 connects them with a specialist who can look up the correct local provider.

Step 3: Complete and Submit Your Application

Once the local agency is identified, the final step is to complete their application process. Each agency may have slightly different procedures.

• Online: Many larger agencies have their own online application portals.
• In Person: Some agencies require or offer in-person appointments.
• By Mail: Paper applications may be available to be mailed in.

After submission, be patient. Due to high demand, processing an application can take several weeks.

Help with Water and Wastewater Bills

Assistance for water and wastewater bills is also available in Texas, but the funding and availability can be less consistent than for energy bills.

LIHWAP Status

The primary source of funding for water bill assistance is the federal Low-Income Household Water Assistance Program (LIHWAP). However, LIHWAP was a temporary, emergency program, and its funding is limited.

The centralized texasutilityhelp.com portal that managed these funds has closed because requests for assistance surpassed the available funding. While the program exists, funds may be exhausted or unavailable at any given time.

How to Seek Help

The best course of action is to inquire about water assistance through the same channels used for energy assistance:

• Contact the local CEAP provider found through the "Help for Texans" tool. These agencies often distribute LIHWAP funds when available.
• Dial 2-1-1 to ask about any local non-profits or charities that may be offering water bill assistance.

Utility-Specific Programs

Some municipal and private water utilities offer their own customer assistance programs. For example, Texas Water Utilities has a program called "Water Assist" that provides a monthly credit to eligible customers. The City of Fort Worth Water Utility offers payment plans and refers customers to community organizations. Always contact your water provider directly to ask about available options.

Lowering Future Bills: The Weatherization Assistance Program (WAP)

While CEAP provides immediate financial relief, the Weatherization Assistance Program (WAP) offers a proactive, long-term solution to high energy bills. WAP is a free program designed to help low-income households improve the energy efficiency of their homes, which permanently lowers their utility costs.

Services Provided

WAP is operated with funds from the U.S. Department of Energy and LIHEAP. A professional energy auditor assesses the home and, based on the audit, the program may provide and install free energy-saving measures, including:

• Attic, wall, and floor insulation.
• Sealing of air leaks and ductwork.
• Weatherstripping for doors and windows.
• Installation of solar screens.
• Minor home and plumbing repairs to improve efficiency.
• Installation of carbon monoxide and smoke detectors for safety.

Eligibility and How to Apply

Eligibility for WAP is closely tied to CEAP. Households with an income at or below 200% of the federal poverty guidelines may qualify, with priority given to the elderly, persons with disabilities, and families with young children.

The application process for WAP is handled through the same network of local community action agencies that administer CEAP. When applying for CEAP, individuals should also specifically ask to apply for the Weatherization Assistance Program.

Additional Support Programs and Resources

If a household does not qualify for CEAP, or if the assistance provided is not enough, several other avenues of support are available.

Direct Assistance from Utility Companies

Many major energy providers in Texas have established charitable funds or special discount programs to help their most vulnerable customers.

• CPS Energy (San Antonio): Offers the Residential Energy Assistance Partnership (REAP) and an Affordability Discount for low-income households.
• Entergy Texas: The "Power to Care" program provides emergency bill payment assistance to elderly customers and those with disabilities.
• TXU Energy: The "TXU Energy Aid" program is one of the largest bill-payment assistance programs in the nation.
• Reliant Energy: The CARE program supports customers facing extreme hardship. Reliant also offers waived deposits for seniors 65 and older.

Community and Charitable Aid

Non-profit and faith-based organizations are a critical part of the social safety net, often providing emergency funds with more flexible eligibility criteria.

• The Salvation Army: Offers emergency financial assistance for rent and utilities to prevent homelessness.
• Catholic Charities: Provides short-term financial assistance for rent, mortgage, and utility bills.
• Baker Ripley (Houston Area): A major community development organization that serves as the CEAP provider for Harris, Brazoria, and Galveston counties.
• Local Community Action Agencies: The same agencies that administer CEAP often have access to other charitable funds or grants.

Other State and Federal Programs

Several other programs can help reduce a household's overall financial burden, freeing up resources for utility bills.

• Lifeline Program: A federal program that provides a monthly discount of up to $12.75 on telephone or internet service for eligible low-income households.
• Electric Deposit Waivers: Texas law allows victims of family violence to have their electric service deposit waived. Additionally, some electricity providers waive deposits for seniors age 65 and older.

By exploring this full spectrum of resources, Texans facing financial hardship can build a comprehensive strategy to maintain essential services and work toward lasting stability.

 Frequently Asked Questions

For residents facing housing instability, finding a Pennsylvania rent relief program is a critical first step toward security. The landscape of available assistance has evolved, and understanding the current options is key to accessing the right support.

While many may recall the broad-based Emergency Rental Assistance Program (ERAP) that provided significant aid during the COVID-19 pandemic, that initiative has largely concluded in most counties. The primary, ongoing statewide program available to renters is the Property Tax/Rent Rebate Program, which offers targeted financial relief to specific eligible populations.

This distinction is vital. The search for general "rent relief" often leads to information about this specific rebate program, which is designed for older adults and individuals with disabilities. However, this does not mean help is unavailable for others. A wide and robust network of county-level programs, non-profit organizations, and federal housing resources exists to fill this gap.

Navigating these options successfully requires knowing where to look. The support system is highly localized; the most effective assistance is often found by connecting with agencies that serve a specific city or county. From direct financial aid in Philadelphia and Allegheny County to eviction prevention services and legal aid across the Commonwealth, a variety of programs are in place to help tenants maintain their housing.

The Property Tax/Rent Rebate Program: A Detailed Overview

The Property Tax/Rent Rebate Program is a cornerstone of Pennsylvania's support for its long-term residents, funded by the Pennsylvania Lottery and gaming revenue. It provides a direct rebate to eligible renters and homeowners, helping to offset housing costs. An expansion of the program has increased both the income limits and the maximum rebate amounts, making this crucial assistance available to more Pennsylvanians than ever before.

Who is Eligible for a Rebate?

Eligibility for the program is based on a combination of age or disability status and annual household income. To qualify for a rebate, an applicant must meet one of the following criteria:

• Be 65 years of age or older.
• Be a widow or widower aged 50 or older.
• Be a person with a disability aged 18 or older.

In addition to the status requirement, the total annual household income must be $46,520 or less. A critical detail in calculating this income is that applicants may exclude 50% of their Social Security, Supplemental Security Income (SSI), and Railroad Retirement Tier 1 benefits. This exclusion significantly impacts eligibility for many seniors and individuals with disabilities on fixed incomes.

Calculating Your Potential Rebate

The amount of the standard rebate is tiered based on the applicant's annual household income, with the largest rebates going to those with the lowest incomes. The maximum standard rebate has been increased to $1,000.

Some applicants may automatically qualify for a supplemental rebate ranging from $190 to $500. These are provided to homeowners with an income of $31,010 or less whose property taxes are more than 15% of their total income. Residents of Philadelphia, Pittsburgh, and Scranton may also be eligible, potentially bringing their total assistance to as much as $1,500.

How to Apply: A Step-by-Step Process

The Pennsylvania Department of Revenue has established a clear and accessible application process with multiple options. Free assistance is available for those who need help completing their application.

1. Apply Online with my PATH: The fastest way to apply is through the state's online portal, my PATH (my Pennsylvania Tax Hub), at revenue.pa.gov/ptrr.
2. Apply by Mail: Paper application forms (PA-1000) can be downloaded from the Department of Revenue's website or requested by phone. Mail completed forms to: PA Department of Revenue, Property Tax/Rent Rebate Program, P.O. Box 280503, Harrisburg, PA 17128-0503.
3. Find Free In-Person Support: Help is available at hundreds of locations, including Department of Revenue district offices, local Area Agencies on Aging, and the offices of state senators and representatives. It is recommended to call ahead to schedule an appointment.

Required Documentation Checklist

To ensure a smooth application process, it is essential to gather all necessary documents beforehand. Applicants will need to provide photocopies of the following:

• Proof of Age: A birth certificate, driver's license, PA identification card, Medicare card, or passport are all acceptable.
• Proof of Income: This includes documents for all household members, such as W-2 forms, 1099s, federal income tax returns, Social Security statements, or pension statements.
• Proof of Rent Paid: Renters must submit a rent certificate (Form PA-1000 RC) completed and signed by their landlord. A notarized affidavit can be submitted if the landlord's signature cannot be obtained.

Key Dates and Deadlines

The application period for the Property Tax/Rent Rebate Program runs for the entire calendar year. Applications for rebates on rent paid in the previous year are typically accepted starting in January.

• Application Deadline: The official deadline to apply is June 30. However, this deadline has consistently been extended to December 31, providing applicants with ample time to file.
• Payment Distribution: Rebate payments begin to be distributed starting July 1 via direct deposit or paper check, depending on the option selected by the applicant.

Checking Your Application Status

After submitting an application, residents can track its progress online or by phone. You will need the primary applicant's Social Security number, date of birth, and the claim year.

• Online Tool: The "Where's My Rebate?" tool is available on the Department of Revenue's website for real-time status updates.
• Phone Inquiry: Call the automated toll-free number at 1-888-PATAXES (728-2937). For specific questions, call the program hotline at 1-888-222-9190.

Additional Statewide and Federal Housing Support

For Pennsylvanians who do not meet the specific requirements of the Property Tax/Rent Rebate Program, other housing support systems are available. These programs are managed by state and federal agencies but are accessed through local points of contact.

Pennsylvania Housing Finance Agency (PHFA) Resources

The Pennsylvania Housing Finance Agency (PHFA) is a key state-level organization dedicated to expanding affordable housing options. PHFA offers a suite of services to empower renters.

• Rental Housing Search: PAHousingSearch.com is a free online apartment locator to search for affordable and accessible rental housing. A bilingual call center is also available at 1-877-428-8844.
• Free Housing Counseling: PHFA funds a network of HUD-certified housing counseling agencies. These counselors provide free, confidential advice on budgeting, tenant rights, and crisis planning.  
• Financial Education: PHFA offers programs like the Prepared Renter Program (PREP) and financial workshops to teach valuable skills in money management and credit.
• Foreclosure Prevention: The Homeowners' Emergency Mortgage Assistance Program (HEMAP) provides temporary loans to homeowners who have experienced an unexpected loss of income.

Federal Programs for Pennsylvania Renters (HUD)

The U.S. Department of Housing and Urban Development (HUD) funds the nation's largest rental assistance programs, which are administered locally in Pennsylvania.

• Public Housing Authorities (PHAs): The gateway to federal housing assistance is the local PHA. Each county or major city has its own PHA responsible for managing these programs.
• Housing Choice Voucher Program (Section 8): This program assists very low-income families, the elderly, and the disabled to afford housing in the private market. The PHA pays a housing subsidy directly to the landlord.
• Public Housing: This program provides rental housing owned and operated by local PHAs for eligible low-income families, seniors, and persons with disabilities.
• Low-Income Housing Tax Credit (LIHTC) Properties: These are affordable rental housing developments built by private developers. Prospective tenants contact the property's management company directly to apply.

Local Rent Relief: Help in Your County

The most immediate rental assistance is often administered at the local level. County and city governments, along with non-profit partners, manage the direct distribution of aid. This means resources can vary significantly from one county to another.

Rental Assistance in Philadelphia

Philadelphia offers a comprehensive approach to rental assistance and eviction prevention, coordinated through the city's Office of Homeless Services.

• Philadelphia Eviction Prevention Project: This project is a central resource for tenants, providing legal help and connections to financial assistance.
• Eviction Diversion Program: Before filing for eviction, landlords are often required to apply for this program, which offers mediation and targeted financial aid to resolve back-rent issues. Tenants can find resources at PhillyTenant.org.
• Local Assistance Agencies: A wide range of non-profits provide direct financial support.

Rental Assistance in Allegheny County

Residents of Allegheny County, including Pittsburgh, have a centralized point of contact for housing crises.

• Allegheny Link: This is the primary resource for anyone experiencing or at risk of homelessness. Call 1-866-730-2368 to be assessed for eligibility for rental assistance, utility assistance, and other services.
• Housing Stabilization Program: Administered by the Urban Redevelopment Authority (URA), this program provides financial assistance to households facing a temporary housing crisis.
• Other Key Agencies: The Urban League of Greater Pittsburgh offers several housing programs. ACTION-Housing is another critical partner in administering rental assistance funds.

Rental Assistance in Montgomery County

Montgomery County has a coordinated system called Your Way Home to prevent and end homelessness.

• Your Way Home: This partnership is the county's central hub for anyone facing a housing crisis. Individuals can call 2-1-1 for assessment and referral to supportive services.
• Emergency Rent and Utilities Coalition (ERUC): This program provides direct financial assistance for rent and utilities to residents at risk of eviction.
• Eviction Prevention and Intervention Coalition (EPIC): This court-based project provides free legal and social services, as well as financial assistance, to tenants facing eviction.
• Rockville Emergency Assistance Program (REAP): Residents in specific Rockville zip codes can access this program after being referred by the Montgomery County Department of Health and Human Services.

Finding Help in Other Pennsylvania Counties

For residents living outside of these major metropolitan areas, a similar, localized approach is required.

1. Contact Your County Assistance Office (CAO): Every county has a CAO, which is the local office of the Department of Human Services. These offices are a primary resource for information on available local assistance programs.
2. Dial 211: This is the most effective step for any resident. PA 211 maintains a comprehensive database of local non-profits and community action agencies that provide rent and utility assistance. A call or text to 211 connects individuals with a trained specialist.

Immediate Crisis Support and Eviction Prevention

For tenants facing an imminent threat of eviction, the situation requires urgent action. Understanding legal rights and accessing free legal representation can be the most powerful form of relief.

Facing Eviction? Your Legal Rights and Resources

Successfully defending against an improper eviction can result in the cancellation of rent debt, the creation of a payment plan, or gaining more time to find new housing.

• Philadelphia's Right to Counsel: The City of Philadelphia guarantees free legal representation for eligible low-income renters facing eviction. To qualify, a tenant must have an income at or below 200% of the federal poverty level and live in a covered ZIP code. Call the Philly Tenant Hotline at (267) 443-2500 to access this service.
• Statewide Legal Aid: The Pennsylvania Legal Aid Network provides free civil legal assistance to low-income individuals and families. They can be reached at 1-800-322-7572.
• Regional Legal Services: Legal Aid of Southeastern Pennsylvania (LASP) serves residents of Bucks, Chester, Delaware, and Montgomery counties. Their helpline is 877-429-5994. In Philadelphia,   Community Legal Services (CLS) and Philadelphia Legal Assistance (PLA) are the primary providers of free legal aid.

PA 211: Your Connection to Local Services

PA 211 is a free, confidential, 24/7 information and referral service that acts as a single point of contact for health and human services in Pennsylvania. It is often the fastest way to find local, community-based help.

• How to Connect: There are three simple ways to reach a trained resource specialist:
• Dial 211 from any phone.
• Text your ZIP code to 898-211.
• Visit pa211.org to search the online database or use the chat feature.
• What to Expect: A specialist will listen to your needs and provide confidential referrals to local agencies that can help with rent, utility bills, food, healthcare, and other essential needs.

 Frequently Asked Questions

For Oregonians facing housing instability, finding reliable information on Oregon rent relief is a critical first step toward security. While the large-scale, pandemic-era Oregon Emergency Rental Assistance Program (OERAP) has concluded, a diverse network of state, regional, and county-level housing assistance programs continues to provide support.

The system for accessing aid has shifted from a single, broad program to a more targeted and localized approach. Navigating this new landscape can be challenging, but help remains available for those at risk of eviction or struggling to pay rent. The key is knowing where to look and how to connect with the right resources. This directory provides a clear and current map to the housing stability programs available to renters across Oregon.

Immediate Help for Oregon Renters Facing Eviction

For individuals and families who have received a termination notice from a landlord or a court summons for eviction, the situation is urgent. A specific set of resources is designed to intervene directly at this crisis point, combining immediate financial aid with critical legal support to prevent displacement.

The First Call: Connecting with 211info

The primary gateway to social services and housing assistance in Oregon is 211info. This is not a direct funding source but a crucial information and referral service that acts as a central navigator. A specialist will assess your specific situation—including location, income, and household size—and connect you to the local agencies that administer funds.

The closure of broad programs like OERAP has made 211info the essential starting point for nearly every renter seeking help. It is the most effective way to identify which local organizations have available funding at any given time.

How to Contact 211info:

• Phone: Dial 2-1-1 from any phone.
• Text: Text your zip code to 898211.
• Website: Visit 211info.org to search for resources online. 

To make the call as effective as possible, be prepared to discuss your current living situation, all sources of household income, and the number of dependents living in the home. If an eviction notice has been received, having that document on hand is also beneficial.

If You Have an Eviction Notice: The Oregon Eviction Prevention Rapid Response Program (OR-EPRP)

The Oregon Eviction Prevention Rapid Response Program (OR-EPRP) is the state's most direct intervention for tenants on the brink of displacement. It is a specialized program that provides financial support to households that are already in the formal eviction process. With limited post-pandemic funding, resources are triaged to the most critical point of intervention—an active court case—to prevent the final step of a household losing its home.

This program is a partnership between Oregon Housing and Community Services (OHCS) and a third-party administrator, Public Partnerships (PPL), which handles the intake, review, and payment process.

Eligibility Requirements

The single most important eligibility criterion for OR-EPRP is that the applicant must have an active eviction court case number. Additional requirements include meeting specific income levels and not having received assistance from OHCS within the current biennium (July 2025 – June 2027).

Covered Expenses

OR-EPRP funds can be used for a wide range of housing-related costs to resolve the eviction and stabilize the tenancy, including:

• Past-due rent.
• Future rent (up to one month).
• Rental security deposits.
• Utilities paid to a landlord or utility company.
• Associated rental fees, such as pet fees, application fees, or housing-related legal fees.
• Repairs and damage remediation up to $2,500.
• Partial payments to reduce housing debt, allowing a tenant to relocate if necessary.

Application Process

Applications are accepted when funding is available, which is typically announced on a monthly basis and can be exhausted quickly. Applicants have two ways to apply:

1. Online Application: Submit an application through the PPL portal when it is open.
2. Phone Intake: Call the intake message line at 833-746-8167. It is critical to leave a clear message with all required information: full name, phone number, complete address, date of birth, and the eviction court case number. Failure to provide all details will result in no callback.

Once an application is fully approved, payment is typically sent to the landlord within about 10 days.  

Securing Legal Support: The Eviction Defense Project (EDP)

Financial assistance alone may not be enough to stop a legal eviction. The court process has strict timelines and procedures that require expert navigation. The Eviction Defense Project (EDP) provides free legal assistance to low-income tenants across Oregon who are facing eviction court cases. It is a collaborative effort between Legal Aid Services of Oregon, the Oregon Law Center, and other legal aid organizations.

The EDP works in close coordination with the OR-EPRP. This linkage is fundamental to the state's eviction prevention strategy. While PPL processes the financial aid, the EDP provides the legal advocacy needed to use that aid effectively in court, negotiate with landlords, and ensure the case is properly dismissed. For the best chance of success, tenants with a court summons should pursue both financial and legal help simultaneously.

Who is Eligible and How to Get Help:

• The EDP assists low-income tenants in all Oregon counties who have received eviction court papers. 
• In Multnomah County, tenants may be able to receive help even before a court case is filed if they have received a formal termination notice from their landlord.
• Contact the EDP immediately after receiving court papers. The eviction process moves quickly, and it is crucial to get legal advice before the first court appearance date.
• Contact Information: Call 888-585-9638 or email evictiondefense@oregonlawcenter.org. Be prepared to provide your name, date of birth, and eviction case number.

It is essential for tenants to show up for their scheduled court date, even if they have applied for rent assistance and provided proof to their landlord. Failure to appear in court can result in an automatic judgment and eviction, regardless of a pending assistance application.

State and Regional Housing Stability Programs

Beyond immediate crisis intervention, Oregon has developed several programs aimed at providing longer-term housing stability. These resources are designed for households that are at risk of homelessness but may not yet have an active eviction case. Access to these programs often involves a more comprehensive assessment of a household's needs.

A New Pathway: Housing Assistance Through the Oregon Health Plan (OHP)

In a nationally recognized initiative, Oregon has begun to address housing instability as a public health issue. The state is the first in the nation to use federal Medicaid funds to provide housing assistance through its Oregon Health Plan (OHP). This approach is based on the understanding that stable housing is a critical determinant of health.

These housing benefits are delivered through the Health-Related Social Needs (HRSN) initiative. This is not an emergency program; the application and approval process can take several weeks or months, so it is not suitable for those facing immediate eviction.

Eligibility Requirements

Eligibility for HRSN housing benefits is complex and targeted. An applicant must be an active OHP member and meet four distinct criteria:

1. A Social Health Need: The household must be experiencing housing instability, food insecurity, or climate-related needs.
2. A Life Transition or Risk Factor: The applicant must be experiencing a qualifying situation, such as being at risk of homelessness, transitioning from foster care, or being recently released from custody.
3. A Clinical Health Need: The applicant must have a qualifying health condition, such as a complex physical or behavioral health need, pregnancy, or a developmental disability.
4. An Income Threshold: Household income must be at or below 30% of the Area Median Income (AMI) for their region. For a family of four in the Portland metro area, this cutoff is approximately $35,400.

Covered Services

The HRSN program offers a robust set of supports designed to achieve and maintain housing stability :  

• Up to six months of rental and utility assistance, including payment for past-due amounts.
• Coverage for up to six months of storage fees.
• Medically necessary home modifications, such as wheelchair ramps, grab bars, pest control, or the provision of air conditioners and air filters.

How to Access HRSN Benefits

The entry point for HRSN benefits is through an OHP member's Coordinated Care Organization (CCO), such as Health Share of Oregon or Trillium Community Health Plan. Members can also be connected to the application process by calling 211 and explaining their situation. The application often involves a digital form or a phone screening to determine eligibility.

Long-Term Rent Assistance (LTRA and RLRA)

For households with very low incomes who are experiencing or at high risk of chronic homelessness, Oregon offers long-term rent subsidies. These programs are not open for general application but are accessed through a "coordinated entry" system designed to prioritize the most vulnerable residents.

This model acts as a centralized intake and assessment system for a region's housing resources. It ensures that individuals with the highest needs are prioritized for limited long-term support.

Distinguishing the Programs:

• Long-Term Rent Assistance (LTRA): This is a statewide, state-funded program created under Governor Tina Kotek's executive orders on homelessness. It provides a permanent housing subsidy for households that have been successfully rehoused from homelessness through other state initiatives.
• Regional Long-Term Rent Assistance (RLRA): This program operates in Multnomah, Washington, and Clackamas counties and is funded locally by the voter-approved Supportive Housing Services (SHS) measure. It provides an ongoing rent subsidy to households with very low incomes, often with wrap-around supportive services.

Individuals and families cannot apply directly for these programs. Access is granted exclusively through a referral from a region's coordinated entry system or from a case manager at a partner social service agency.

Federal Housing Subsidies in Oregon (Housing Choice Voucher / Section 8)

The federal Housing Choice Voucher (HCV) program, commonly known as Section 8, is the nation's largest rental assistance program. It provides a long-term subsidy to low-income families, the elderly, and people with disabilities, allowing them to rent housing in the private market. The program is administered locally by Public Housing Authorities (PHAs).

While this program is a vital resource, the demand far exceeds the supply of vouchers. In Oregon, the waiting lists for the Housing Choice Voucher program are typically closed and can be several years long. Openings are infrequent and often announced with little notice. Renters should monitor the website of their local PHA for any announcements.

County-Specific Rent Relief Resources

Access to rent relief is highly dependent on a resident's location, as funding is often administered by a network of county governments and local non-profit organizations. The primary intake point and available programs vary significantly from one county to another.

Multnomah County

• Primary Intake: The central starting point for all housing assistance is 211info. Callers will be screened and referred to the appropriate agency.
• Key Agencies: Home Forward is the county's housing authority and a primary administrator of rent assistance.
• Key Programs:
• Short-Term Rent Assistance (STRA): Provides up to 24 months of rental assistance to households experiencing or at risk of homelessness.
• Regional Long-Term Rent Assistance (RLRA): Provides ongoing subsidies to very-low-income households referred through the coordinated entry system.
• OHP/HRSN Benefits: Eligible OHP members can access housing benefits through their Coordinated Care Organizations.

Washington County

• Primary Intake: Community Connect is the county's coordinated entry system. Contact them at 503-640-3263 or communityconnect@caowash.org.
• Key Agencies: The Washington County Department of Housing Services and Community Action are the lead organizations.
• Key Programs:
• Referral-Based Programs: Community Connect provides referrals to long-term programs like RLRA and Veterans Affairs Supportive Housing (VASH).
• Eviction Prevention: A dedicated program assists households that have already received an eviction notice.
• Community Action Emergency Assistance: Offers emergency rent assistance when funding is available.

Clackamas County

• Primary Intake: Coordinated Housing Access (CHA) is the centralized point of contact. The CHA line can be reached at 503-655-8575.
• Key Agencies: The Housing Authority of Clackamas County (HACC) and Clackamas County Social Services manage the county's primary housing programs.
• Key Programs:
• Regional Long-Term Rent Assistance (RLRA): The HACC administers the RLRA program with unique incentives to attract landlords.
• Housing Rights and Resources Program (HRRP): This program provides education and referrals on landlord-tenant law and fair housing issues.
• Rent Well: A tenant education program that helps individuals with rental barriers become successful renters.

Lane County

• Primary Intake: The primary starting point is 211info, which refers callers to local service providers.
• Key Agencies: A network of non-profits delivers services, including Catholic Community Services and Siuslaw Outreach Services.
• Key Programs:
• Homelessness Prevention Programs: Local providers offer services that can include rent and utility assistance, payment for arrears, and case management.
• Catholic Community Services: A major provider of rent assistance in the Eugene-Springfield area, though their waitlist is frequently closed.
• OR-EPRP: Residents with an active eviction court case number can apply for the statewide rapid response program.

Marion County

• Primary Intake: Residents should start by contacting 211info for referrals to the appropriate local agencies.
• Key Agencies: Key service providers include Northwest Human Services, the Mid-Willamette Valley Community Action Agency, and The Salvation Army.
• Key Programs:
• Emergency Financial Assistance (EFA): Northwest Human Services offers limited assistance with rent and utilities.
• The ARCHES Project: This program provides a range of homeless prevention services, including potential grants for rent and security deposits.
• The Salvation Army: Provides emergency assistance, often requiring a 72-hour eviction notice to qualify.
• Rental Assistance Program (RAP): A specialized program for adults diagnosed with a Serious and Persistent Mental Illness (SPMI) who are homeless or at risk.

Oregon County Rent Assistance Quick Reference

The fragmented nature of rent relief means the first step depends entirely on where one lives. This table provides an at-a-glance summary of the primary point of contact for residents in Oregon's most populous counties.

Specialized Assistance Programs for Oregonians

In addition to general rent relief, several programs are tailored to meet the unique needs of specific populations. Exploring all applicable categories can reveal multiple potential streams of aid.

Support for Veterans

• Veterans Affairs Supportive Housing (VASH): This federal program combines a HUD Housing Choice Voucher with ongoing case management and clinical services from the Department of Veterans Affairs. It is specifically for veterans experiencing homelessness who have a diagnosed disability. The VASH program is referral-based, and veterans can be connected to it through the VA or their county's coordinated entry system.

Aid for Seniors and Older Adults (Age 58+)

• Elderly Rental Assistance (ERA) Program: This state-funded program assists very-low-income seniors, defined as age 58 and older, who are homeless or at risk of becoming homeless. The program provides financial assistance and case management. Seniors should contact their local Community Action Agency or 211info to inquire about availability.
• Legal Assistance: Local Area Agencies on Aging (AAAs) receive funding to provide legal services for adults age 60 and over. This can include help with improper evictions or issues with subsidized housing. Seniors can connect with these services by calling the Aging and Disability Resource Connection (ADRC) at 855-673-2372.

Resources for Youth and Families

• Foster Youth to Independence (FYI) Initiative: This program provides housing assistance for youth between the ages of 18 and 24 who are leaving the foster care system. It is a referral-based program, with eligible applicants identified and referred by the Oregon Department of Human Services. 
• Family Rental Assistance Program (FRAP): Operating in Marion County, FRAP provides a housing subsidy and case management for families where the primary caregiver has a diagnosed Severe and Persistent Mental Illness (SPMI) and the family is homeless or at risk of homelessness.

Assistance for Agricultural Workers

• Oregon Human Development Corporation (OHDC): The OHDC is a primary resource for agricultural workers in Oregon. Their housing assistance programs offer a variety of support, including rental assistance, help with back rent, and emergency shelter to help farmworker families maintain stable housing. They serve multiple counties, including Marion, Polk, Linn, Benton, and Lane.

Preparing Your Application: Required Documents and Information

The process of applying for rent relief can be administratively demanding. Being prepared with the correct documents is one of the most important steps an applicant can take to ensure their request is processed as quickly and smoothly as possible.

Core Documentation Checklist

While specific requirements may vary, most rental assistance applications in Oregon will require the following core documents for all household members aged 18 and older.  

1. Proof of Identity (Provide ONE):

• State-issued driver's license or ID card.
• U.S. Passport or foreign passport.
• Birth certificate or Social Security card.
• Military ID or VA Medical card.
• Permanent Resident Card (Form I-551).
• Letter from a government agency or non-profit attesting to identity.

2. Proof of Income (For ALL household members 18+):

• For tax filers: Most recent signed federal tax return (Form 1040).
• For non-tax filers:
• Recent consecutive pay stubs.
• W-2 or 1099 forms for the most recent tax year.
• Benefit letters for Social Security, SSI, unemployment, or TANF.
• A signed statement from an employer detailing wages.
• For those with no income, a signed "Certification of No Income" form is often required.

3. Proof of Residence and Housing Crisis (Provide ONE or MORE):

• A current, signed lease or rental agreement.
• A utility bill in the applicant's name at the listed address.
• An eviction notice or a court summons for eviction.
• Proof of rent payments, such as bank statements or check stubs.
• A written confirmation of rent due from the landlord.

4. Program-Specific Documents:

• OHP/HRSN: Applicants will need their OHP ID card and may need records related to their qualifying health condition.
• OR-EPRP: The eviction court case number is mandatory.
• VASH: A DD214 may be required to verify veteran status.

Navigating the Process: Tips for Success

Securing rent relief in the current environment requires preparation and persistence. Call wait times can be long, and agency responses can sometimes take weeks. The following steps can help:

• Be Prepared: Gather all necessary documents before starting an application or calling an intake line. This single step can prevent significant delays.
• Be Persistent: If phone lines are busy, try calling at different times. If you leave a message, ensure it is clear and contains all requested information.
• Document Everything: Keep a record of every call you make. Note the date, the agency's name, the person you spoke with, and what was discussed.
• Know Your Rights: Understand your legal rights as a tenant in Oregon. Resources like the Oregon Law Center provide information on legal notice periods, limits on rent increases, and defenses against eviction.

 Frequently Asked Questions

The Texas Housing Choice Voucher Program, widely known as Section 8, offers a critical lifeline to low-income families, the elderly, and persons with disabilities, enabling them to afford safe and sanitary housing in the private market. This federally funded, locally administered program provides rental assistance that empowers participants with the freedom to choose their own home, whether it be a single-family house, a townhouse, or an apartment. The subsidy is paid directly to the landlord, bridging the gap between what a family can afford and the actual market rent. Understanding how this system works is the first step toward securing stable housing.

The Texas Housing Choice Voucher Program Explained

The program's success hinges on a collaborative effort between federal, state, and local entities. For applicants, grasping this structure is essential, as the entire process—from application to housing search—is managed at the local level.

Core Mission: Affordable Housing in the Private Market

The fundamental goal of the Housing Choice Voucher (HCV) program is to promote housing choice in the broader community. Assistance is tied to the family, not the building.

This means participants are not limited to specific properties but can search for a suitable home in the private rental market wherever a landlord agrees to participate. This approach aims to deconcentrate poverty and provide families with access to neighborhoods that may offer better schools, job opportunities, and amenities.

The Administrative Structure: A Federal, State, and Local Partnership

The program is a tiered system of governance. At the top, the U.S. Department of Housing and Urban Development (HUD) provides the funding and establishes the national regulations that all local administrators must follow.

The day-to-day operation, however, is handled by local Public Housing Agencies (PHAs). It is a common misconception that there is a single, statewide "Texas" program. In reality, Texas is served by a network of individual PHAs, each responsible for a specific city, county, or region. An applicant's experience is determined entirely by the rules and procedures of their local PHA.

The Texas Department of Housing and Community Affairs (TDHCA) acts as one of these PHAs, administering the HCV program for a specific 34-county service area, primarily in rural regions. TDHCA does not have oversight over other PHAs in the state. For issues concerning other housing authorities, individuals must contact those agencies directly or a regional HUD office.

Who Qualifies for Housing Assistance in Texas

Eligibility for a housing choice voucher is determined by a strict set of criteria established by HUD and administered by the local PHA. These standards ensure that assistance is directed to the households with the greatest need.

Income Eligibility: The Primary Requirement

The most significant factor for eligibility is a household's total annual gross income relative to its size. PHAs use income limits defined by HUD, which are based on the Area Median Income (AMI). Generally, a family's income may not exceed 50% of the AMI, a category known as "Very Low-Income".

Furthermore, HUD requires PHAs to provide 75% of their vouchers to families whose incomes are at or below 30% of the AMI, defined as "Extremely Low-Income". During the application process, the PHA will verify all sources of income for the household, including wages, child support, and Social Security benefits.

Texas Housing Choice Voucher Program Income Limits

Income limits are updated annually by HUD and vary substantially across the state. The figures below represent the Very Low-Income (50% AMI) and Extremely Low-Income (30% AMI) limits for major metropolitan areas in Texas. Applicants should compare their total household gross income to the limit corresponding to their family size and location.

Additional Eligibility Criteria

Beyond income, applicants must meet several other key requirements to qualify for assistance.

• Citizenship/Immigration Status: The program is available to U.S. citizens and certain categories of non-citizens who have eligible immigration status.
• Social Security Numbers: The head of household must have a valid Social Security number. Most PHAs also require documentation of Social Security numbers for all other household members.
• Family Composition: The PHA collects information on the size and composition of the family to determine the appropriate voucher size and to verify the household qualifies as a "family" under program rules.
• Background Screening: PHAs conduct criminal background checks on all adult household members. A history of certain criminal activities can lead to a denial of assistance. Federal regulations specifically prohibit assistance for individuals who are subject to a lifetime sex offender registration or have been convicted of manufacturing methamphetamine in federally assisted housing.

Applying for a Housing Choice Voucher in Your Area

The application process is not a single action but a series of steps, often separated by long waiting periods due to high demand.

Step 1: Locating Your Local Public Housing Agency (PHA)

Because the program is administered locally, the first step is to identify the correct PHA for the area where you wish to live. The most reliable tool for this is the official PHA Contact Information directory on the HUD website, which provides contact details and service areas for each agency.

The Application Process: From Pre-Application to Full Screening

The journey from initial interest to receiving a voucher is a multi-stage process.

1. The Pre-Application: Most PHAs begin with a simplified "pre-application," typically an online form that collects basic household information to get your name into the system.
2. Waiting List or Lottery: After submitting a pre-application, the household is either placed on a waiting list or entered into a lottery for a chance to be selected as vouchers become available.
3. The Full Application: If selected, the PHA will invite you to complete a full application. This is a much more comprehensive process requiring extensive documentation to formally verify eligibility.
4. Required Documentation: Applicants should be prepared to provide copies of numerous documents for all household members. Common requirements include:

• Birth certificates
• Valid, government-issued photo IDs for all adults
• Social Security cards
• Proof of all income sources (e.g., pay stubs, benefit award letters)
• Recent bank statements
• Proof of citizenship or eligible immigration status

Navigating Waiting Lists and Checking Your Status

For many applicants, the most challenging part of the process is the long and uncertain wait. Understanding how these lists work is crucial.

The Reality of Waiting Lists in Texas

The demand for housing assistance in Texas far exceeds the available funding. As a result, PHA waiting lists are frequently closed and can be thousands of families long, with waits that can last several years. Some PHAs have projected that their closed lists may not reopen for seven years or more.

To manage these lists, PHAs often establish local preferences. These policies give priority to certain applicants, such as families experiencing homelessness, living in substandard housing, or paying more than 50% of their income toward rent.

How to Check Your Application Status with Major Texas PHAs

Most major PHAs in Texas provide online portals for applicants to check their status on the waiting list.

• Houston: The Houston Housing Authority (HHA) offers an online lookup tool. The Harris County Housing Authority (HCHA) uses the national portal at   www.waitlistcheck.com.
• Dallas: The Dallas Housing Authority (DHA) utilizes its Rent Cafe applicant portal. The separate Dallas County Housing Agency provides a phone number for inquiries.
• Tarrant County/Fort Worth: The Tarrant County Housing Assistance Office (TCHAO) directs applicants to www.waitlistcheck.com. Fort Worth Housing Solutions (FWHS) maintains its own applicant portal.
• San Antonio/Bexar County: Opportunity Home San Antonio and the Housing Authority of Bexar County (HABC) both provide dedicated applicant portals on their websites.
• Austin/Travis County: The Housing Authority of the City of Austin (HACA) manages its waitlist status through its portal at www.hacaapply.org.

Your Responsibility While Waiting

It is the applicant's sole responsibility to keep their information current with the PHA. If the PHA cannot contact you by mail, your name will be removed from the waiting list. You must promptly report any changes to your mailing address, phone number, or family composition.

Using Your Voucher to Secure Housing

Being approved and issued a voucher marks the beginning of the housing search and the final steps to securing a lease.

Receiving Your Voucher and Attending the Briefing

Once a family is approved, all adult members must attend a "voucher briefing" hosted by the PHA. This mandatory meeting provides essential information about program rules. At the conclusion, the family is officially issued their housing choice voucher.

The Housing Search: Finding a Suitable Home

With voucher in hand, the family is responsible for finding a rental unit in the private market.

• Timeframe: The voucher comes with an expiration date, typically 60 to 120 days. The family must find a unit and submit the required paperwork before this deadline. Extensions may be granted but are not guaranteed.
• Finding Landlords: PHAs may provide lists of participating landlords. Families can also use online resources like AffordableHousing.com, which specializes in listings for voucher holders.
• Request for Tenancy Approval (RFTA): When a family finds a willing landlord, they and the landlord must complete and sign a Request for Tenancy Approval (RFTA) packet. Submitting this to the PHA officially starts the approval process for that unit.

Portability: Moving with Your Voucher

A key feature of the HCV program is "portability," which allows a family to use their voucher to move to a different city or state.

The process begins with the family notifying their current PHA (the "initial PHA") of their intent to move. The initial PHA then coordinates with the agency in the new location (the "receiving PHA"), transferring the family's file. Some PHAs require a family to live within their jurisdiction for the first 12 months before they can "port out".

Landlord Participation and Property Requirements

The success of the program depends on the voluntary participation of private property owners. The program is a three-way partnership between the PHA, the tenant family, and the landlord.

Becoming a Housing Choice Voucher Landlord

Landlords who participate in the HCV program gain access to a large pool of tenants and benefit from reliable housing assistance payments (HAP) from the PHA. The process is straightforward:  

1. Advertise: Landlords can list their properties on various platforms, including specialized sites like GoSection8.com (now part of AffordableHousing.com).
2. Screen Tenants: The landlord is responsible for screening HCV tenants just as they would any other renter, including checking references and credit history.
3. Complete Paperwork: The landlord and tenant complete the RFTA packet and submit it to the PHA.
4. Inspection and Contract: After the unit passes a PHA inspection, the landlord signs a lease with the tenant and a separate HAP contract with the PHA.

Housing Quality Standards (HQS): Ensuring Safe and Decent Housing

Before any HAP contract can be signed, the rental unit must pass a physical inspection to ensure it meets HUD's Housing Quality Standards (HQS). These standards guarantee that the housing is decent, safe, and sanitary. Inspections are conducted before move-in and at least annually thereafter.

Common HQS Inspection Items Checklist

• Sanitary Facilities: A private bathroom with a working flush toilet, sink, and shower or tub, all with hot and cold running water.
• Kitchen: A working oven and stove, a working refrigerator, and a sink with hot and cold running water.
• Safety and Security:
• Working smoke detectors on each level.
• A carbon monoxide detector if the unit has gas appliances or an attached garage.
• Secure, working locks on all exterior doors.
• Working locks on all accessible windows.
• Quick-release mechanisms on security bars in bedrooms.
• Electrical and Plumbing: No exposed wiring, all outlets and switches must have cover plates, and plumbing must be free of leaks.
• Heating System: A safe, permanently installed, and operable primary heat source.
• Structural Integrity: The roof must not leak, and walls, floors, and ceilings must be structurally sound. Stairs with four or more risers must have a secure handrail.
• Lead-Based Paint: For units built before 1978, there can be no chipping or peeling paint on any surface.

How Rent and Subsidies Are Calculated

The financial mechanics of the program involve a careful calculation that balances the tenant's income, the local housing market, and the landlord's requested rent.

The Tenant's Portion: The 30% Rule of Thumb

The foundation of the rent calculation is the tenant's contribution, known as the Total Tenant Payment (TTP). A family is generally required to contribute approximately 30% of its monthly adjusted income toward rent and utilities.

A household's adjusted income is its gross income minus certain HUD-approved deductions, such as allowances for dependents, elderly or disabled household members, and certain medical or childcare expenses.

The PHA's Role: Payment Standards and Housing Assistance Payments (HAP)

The PHA's contribution is determined by several factors.

• Payment Standard: Each PHA establishes a Payment Standard, which is the maximum subsidy the PHA can provide for a unit of a given size.
• Rent Reasonableness: The PHA must certify that the landlord's proposed rent is "reasonable" compared to similar, unassisted units in the same neighborhood.
• Housing Assistance Payment (HAP): The HAP is the amount the PHA pays the landlord. In the simplest calculation, it is the Payment Standard minus the family's TTP.
• Renting Above the Payment Standard: A family can choose a unit with rent higher than the Payment Standard, but they must pay the difference. A critical affordability rule applies: at move-in, the family's total share of rent and utilities cannot exceed 40% of their adjusted monthly income.

Ongoing Responsibilities for Tenants and Landlords

To ensure the program runs smoothly, all parties—the tenant, the landlord, and the PHA—have ongoing obligations.

Tenant Obligations to Remain in Good Standing

A family's participation is contingent upon fulfilling several key responsibilities:

• Report Changes Promptly: Notify the PHA immediately of any changes in household income or family composition.
• Comply with the Lease: Abide by all terms of the lease, including paying their rent portion on time and maintaining the unit.
• Permit Inspections: Allow the PHA access to the unit for annual HQS inspections.
• Complete Annual Recertification: Each year, complete a recertification with the PHA to verify their income and household information.

Landlord Obligations Under the HAP Contract

Landlords also have continuing duties after a tenant moves in:

• Maintain the Property: Maintain the unit in accordance with HQS and make necessary repairs.
• Enforce the Lease: Manage the property and enforce the lease agreement fairly.
• Communicate with the PHA: Comply with the HAP contract and notify the PHA if the tenant vacates or violates the lease.
• Adhere to Fair Housing Laws: Comply with all federal, state, and local fair housing laws.

Specialized Vouchers for Veterans and Persons with Disabilities

Beyond the standard HCV program, HUD funds specialized voucher programs that pair rental assistance with supportive services to meet the needs of specific vulnerable populations.

HUD-VASH Program for Homeless Veterans

The HUD-Veterans Affairs Supportive Housing (HUD-VASH) program combines an HCV rental subsidy with case management and clinical services provided by the VA. The program is specifically for military veterans who are experiencing homelessness.

Veterans cannot apply directly to a PHA for a VASH voucher. Instead, they must first be deemed eligible by the VA, which then refers them to a partner PHA for voucher issuance.

Mainstream Voucher Program for Persons with Disabilities

The Mainstream Voucher program is designed to assist non-elderly persons with disabilities (ages 18-61). The primary goal is to help individuals transition out of institutional settings and live independently within the community.

These vouchers are administered under the same general rules as standard vouchers, but they are specifically targeted. PHAs often partner with local social service agencies that can provide ongoing support to the participants.

The Appeals Process for Denied Assistance

Applicants and participants have due process rights. If a PHA decides to deny an application or terminate a family's voucher, the family has the right to appeal.

Your Right to an Informal Hearing

Federal regulations grant families the right to request an informal hearing to dispute the PHA's determination.

• Strict Timelines: When a PHA sends a notice of denial or termination, the family must submit a written request for a hearing within a short timeframe, often just 10 to 30 days. Missing this deadline can mean forfeiting the right to appeal.
• The Hearing Process: The hearing is conducted by an impartial officer who was not involved in the original decision. The family has the right to see the evidence, present their own evidence, and be represented by legal counsel.
• Continuation of Benefits: If a current participant requests a hearing to appeal a termination before the scheduled termination date, their housing assistance payments are typically continued until the hearing officer makes a final decision.

Frequently Asked Questions

Facing the possibility of losing your home is an incredibly stressful experience. For Oklahomans struggling to pay rent, understanding where to turn for help can be overwhelming. This resource is designed to be a clear, actionable lifeline, providing a detailed directory of the assistance available across the state.

Whether you are facing an immediate eviction notice or are worried about next month's rent, the information here will help you navigate the system and find the support you need.

Quick-Action Summary: What to Do Right Now

For those in an immediate crisis, time is critical. The following steps are the most important actions to take right away to protect your housing stability.

• Call 2-1-1 Immediately: The most crucial first step for any Oklahoman seeking assistance is to dial 2-1-1. This free, confidential hotline is operated by Heart Line and serves as a central clearinghouse for social services. A trained specialist can connect you with local non-profits, charities, and community organizations in your specific area that may offer rent or utility assistance. This service is the primary referral system for localized aid and should be your first call.
• If You Have an Eviction Notice, DO NOT MISS YOUR COURT DATE: Receiving an eviction notice is frightening, but ignoring it is the surest way to lose your housing. You must attend your scheduled court hearing. Failing to appear will likely result in an automatic default judgment in favor of your landlord, giving you very little time to move. Attending the hearing, however, often provides an opportunity to speak with a judge, access on-site mediation services, or connect with free legal aid attorneys who may be present.
• Gather Your Documents: To apply for any form of assistance, you will need specific paperwork. Gathering these documents now will save valuable time later. Most agencies will require:
• A valid, government-issued Photo ID for the head of household.
• Social Security cards for every person living in the household.
• Proof of all household income (e.g., recent pay stubs, a Social Security/disability award letter, child support verification).
• A complete, signed copy of your current lease agreement.
• The past-due rent notice, eviction notice, or utility cutoff notice that shows you are behind on payments.
• Contact Legal Aid Proactively: Seeking legal advice is not a last resort; it is a vital and proactive step. Free legal help is available in Oklahoma and can provide you with crucial leverage in negotiations with your landlord or representation in court. Even if you believe you are at fault for non-payment, legal experts can ensure your rights as a tenant are protected. This guide provides a detailed section on these resources in Section IV.

Understanding the New Reality of Rent Relief in Oklahoma

It is essential for tenants seeking help to understand that the landscape of rental assistance in Oklahoma has changed dramatically since the height of the COVID-19 pandemic. This context will help manage expectations and guide a more effective search for aid.

The End of Large-Scale Federal Programs

The large-scale, federally funded Emergency Rental Assistance Programs (ERAP), created by the U.S. Treasury and authorized through legislation like the CARES Act, were designed for mass distribution to prevent a nationwide eviction crisis. In Oklahoma, the primary distributor for much of this aid was Community Cares Partners (CCP). This public-private partnership distributed over $334 million to more than 82,000 households.

However, this era of broad assistance has concluded. The Community Cares Partners program is now closed and is no longer accepting new applications. The end of this program signifies a fundamental shift in how aid is accessed.

What This Means for Tenants Today

The system has moved from one where massive amounts of federal funds were being actively pushed out to the public to a model where tenants must now navigate a complex network of local organizations to access much more limited pools of funding.

Assistance is now primarily available through a patchwork of smaller, localized non-profits, faith-based charities, and community action agencies. Funding for these organizations is often limited, can be depleted quickly, and comes with stricter eligibility requirements. Application processes can be highly competitive, sometimes opening for only a few hours a week or accepting only a handful of applicants.

Statewide & Major Rental Assistance Programs

While most emergency financial assistance is handled locally, several statewide entities play a crucial role in long-term housing stability. Understanding their function is key to identifying the right type of help for your situation.

Oklahoma Housing Finance Agency (OHFA): Long-Term Housing Stability

The Oklahoma Housing Finance Agency (OHFA) is the state's primary administrator for federal housing programs from the U.S. Department of Housing and Urban Development (HUD). It is important to understand that OHFA's programs are generally geared toward long-term, subsidized housing rather than providing immediate, emergency cash to stop an eviction.

Housing Choice Voucher Program (Section 8)

• Program Overview: Commonly known as Section 8, the Housing Choice Voucher (HCV) program provides monthly rental assistance to eligible low-income families, the elderly, and people with disabilities. The program provides a voucher that allows a family to find their own housing in the private market. OHFA then pays a portion of the rent directly to the landlord each month.
• Current Status: Waiting List is CLOSED: This is the most critical piece of information for new seekers of aid. OHFA's waiting list for the Housing Choice Voucher program is currently closed to new applicants. This means that if you are not already on the waiting list, you cannot apply for this program through OHFA at this time.
• For Existing Applicants: If you are on the waiting list, you can check your application status through the Assistance Connect portal. It is vital to keep your contact information updated, as OHFA will contact you by mail when your name reaches the top of the list.
• Key Eligibility Details: When the list is open, eligibility is based on household income, with priority given to "extremely low-income families". OHFA also offers preferences for applicants who are homeless or have a disability.

HOME-ARP Program: A Lifeline for Vulnerable Populations

While the main voucher program is closed to new applicants, a newer, more targeted program offers a potential pathway to assistance for some of Oklahoma's most vulnerable residents.

• Program Goal: The HOME Investment Partnerships American Rescue Plan (HOME-ARP) program is a specific, one-time allocation of over $31 million in federal funds to address the housing needs of specific at-risk populations. This program serves individuals and families who are homeless, at risk of homelessness, or fleeing domestic violence, stalking, or human trafficking.  
• How to Apply: You CANNOT apply directly to OHFA. OHFA distributes the funds to a network of non-profit partner organizations across the state. To get help through HOME-ARP, you must contact one of these partner agencies directly.
• List of Participating HOME-ARP Organizations: The following organizations are designated partners for the HOME-ARP program. You must contact the agency that serves your geographic area to inquire about eligibility and apply for assistance:
• MIGHT Community Development - Lawton
• Key to Home Partnership - Oklahoma City
• Oklahoma Veterans United
• Housing Solutions Tulsa
• Ada Homeless Shelter
• Deep Fork Community Action Foundation
• INCA Community Services
• KiBois Community Action
• SE Continuum of Care Agencies (covering 21 counties in southeastern Oklahoma)

Other OHFA Programs

• Performance Based Contract Administration: In this program, the rental subsidy is attached to a specific apartment unit, not the tenant. To receive assistance, you must apply to live in a participating apartment complex. You can find a list of these properties on the OHFA website and must contact the property management offices directly to apply.
• Tenant-Based Rental Assistance (TBRA): This is a broader category of assistance where a household typically pays 30% of their adjusted monthly income toward rent and utilities, and the program pays the difference. This assistance can also help with security and utility deposits.

Emergency Rent Relief: City and County-Specific Resources

This section is the heart of the guide for Oklahomans needing immediate, short-term financial help. Most emergency assistance is distributed by local non-profits and community agencies that serve specific cities or counties. Funding is almost always limited and application processes can change quickly, so it is advisable to call an organization before visiting.

Oklahoma City Metro (Oklahoma & Canadian Counties)

For residents in the state's largest metropolitan area, several key organizations provide emergency assistance, each with a very different application process.

Community Action Agency of Oklahoma City & OK/CN Counties, Inc.

• Services: This agency provides emergency assistance with rent and mortgage payments through funds from FEMA and the United Way.
• Eligibility: Applicants must reside in Oklahoma or Canadian counties with a household income at or below 200% of the Federal Poverty Guidelines. Uniquely, there must be a documented emergency (e.g., a car repair, a medical bill) that cost at least $1 more than the rent payment itself. Those receiving Section 8 are not eligible.
• Application Process: Applications are not available online. Residents must call the central office at (405) 232-0199 and ask for Community Services to begin the process.

Catholic Charities of the Archdiocese of Oklahoma City

• Services: This program acts as a stop-gap for individuals and families in a one-time crisis, offering help with past-due rent or utility bills.
• Eligibility: Applicants must provide proof of income, a photo ID, and a past-due rent or utility notice. Assistance is limited to once per household per year, with a lifetime maximum of three times.
• Application Process: The process is highly competitive. Online applications open at 8:30 AM every Monday morning and close after the first six qualifying clients have been accepted. The application form then becomes unavailable until the following Monday.

Upward Transitions

• Services: Focused on preventing homelessness, Upward Transitions provides emergency relief to residents of Oklahoma County.
• Application Process: This organization operates with limited weekly funding. Their website is updated to reflect when they have reached capacity. When this happens, they advise individuals to call 2-1-1 for referrals to other resources.

Tulsa County

Residents of Tulsa County have two primary non-profit organizations to turn to for emergency help, each with a distinct method for application.

Restore Hope Ministries

• Services: Restore Hope is a key provider of homeless prevention services in Tulsa County, focusing on rent assistance and hunger reduction.
• Application Process: The process depends entirely on the severity of your situation.
• If you have a Court Eviction Notice: You must visit the Social Services Hub at Iron Gate (501 W. Archer St., Tulsa) in person on Tuesdays and Thursdays between 1:00 PM and 4:00 PM. This hub also provides connections to free legal aid and mediation services.
• If you only have a Late Notice: You can complete an intake over the phone by calling (918) 922-8282, Monday through Thursday from 9:00 AM to 12:00 PM.

Catholic Charities of Eastern Oklahoma (Tulsa)

• Services: Provides financial assistance for basic needs, including rent and utilities, by appointment only.
• Application Process: The process is a lottery system. Applicants must complete an online application. Each week, a limited number of applicants are chosen at random on Tuesday and will be contacted by a case manager to schedule an appointment.

Cleveland County (including Norman)

Residents of Cleveland County have access to a local community action agency and a city-specific housing authority.

Central Oklahoma Community Action Agency (COCAA)

• Services: COCAA provides direct help or referrals for housing and utility costs for Cleveland County residents.
• Eligibility: Household income must be at or below 125% of the federal poverty index. Applicants cannot have received financial help from COCAA in the past 12 months. Extensive documentation is required.
• Application Process: You must call (405) 434-6100 to make an appointment.

Norman Housing Authority

• Services: The Norman Housing Authority (NHA) administers its own Section 8 Housing Choice Voucher and Public Housing programs for residents of Norman.
• Status: The NHA's waiting list for its Section 8 HCV program was scheduled to close to new applications effective May 1, 2025. Interested parties should check the NHA website for the most current status.

Assistance in Other Cities

Edmond & Arcadia

• HOPE Center of Edmond: This is the primary resource for residents of Edmond and Arcadia living in specific ZIP codes (73034, 73013, 73003, 73007, 73025, or 73012). Applications must be submitted online.
• Samaritan House: This ministry provides emergency financial assistance for rent and utilities to individuals in need within their parish area. Payments are made directly to the landlord or utility company.

Lawton

• Catholic Charities Lawton Regional Office: This office serves Lawton and Southwest Oklahoma. Intakes occur only on the 2nd and 3rd Monday of each month, beginning at 9:00 AM, on a first-come, first-served basis until funds are gone. Call (580) 353-1811 to inquire.
• Comanche Nation Social Services: Enrolled members of the Comanche Nation who are the head of their household can apply for shelter assistance through the tribe's Social Services department.

Broken Arrow & Coweta

• Broken Arrow Neighbors: This organization requires that you must have a utility cutoff notice or an eviction notice to be eligible for help. Assistance is limited to once per year, and the application process begins on their website.
• Catholic Charities Ministry of Compassion - Broken Arrow: This office provides limited financial assistance for overdue rent and utility cutoffs on a case-by-case basis.

Facing Eviction? Critical Legal Aid and Prevention Resources

When you receive an eviction notice, financial assistance is only one part of the solution. Understanding your legal rights and accessing professional support can make a significant difference.

The Golden Rule: Always Attend Your Court Hearing

This point cannot be overstated. If your landlord has filed for eviction, you will receive a summons to appear in court. You must attend this hearing.

Many tenants who know they are behind on rent feel hopeless and skip their court date. This is a critical mistake. If you do not appear, the judge will almost certainly issue a default judgment in favor of the landlord. By attending, you retain your rights and have the opportunity to access on-site mediators and lawyers from legal aid organizations.

Free Legal Representation and Advice

You do not have to face the eviction process alone. Several organizations in Oklahoma provide free legal services to eligible tenants.

Legal Aid Services of Oklahoma (LASO)

• Role: LASO is the primary provider of free civil legal assistance to low-income and elderly Oklahomans across the entire state.
• "Right to Counsel" Program (OKC): LASO operates a special program in Oklahoma City ZIP codes 73111, 73119, and 73120. Any tenant in these ZIP codes facing eviction can receive free legal representation, regardless of their income.
• How to Contact: To apply for help anywhere in Oklahoma, call LASO's statewide hotline at 1-888-534-5243 as soon as you have a problem with your landlord.

OCU Law Tenant Rights Clinic

• Services: Located at the Oklahoma City University School of Law, the Tenant Rights Clinic provides free legal assistance to tenants. The clinic is staffed by law students supervised by licensed attorneys.
• Service Area: The clinic can provide legal advice to any tenant in Oklahoma. However, they can only provide in-court representation for eviction cases in Oklahoma County and Cleveland County.
• How to Contact: Tenants can call (405) 208-5207 to schedule an appointment.

Eviction Mediation: Finding a Solution Outside of Court

An eviction filing does not have to end with a judgment. Mediation is a free, confidential process where a neutral mediator helps landlords and tenants negotiate a solution, such as a payment plan.

Shelter well (Oklahoma County)

• Role: Operated by the Mental Health Association Oklahoma, Shelter well is the key provider of landlord-tenant mediation services in Oklahoma County.
• Types of Mediation: Shelter well offers Court-Based Mediation at the courthouse during the eviction docket and proactive Pre-Filing Mediation to resolve disputes before a case is ever filed.

Tenant Advocacy and Support

Sometimes, what a tenant needs most is a knowledgeable advocate to help them navigate the system.

NSO's Stay Housed Tenant Advocacy Center

• Role: Located in Oklahoma City, the Stay Housed program provides personalized support, advocacy, and navigation for tenants at risk of losing their housing.
• Limited Financial Aid: Stay Housed also offers limited, one-time rental assistance. Applicants must call (405) 984-4202 on Mondays between 9:00 AM and 10:00 AM to be added to a prescreening list, which fills up very quickly.

Housing Assistance for Oklahoma's Tribal Nations

Oklahoma is home to 39 federally recognized Tribal Nations, many of which operate their own sovereign housing authorities and social service programs. For eligible tribal members, these programs are an essential resource for rental assistance.

Choctaw Nation

The Housing Authority of the Choctaw Nation of Oklahoma (HACNO) offers several programs for tribal members residing within their service area.

• Rental Assistance Program (RAP): This program assists eligible tribal members with monthly rental payments for a unit on the private market. Participants pay 15% of their adjusted income towards rent. Assistance is generally for one year.
• Affordable Rental Housing: HACNO owns and manages affordable housing units for low-income households. Tenants typically pay 15-20% of their adjusted income toward rent.
• HUD-Veterans Affairs Supportive Housing (VASH): This program provides housing vouchers and supportive services to very low-income veterans who are homeless or at risk of homelessness.
• How to Apply: Applications can be submitted by mail, fax, email, or in person at the Housing Authority office in Hugo, OK.

Cherokee Nation

The Housing Authority of the Cherokee Nation (HACN) provides housing assistance to members of any federally recognized tribe living within the Cherokee Nation's 14-county reservation, with preference given to Cherokee citizens.

• Rental Properties Program: HACN owns and manages rental units for low-income families. Rent is calculated at 30% of the family's monthly adjusted income.
• Rental Assistance Program: This program provides a subsidy for families to rent a unit in the private market. Assistance is limited to a maximum of 24 months.
• Temporary Assistance Program (TAP): This program assists Native Americans suffering from a temporary financial hardship. Applications must be completed in person with HACN staff.
• How to Apply: Applications are accepted at all HACN offices. For more information, applicants can call (918) 456-5482.

Muscogee (Creek) Nation

The Muscogee (Creek) Nation (MCN) Social Services Department offers several programs to assist with shelter costs.

• NAHASDA Program: This program provides up to $1,200 per year for rent or utility costs to members of any federally recognized tribe who have experienced an unanticipated break in income or other hardship.
• Hardship Program: This program is specifically for Muscogee (Creek) citizens. It provides up to $500 per year for shelter and utility costs for those who have experienced a hardship.
• BIA General Assistance Program: This is a program of last resort that provides cash assistance to enrolled members of a federally recognized tribe who have had no income for the last 60 days.
• How to Apply: Applications can be submitted at MCN Social Services offices in Okmulgee, Wetumka, or Jenks.

Chickasaw Nation

The Chickasaw Nation Division of Housing offers rental programs for low-income First Americans residing within their territory.

• "37" Rental Program: This program provides rental assistance in designated tribal housing units. Rent is based on 25% of the household's gross income. It has a First American preference, meaning members of any federally recognized tribe can apply.
• "98" Rental Program: This program allows low-income First Americans to lease units in the private sector with assistance.
• How to Apply: Applications are available at the Housing Administration office in Ada or division offices in Ardmore and Duncan. A background check is required.

Seminole Nation

The Housing Authority of the Seminole Nation of Oklahoma (HASNOK) is the Tribally Designated Housing Entity (TDHE) for its members.

• Rental Assistance and Low Rental Programs: HASNOK operates several programs under NAHASDA, including Rental Assistance and Low Rental housing for families, the elderly, and veterans.
• Seminole Nation Domestic Violence Program: This program provides specialized financial help to secure housing or pay utilities for victims of domestic violence, stalking, or sexual assault. This service is available to both Native and non-Native families.
• How to Apply: For general housing programs, visit their office in Wewoka. For assistance through the Domestic Violence Program, call the 24-hour crisis line at (405) 382-3762.

Frequently Asked Questions

Facing challenges with rent payments can be incredibly stressful, but Ohio rent relief programs are available to provide financial aid and support to residents at risk of eviction. A network of state, county, and local organizations offers emergency rental assistance, utility payment help, and legal services to ensure housing stability.

These resources are designed to help low-income families and individuals navigate financial hardships and remain in their homes. Understanding the available options is the first step toward securing the help needed.

Your First Steps for Rent Help in Ohio

When faced with a housing crisis, taking immediate and strategic action is critical. The system of aid can seem complex, but the path to assistance begins with two clear, manageable steps. These actions are designed to connect you with the right local experts and to open lines of communication that can prevent the situation from escalating.

Dial 2-1-1 for Local Expertise

The single most effective first step is to call 2-1-1 or visit 211.org. This free, confidential, 24/7 helpline is a central point of entry into Ohio's social services network. State agencies have structured this system to use 2-1-1 as a primary referral mechanism, ensuring residents in crisis can get help without navigating a complicated web of providers on their own.

A trained navigation specialist will assess your specific situation, location, and needs. Based on this, they can provide a direct referral to the local Community Action Agency, faith-based charity, or government office best equipped to provide rent relief in your county or city. This single call connects you directly to an organization with available funding.

Communicate with Your Landlord

Before a situation escalates, direct communication with your landlord can be a powerful tool. The Supreme Court of Ohio encourages tenants to proactively discuss their inability to pay rent. An eviction is a costly and time-consuming process for landlords, and many may be willing to find an alternative solution.

When approaching your landlord, consider proposing a concrete plan. This could include:

• A Payment Plan: Offer to pay the past-due amount in installments.
• Adjusting the Due Date: Ask if the rent due date can be shifted to better align with your paydays.
• Waiving Late Fees: Request that the landlord waive accumulated late fees in exchange for a commitment to get current on rent.
• Temporary Rent Reduction: In cases of job loss, ask if the landlord would consider a temporary reduction in rent.

Approaching this conversation proactively demonstrates responsibility and can preserve the landlord-tenant relationship, preventing the filing of a formal eviction notice.

Understanding Ohio's Rent Relief Landscape

Rental assistance in Ohio is delivered through two distinct types of programs: immediate, short-term emergency grants and long-term, subsidized housing solutions. Understanding the difference is key to pursuing the right kind of help.

Emergency Financial Assistance (Short-Term Grants)

The most common form of Ohio rent relief is emergency financial assistance, typically a one-time grant to cover rental arrears and prevent an imminent eviction. These funds are intended to help households overcome a temporary crisis, such as a job loss or medical emergency.

The Prevention, Retention, and Contingency (PRC) program, often administered by county Departments of Job and Family Services, is a primary example. PRC can provide funds for back rent, security deposits, and utility payments for eligible low-income families.

It is important to note that dedicated federal funding from the COVID-19 pandemic has expired, and the system has largely returned to more traditional, locally funded programs. This may mean stricter eligibility requirements and less available aid than during the pandemic.

Long-Term Rental Subsidies (Vouchers and Public Housing)

For households facing chronic housing affordability challenges, long-term solutions offer more permanent stability. These programs are distinct from emergency grants and should be pursued concurrently.

• Housing Choice Voucher Program (HCV): Formerly known as Section 8, the HCV program provides a voucher to eligible low-income families, the elderly, and persons with disabilities. A participant can choose their own housing in the private market, and the local Public Housing Authority (PHA) pays a portion of the rent directly to the landlord. The tenant typically pays the difference, usually around 30% of their adjusted monthly income.
• Public Housing: This program involves renting a unit in a property owned and managed directly by a local PHA. These properties are reserved for eligible low-income families, who pay an affordable rent based on their income.

Both programs are critical for long-term stability but almost always have long waiting lists due to high demand. It is a sound strategy to apply for these programs as soon as possible, even while seeking emergency assistance.

Community Action Agencies: Your Local Key to Assistance

Navigating the application process for rent relief can be daunting. In Ohio, the system is streamlined through a network of local organizations known as Community Action Agencies, which are the primary point of contact for most residents seeking emergency grants.

What is a Community Action Agency?

Community Action Agencies (CAAs) are local nonprofit and public organizations designated to combat poverty at the community level. They are the primary administrators for a wide range of federal and state programs, including housing and rental assistance.

When state or federal funds are allocated for rent relief, it is often the local CAA that manages the application intake, eligibility verification, and distribution of funds. The Supreme Court of Ohio and the Ohio Department of Development both direct residents to their local agencies to apply for aid.

Finding Your Local Agency

Ohio has a network of CAAs covering all 88 counties. The Ohio Association of Community Action Agencies provides a statewide directory to help you locate the agency serving your area. Examples of major CAAs in Ohio include:

• IMPACT Community Action in Franklin County
• Great Lakes Community Action Partnership (GLCAP) in Northwest Ohio
• Miami Valley Community Action Partnership (MVCAP) in the Dayton area
• Community Action Akron Summit in Akron 
• Cincinnati-Hamilton County Community Action Agency in Cincinnati

Ohio Rent Relief Programs: A County-by-County Directory

Rent relief in Ohio is highly localized, so programs and contacts vary by county. The following directory provides detailed information for Ohio's major metropolitan areas.

Franklin County (Columbus Area)

Aid in Franklin County is centered around two key entities.

• IMPACT Community Action: This agency provides emergency rental assistance, offering up to $2,000 for past-due rent to prevent homelessness. They prioritize tenants with scheduled eviction hearings and often have representatives at the courthouse. To qualify, households must demonstrate a financial hardship and meet income requirements.
• Franklin County Job and Family Services (JFS): JFS administers the Prevention, Retention, and Contingency (PRC) program, which provides one-time emergency assistance to low-income families. To be eligible, a household's income must be at or below 175% of the federal poverty level and include a minor child, a pregnant person, or a non-custodial parent.

Cuyahoga County (Cleveland Area)

Cuyahoga County integrates financial assistance with strong legal protections.

• CHN Housing Partners: CHN administers several rental assistance programs, including the Family Stability Initiative and the Housing Stability Program. A central intake number, 833-377-7368, connects residents to these resources.
• Legal Aid Society of Cleveland & Right to Counsel: The Right to Counsel – Cleveland (RTC-C) program provides free legal representation in housing court for tenants facing eviction who have at least one child and an income at or below the federal poverty level.
• Cuyahoga Metropolitan Housing Authority (CMHA): For long-term assistance, CMHA manages the Housing Choice Voucher Program and accepts preliminary applications year-round through a lottery system.

Hamilton County (Cincinnati Area)

Hamilton County uses a centralized resource hub to simplify access to aid.

• 513Relief.org: This one-stop website is a gateway to all available economic relief, including rent and utility assistance. The initiative also includes the   513Relief Bus, a mobile unit that brings services directly into communities.
• Community Action Agency (CAA): The Cincinnati-Hamilton County CAA is a core partner in the 513Relief network, administering programs like the Home Energy Assistance Program (HEAP).
• Other Key Partners: Charitable organizations like St. Vincent de Paul and The Salvation Army are frequent partners providing assistance with rent and utilities.

Lucas County (Toledo Area)

The local Community Action Agency in Lucas County administers a variety of funding streams.

• Pathway Toledo: As the designated CAA, Pathway manages the ARPA Home Relief program, which can provide up to 15 months of assistance for rent, late fees, security deposits, and utilities. They also administer other state and federal funds.
• Toledo-Lucas County Emergency Rental Assistance Program: This is a joint effort between the city and county, with partner organizations like Pathway providing application assistance.
• Legal Aid of Western Ohio: For tenants facing a formal eviction, Legal Aid provides free legal assistance.

Summit County (Akron Area)

The support system in Summit County is a collaborative effort among several agencies.

• Community Action Akron Summit: This agency offers direct financial assistance for rent, mortgage, and utility payments.
• United Way of Summit & Medina: United Way operates the 2-1-1 helpline, which serves as the central intake and referral service for the county.
• Charitable Organizations: The Salvation Army and Catholic Charities provide emergency financial assistance for rent and utilities.
• Veterans Service Commission: This agency offers specific emergency rental assistance for military personnel, veterans, and their families.

Montgomery County (Dayton Area)

Montgomery County recently consolidated its primary emergency assistance program under its CAA.

• Miami Valley Community Action Partnership (MVCAP): As of August 2024, MVCAP is the sole administrator of the county's PRC program, which helps families with funds for rent, utilities, and auto repairs.
• Homeless Crisis Response Program (HCRP): This program focuses on eviction prevention and rehousing assistance for low-income tenants.
• Community Partners: St. Vincent DePaul of Dayton and The Salvation Army provide additional support, including shelters and emergency funds. Legal assistance is available through   Legal Aid of Western Ohio.

Stopping an Eviction: Know Your Rights as an Ohio Tenant

Receiving an eviction notice is the beginning of a legal process, not a final order to leave. During this process, tenants have specific, legally protected rights. Understanding this process provides a framework for seeking help.

The Legal Eviction Process in Ohio

A landlord cannot legally remove a tenant by changing the locks or shutting off utilities. They must follow a strict legal process.

1. Written Notice: The process begins with a written "Notice to Leave the Premises." For non-payment of rent, this is typically a 3-day notice. This is a critical window to seek financial and legal assistance.
2. Filing of Lawsuit: If the issue is not resolved, the landlord can file an eviction lawsuit with the local court.
3. Summons and Complaint: The tenant will be served with court papers stating the date, time, and location of the court hearing.
4. Court Hearing: The tenant has the right to appear at the hearing to present their case.
5. Writ of Restitution: Only if the judge rules in the landlord's favor will the court issue a "Writ of Restitution," which authorizes law enforcement to oversee the removal.

Your Fundamental Rights as a Tenant

Under the Ohio Landlord-Tenant Act, tenants have fundamental rights. Key rights include:

• Right to a Habitable Home: Landlords must comply with health and safety codes and make necessary repairs.
• Protection from Retaliation: A landlord cannot legally retaliate because a tenant complained about code violations or requested repairs.  
• Right to Privacy: A landlord must provide at least 24 hours' notice before entering a unit, except in emergencies.
• Right to Escrow Rent: If a landlord fails to make repairs, a tenant may have the right to deposit rent payments with the court instead of the landlord.

Your Responsibilities as a Tenant

To maintain these rights, tenants also have responsibilities. These include keeping the premises safe and sanitary, disposing of garbage properly, and not disturbing neighbors. Fulfilling these obligations is essential for a successful defense in any dispute.

Accessing Free Legal Help to Prevent Eviction

Navigating an eviction case alone can be overwhelming. The presence of a lawyer is often a decisive factor in whether a family can remain in their home. Ohio has a network of organizations dedicated to providing free legal assistance.

Ohio's Legal Aid Societies

Legal Aid societies are non-profit law firms that provide free civil legal services to low-income individuals. They are a tenant's most powerful ally when facing eviction. Legal Aid attorneys can:

• Represent tenants at eviction hearings.
• Negotiate with landlords to arrange payment plans.
• Defend tenants against illegal lockouts or utility shutoffs.
• Help tenants seal past eviction records.

Major Legal Aid societies in Ohio include:

• The Legal Aid Society of Cleveland: Serving Northeast Ohio.
• The Legal Aid Society of Columbus (LASCO): Serving Central Ohio.
• Legal Aid Society of Greater Cincinnati: Serving Southwest Ohio.
• Legal Aid of Western Ohio (LAWO): Serving Western Ohio, including Dayton and Toledo.

If you are served with eviction papers, contact your local Legal Aid office immediately.

A Special Focus: Cleveland's Right to Counsel (RTC-C)

In 2020, the City of Cleveland established a groundbreaking Right to Counsel (RTC-C) program. This program creates a legal right to free representation for tenants in Cleveland Housing Court who have at least one child in the household and an income at or below 100% of the federal poverty level.

This program recognizes that legal counsel is critical in preventing homelessness. Eligible Cleveland tenants can access this right by calling (216) 861-5835 or applying online at freeevictionhelp.org.

Additional Support from Ohio Charities and Faith-Based Groups

Beyond government-funded programs, a wide array of charities and faith-based organizations provide a crucial safety net. Their assistance is often faster and more flexible, making them an excellent resource for immediate crises.

The Role of Major Charities

• The Salvation Army: With locations across Ohio, The Salvation Army offers emergency assistance for rent and utility payments, along with shelters and food pantries.
• Catholic Charities: Through its network across various dioceses, Catholic Charities provides emergency financial assistance, often in the form of small, one-time grants.
• St. Vincent de Paul: This organization works through local volunteer groups to provide direct aid to neighbors in need, including assistance with rent and utility bills.

This charitable aid is vital but often dependent on donations and available funding. It is best viewed as a source for immediate, supplementary support.

Local Churches and Community Centers

Many local churches and community centers maintain small, discretionary funds to help residents in their specific area. The best way to identify these hyper-local resources is by calling 2-1-1, as navigators maintain comprehensive databases of these providers.

Securing Stable Housing for the Future

Facing a rent crisis is a difficult experience, but it can be overcome with the right information and a clear plan of action. By taking decisive steps, you can access the resources available and move toward housing stability.

Your Action Plan

To recap, the path to securing rent relief involves a series of strategic steps:

1. Call 2-1-1 Immediately: This is the most critical first step to connect with local resources.
2. Talk to Your Landlord: Open a line of communication to explore alternatives to eviction.
3. Find Your Local Community Action Agency: This is your primary contact for applying for emergency grants.
4. Gather Your Documents: Prepare your ID, proof of income, lease, and documentation of your hardship.
5. Contact Legal Aid: If you receive an eviction notice, contact your local Legal Aid society without delay.

Long-Term Resources

While addressing the immediate crisis, it is important to plan for long-term stability. After applying for emergency aid, get on the waiting lists for solutions like the Housing Choice Voucher program through your local Public Housing Authority. Use resources like the HUD Resource Locator to search for affordable housing options in your area. By tackling both the present challenge and the future need, you can build a more secure foundation.

Frequently Asked Questions

The Texas Supplemental Nutrition Assistance Program (SNAP) provides essential food benefits to help individuals and families with low incomes purchase the groceries they need for good health. This resource offers a clear, detailed breakdown of the entire process, from determining if a household is eligible for SNAP food benefits to applying for and using the Lone Star Card. It covers income limits, work rules, benefit calculations, and the step-by-step application process, ensuring Texans have the information to access this vital support.

What the Texas SNAP Program Offers

The Supplemental Nutrition Assistance Program is a cornerstone of nutritional support for millions of Texans, providing a reliable way to afford healthy food. Administered by the Texas Health and Human Services Commission (HHSC), the program is designed to work in conjunction with a household's existing budget to ensure food security.

The Core Mission: Supplementing Your Food Budget

SNAP is a federal program designed to supplement a household's food budget, not to replace it entirely. Its primary goal is to put healthy food within reach for those in need, helping to bridge the gap between a family's financial resources and the cost of adequate nutrition.

By providing monthly benefits specifically for groceries, the program frees up a household's limited cash to be used for other critical expenses, such as rent, utilities, transportation, or medical bills. This function makes SNAP a crucial tool for overall financial stability, helping families avoid making difficult choices between buying food and paying for other essential needs. The program empowers low-income households to make healthier food choices and maintain their well-being, contributing to better health outcomes and reduced financial stress.

The Lone Star Card: Your Key to Accessing Benefits

In Texas, SNAP benefits are delivered through an Electronic Benefit Transfer (EBT) system using the Lone Star Card. This system ensures a secure and discreet way for recipients to access their monthly food assistance. The Lone Star Card is a plastic card that functions just like a standard debit card.

Each month, on a predetermined schedule, the household's approved benefit amount is electronically loaded into their EBT account. When making eligible purchases at an authorized store, the cardholder simply swipes the Lone Star Card at the point-of-sale terminal and enters their private four-digit Personal Identification Number (PIN) to authorize the transaction. The purchase amount is then automatically deducted from the household's SNAP balance.

This process is identical to using a personal debit card, making it familiar and easy to use. Upon approval for the program, the Lone Star Card is either mailed directly to the recipient's address or provided at a local HHSC benefits office.

Eligible Purchases: What Your SNAP Benefits Can Buy

SNAP benefits are intended for the purchase of food items that a household can prepare and eat at home. The United States Department of Agriculture (USDA) sets the guidelines for what can be bought with these benefits, focusing on staple foods that form the basis of a healthy diet.

Eligible items are generally grouped into the following categories:

• Fruits and Vegetables: This includes all forms of produce, whether fresh, frozen, canned, or dried.
• Meats, Poultry, and Fish: Fresh, frozen, and canned options are all eligible for purchase.
• Dairy Products: Items such as milk, cheese, and yogurt are covered by SNAP benefits.
• Breads and Cereals: This category includes items like bread, pasta, rice, and breakfast cereals.
• Other Foods: A wide range of other items, such as snack foods and non-alcoholic beverages, are also eligible.
• Seeds and Plants: In a measure designed to promote self-sufficiency and access to fresh produce, SNAP benefits can be used to purchase seeds and plants that produce food for the household to eat.

Ineligible Items and Program Restrictions

To ensure that benefits are used for their intended nutritional purpose, the USDA has established clear restrictions on what cannot be purchased with SNAP. It is crucial for recipients to understand these rules to avoid issues at checkout and to maintain compliance with program regulations.

SNAP benefits cannot be used to purchase:

• Alcoholic Beverages and Tobacco Products: This includes beer, wine, liquor, and cigarettes.
• Vitamins, Medicines, and Supplements: If an item has a "Supplement Facts" label, it is considered a supplement and is not eligible for purchase with SNAP.
• Live Animals: This restriction applies to most live animals, with specific exceptions for fish removed from water and shellfish.
• Hot Foods and Prepared Meals: Foods that are hot at the point of sale or are intended for immediate consumption in the store are not eligible. An exception may be granted during disasters, such as floods, when the state receives federal approval to allow the purchase of hot foods for a limited time in affected counties.
• Non-Food Items: A wide range of household goods are ineligible, including pet foods, cleaning supplies, paper products, household supplies, and personal hygiene items like soap and cosmetics.
• Outstanding Debts: SNAP benefits cannot be used to pay for food bills owed or to pay off store credit.

Determining Your Eligibility for Texas SNAP

Eligibility for the Texas SNAP program is determined by a set of requirements established at both the federal and state levels. These rules are designed to ensure that assistance is directed to households with the greatest need. The criteria include residency, citizenship status, income, assets, household composition, and work-related activities.

Foundational Eligibility: Citizenship and Residency

To apply for SNAP in Texas, an applicant and their household must reside in the state. The program is generally available to United States citizens and certain lawfully-present non-citizens who meet specific federal criteria. The rules for non-citizens can be complex, often depending on immigration status and length of residency in the U.S. For example, some non-citizens may need to have lived in the country for at least five years or be receiving disability-related assistance to qualify. It is important to note that even if some household members are not eligible due to their immigration status, they can still apply on behalf of eligible members, such as children who are U.S. citizens.

Income Limits: The Primary Eligibility Test

For most households, income is the primary factor in determining SNAP eligibility. There are two main income tests: a gross monthly income limit and a net monthly income limit. Gross monthly income is a household's total income before any deductions are applied, while net monthly income is the income remaining after specific, allowable deductions are subtracted.

Most households must have income at or below both of these limits to qualify. However, households that include a member who is elderly (defined as age 60 or older) or has a disability are subject only to the net income test.

Texas has adopted a federal option known as Broad-Based Categorical Eligibility (BBCE), which allows the state to set more inclusive income and asset limits. As a result of this policy, the gross monthly income limit in Texas is set at 165% of the Federal Poverty Level (FPL), which is higher than the standard 130% limit in states without BBCE. This expansion allows more working families to qualify for the food assistance they need while they work toward greater financial stability.

Note: Income limits are subject to change. The figures presented are based on data from state and partner organizations.

Allowable Deductions: Calculating Your Net Income

The calculation of net income is a critical step that can help a household qualify for SNAP. HHSC applies several allowable deductions to a household's gross income to determine its net income for eligibility purposes. These deductions recognize that households have essential expenses that reduce the amount of money actually available to purchase food.

Key allowable deductions include:

• Earned Income Deduction: A 20% deduction from income earned through work.
• Standard Deduction: A fixed deduction applied to all households, with the amount varying by household size.
• Dependent Care Deduction: The cost of child care or other dependent care that is necessary for a household member to work, look for a job, or attend school or training.
• Medical Expense Deduction: For household members who are elderly (age 60+) or have a disability, out-of-pocket medical expenses exceeding $35 per month can be deducted.
• Child Support Deduction: Legally obligated child support payments made by a household member to someone outside the household are deductible.
• Excess Shelter Deduction: If a household's total shelter costs exceed 50% of its income after all other deductions have been applied, the excess amount can be deducted. This deduction is capped unless the household includes an elderly or disabled member.

Asset and Resource Limits in Texas

In addition to income, households must also meet an asset limit. Assets, or resources, are things a household owns that could be used to buy food, such as cash or money in a bank account. For most households in Texas, the countable asset limit is $5,000.

It is equally important to understand what is not counted toward this limit. Certain resources are exempt, meaning they do not affect a household's eligibility. Non-countable assets include:

• The home in which the household lives and its surrounding lot.
• Most retirement accounts, pension plans, and educational savings accounts.
• The resources of any household member who receives Supplemental Security Income (SSI) or Temporary Assistance for Needy Families (TANF).
• Vehicles are subject to specific rules, but generally, one vehicle per adult household member is excluded from the asset test. Vehicles used for income-producing purposes or to transport a disabled household member may also be exempt.

Defining Your SNAP Household

The composition of a SNAP household is a critical factor in determining eligibility and benefit amounts. The general rule defines a household as a group of people who live together and customarily purchase food and prepare meals together for home consumption.

However, federal regulations and state policies include specific, non-negotiable rules. Certain individuals living together must be treated as a single household, even if they buy and prepare their food separately. According to the official Texas Works Handbook, these mandatory groupings include:

• Spouses who live together.
• Parents and their children (natural, adopted, or stepchildren) who are under the age of 22 and live together.
• A child under the age of 18 who lives with and is under the parental control of an adult household member who is not their parent.

Work Rules and Time Limits

To receive SNAP benefits, most able-bodied individuals are required to comply with work rules. Generally, individuals between the ages of 16 and 59 must register for work, not voluntarily quit a job or reduce their hours without a good reason, and accept a suitable offer of employment.

A particularly strict rule applies to Able-Bodied Adults Without Dependents (ABAWDs). An ABAWD is an individual between 18 and 54 who does not have a disability and does not have children in their home. These individuals are limited to receiving SNAP benefits for only three months within a three-year period unless they meet specific work requirements, such as working at least 20 hours per week.

However, there are numerous exemptions from these work requirements. An individual may be exempt if they are:

• Physically or mentally unfit for employment.
• Pregnant.
• Responsible for the care of a child under the age of 6 or an incapacitated person.
• Already working an average of 30 hours per week.
• Participating in a substance abuse treatment program.
• A student enrolled at least half-time in a recognized school or training program.

The Application Process: A Step-by-Step Walkthrough

Applying for SNAP in Texas is a structured process designed to verify a household's eligibility. Preparing in advance and understanding the steps involved can make the experience much smoother.

Preparing Your Application: A Document Checklist

Before beginning the application, it is highly recommended to gather all the necessary documents and information for every person in the household. A comprehensive checklist of items to have ready includes:

• Proof of Identity: A valid driver's license, state-issued ID card, or another form of photo identification.
• Social Security Numbers: The Social Security number for each person applying for benefits is required.
• Proof of Texas Residency: A document showing the household's address, such as a recent utility bill or lease agreement.
• Verification of Income: Proof of all sources of income for the household, such as recent pay stubs or award letters for other benefits.
• Immigration Documents: For any non-citizens who are applying, documents verifying their legal immigration status are needed.
• Records of Expenses: Documentation of key household expenses is crucial for calculating allowable deductions. This includes records of housing costs, utility bills, child care costs, and medical bills.

How to Submit Your Application

Texas provides several methods for submitting a SNAP application to accommodate different needs and levels of access to technology.

• Online (Recommended Method): The fastest and most convenient way to apply is through the official state benefits portal, YourTexasBenefits.com. An online account allows you to check your application status, upload documents, report changes, and manage your benefits.
• Paper Application: Form H1010 can be obtained by visiting a local HHSC benefits office or by calling 2-1-1 to have an application mailed to your home.
• Application Assistance: Texas has a network of community partners, such as local food banks, that are trained to provide free, one-on-one assistance with completing and submitting SNAP applications.

The Eligibility Interview

After an application is submitted, the next critical step is the eligibility interview. HHSC is required to process most applications within 30 days. During this period, a caseworker will contact the applicant to conduct an interview.

This mandatory interview serves to review the information on the application, clarify any questions, and explain the program's rules. The interview is typically conducted over the phone. It is important to know that when HHSC calls, the caller ID will display the number (737) 867-7700.

After You Apply: Timelines and Status Checks

The standard processing time for a SNAP application is 30 days. Throughout this period, applicants can monitor the progress of their case by logging into their account on YourTexasBenefits.com.

In situations of extreme need, households may qualify for expedited benefits, receiving their SNAP benefits within seven days of their application date. Once a decision is made, the applicant will be notified by mail. If approved, the letter will confirm their eligibility, state the monthly benefit amount, and specify the certification period.

Understanding Your SNAP Benefit Amount and Schedule

Once a household is approved for SNAP, two key questions arise: how much assistance will be provided, and when will it be received? The benefit amount is based on a standardized federal formula, while the distribution date in Texas follows a detailed, staggered schedule.

How Your Monthly Benefit Amount is Calculated

The specific monthly benefit amount a household receives is based on its size and its net monthly income. The calculation follows a formula that assumes families will spend approximately 30% of their net income on food. The SNAP benefit is intended to cover the difference between that amount and the cost of a nutritious diet as determined by the USDA.

The general formula is: Maximum Monthly Benefit - (Household's Net Monthly Income x 0.30) = Monthly SNAP Allotment. Households with no net income receive the maximum benefit amount for their size. As a household's net income increases, its SNAP benefit amount decreases.

Maximum Monthly Benefit Allotments

The maximum benefit amount, or allotment, is the highest amount of SNAP a household can receive. This amount is set by the USDA and is updated annually. The following table shows the maximum monthly SNAP benefits by household size.

Note: Benefit amounts are subject to change annually. The figures presented are based on data from the Texas Health and Human Services Commission.

The Texas Benefit Issuance Schedule: When You Get Paid

For new applicants and most current recipients, benefits are issued according to a detailed 28-day staggered schedule. The specific day a household receives its benefits is determined by the last two digits of its Eligibility Determination Group (EDG) number, which is assigned by HHSC.

The official schedule, as outlined in the Texas Works Handbook, ensures that deposits are spread out from the 1st to the 28th of every month. This system helps to manage the flow of transactions for both recipients and retailers.

Using and Managing Your Lone Star Card

Properly managing the Lone Star Card is essential for accessing benefits smoothly and securely. Texas provides several tools to help recipients activate their card, make purchases, and monitor their account.

Activating and Securing Your Card

Before a new Lone Star Card can be used, it must be activated. Upon receiving the card, the recipient must call the toll-free Lone Star Help Desk at 800-777-7328 to activate it and select a four-digit Personal Identification Number (PIN).

The PIN is the key to accessing the account and must be kept confidential. For security, the PIN should never be written on the card itself or stored with it. The back of the card should also be signed immediately upon receipt.

Shopping Online with Your SNAP Benefits

Texas SNAP recipients can use their Lone Star Card to purchase eligible groceries online from a list of approved retailers. This service allows for either curbside pickup or home delivery.

When shopping online, the user will select EBT as the payment method and enter their Lone Star Card number and PIN. However, SNAP benefits can only be used to pay for the food itself. Any additional charges, such as delivery fees or tips, must be paid with a separate form of payment.

Using SNAP at Farmers' Markets

The Lone Star Card is widely accepted at participating farmers' markets across Texas. To use SNAP benefits, the shopper typically goes to a central information booth at the market. There, they swipe their Lone Star Card for a certain amount and receive tokens or "market dollars" in exchange. These tokens can then be used like cash to purchase eligible food items from the various vendors.

Managing Your Account with Your Texas Benefits

The state provides two primary, secure tools for managing a SNAP case: the YourTexasBenefits.com website and the corresponding Your Texas Benefits mobile app. HHSC warns against using third-party websites or apps to check balances due to security risks.

Through the official website and mobile app, recipients can perform essential functions:

• Check Account Balance: View the current balance of SNAP benefits.
• View Transaction History: Review recent purchases and deposits.
• See Deposit Dates: Find out when the next monthly benefit deposit is scheduled.
• Manage PIN: Change the card's PIN at any time.
• Card Security: Immediately freeze the card if it is misplaced or request a replacement if it is lost or stolen.

Special Programs and Maintaining Your Benefits

In addition to the standard SNAP program, Texas offers specialized projects to assist specific populations. Furthermore, all recipients have ongoing responsibilities to maintain their eligibility.

The Texas Simplified Application Project (TSAP)

The Texas Simplified Application Project (TSAP) is designed to make it easier for households composed entirely of seniors or individuals with disabilities to receive food assistance. To be eligible, every member of the household must be either age 60 or older or be receiving disability benefits, and the household must not have any earned income.

TSAP offers several significant advantages:

• A Shorter Application: The application form is simplified.
• A Three-Year Certification Period: Recipients are certified for three years at a time, reducing the frequency of paperwork. 
• No Renewal Interview: Eligible TSAP recipients are not required to complete an interview when it is time to renew their benefits.

Double Up Food Bucks Program

The Double Up Food Bucks program is an incentive that helps SNAP recipients stretch their food dollars while supporting local agriculture. This program allows SNAP users to double the value of their benefits when purchasing fresh, Texas-grown fruits and vegetables at participating locations.

For every dollar a recipient spends on eligible produce using their Lone Star Card, they receive a matching dollar in Double Up Food Bucks, up to a certain daily limit (often $30). These matching funds can then be used to purchase more fresh fruits and vegetables.

The Renewal Process (Recertification)

SNAP benefits are awarded for a specific "certification period," which is typically six months or one year for most households. To continue receiving assistance, recipients must complete a renewal process, also known as recertification, before their current period ends.

HHSC will mail a renewal packet before the deadline. To ensure there is no gap in benefits, the completed renewal form should be submitted by the 15th day of the last month of the certification period. The renewal process can be completed online through the YourTexasBenefits.com portal, which is the most efficient method.

Your Responsibility: Reporting Household Changes

SNAP recipients have an ongoing responsibility to report significant changes in their household's circumstances to HHSC within 10 days. This ensures that the household continues to receive the correct benefit amount.

Changes that must be reported include:

• Changes in address or phone number.
• Changes in household composition (someone moving in or out).
• Changes in income, such as starting or losing a job.
• Changes in housing costs.

Reporting these changes can be done easily through the YourTexasBenefits.com website, by calling 2-1-1, or by contacting a local HHSC office.

Additional Resources and Benefits for Texas Families

Participation in the Texas SNAP program can open the door to a variety of other assistance programs and valuable discounts.

Other Nutrition and Assistance Programs

Households that qualify for SNAP may also be eligible for other support programs. Notable programs include:

• WIC (Special Supplemental Nutrition Program for Women, Infants, and Children): Provides healthy foods and nutrition education to pregnant women and young children.
• National School Lunch and Breakfast Programs: Children in SNAP households are automatically eligible for free meals at school.
• LIHEAP (Low Income Home Energy Assistance Program): Offers assistance to help families with their home energy bills.

Discounts with Your Lone Star Card

The Lone Star Card can also serve as a passport to cultural and educational experiences. Through the Museums for All initiative, SNAP recipients can gain free or significantly reduced admission to more than 1,400 participating museums, zoos, and science centers.

Additionally, SNAP recipients may qualify for other discounts, such as:

• Prime Access: A discounted Amazon Prime membership.
• Discounted Internet and Phone Service: Federal programs offer monthly discounts on broadband service for eligible low-income households.
• Reduced Public Transit Fares: Some cities offer discounted bus or rail passes for individuals enrolled in assistance programs.

 Frequently Asked Questions

When facing the possibility of losing your home, finding clear, reliable information is the first and most critical step. Financial hardship can happen unexpectedly, leaving many North Dakota residents searching for rent relief and housing assistance.

While major pandemic-era programs have concluded, a network of state, federal, and local support systems remains in place to help individuals and families maintain housing stability. These resources range from immediate emergency financial aid to long-term rental subsidies and legal support for tenants facing eviction. The key is knowing where to look and who to call first.

This directory provides a structured overview of the available North Dakota rent relief options, helping you identify the right program for your specific situation.

At a Glance: Find the Right Help for Your Situation

Immediate Help for Housing Crises in North Dakota

In a housing crisis, every moment counts. The following resources are designed to be the first points of contact for North Dakotans needing immediate assistance with shelter, rent, or other urgent needs.

1.1 Your First Call: Connecting with ND 2-1-1

For anyone in North Dakota facing a housing emergency, the most effective first step is to contact ND 2-1-1. This is not just a helpline; it is a vital, statewide information and referral service staffed by trained specialists who can provide personalized guidance.

With the conclusion of the primary statewide ND Rent Help program, the system of support has become more fragmented, with assistance delivered by numerous local and regional organizations. This can make it difficult for a person in crisis to know which agency serves their area or has available funding.

ND 2-1-1 solves this navigation problem by acting as a central hub. A specialist will assess your unique situation and connect you directly to the most appropriate local resources for emergency shelter, food assistance, and potential financial aid for rent.

• How to Connect:
• Simply dial 2-1-1 from any phone.
• If you cannot use 2-1-1, call 701-235-7335 (SEEK).
• Visit the ND 2-1-1 website for an online directory of services.

1.2 Emergency Financial Assistance Through Community Action Agencies

North Dakota's network of Community Action Agencies (CAAs) are the primary local providers of direct emergency financial aid for housing. These non-profit organizations operate in specific regions across the state, offering services that can include past-due rent payments, assistance with a security deposit for a new residence, or help with utility bills.

It is crucial to understand that this assistance is entirely dependent on the availability of funds. Because funding levels can fluctuate, help is not guaranteed. A household's ability to receive aid may depend on the timing of their request and the agency's current budget.

This reality underscores the importance of contacting your local CAA as soon as you anticipate a problem and being persistent in exploring all available avenues for support. You can find the contact information for the agency that serves your county in the directory in Section 5.1 of this document.

1.3 Specialized Support for Domestic Violence Survivors

Housing instability is a significant barrier for individuals seeking to leave abusive situations. Recognizing this, North Dakota provides specialized resources that connect safety with housing stability. These programs should be considered essential tools for escape and recovery.

• National Domestic Violence Hotline: For immediate, confidential support and safety planning, call 1-800-799-7233 (or 1-800-787-3224 for TTY).
• CAWS North Dakota: This statewide coalition provides a list of local advocacy centers that offer direct services and support to survivors.
• Housing Priority: Some housing programs in the state recognize the urgency of these situations. The Fargo Housing Authority, for example, gives a preference on its Housing Choice Voucher waiting list to victims of domestic violence who are referred by the Rape and Abuse Crisis Center. This policy acknowledges that securing safe, independent housing is a critical component of breaking the cycle of violence.

State and Federal Rental Assistance Programs

Beyond immediate crisis intervention, several structured, long-term programs are available to help low-income North Dakotans afford stable housing. These programs are typically federally funded and administered by state or local agencies.

2.1 Understanding the Housing Choice Voucher Program (Section 8)

The Housing Choice Voucher (HCV) program, commonly known as Section 8, is the federal government's primary initiative for assisting very low-income families, the elderly, and persons with disabilities to afford decent, safe, and sanitary housing in the private market. The program is administered locally by Public Housing Authorities (PHAs).

2.1.1 How the Program Works and General Eligibility

Instead of being tied to a specific apartment building, an HCV is a tenant-based subsidy that a household can use to rent a qualifying unit of their choice from a private landlord.

The Process

1. An eligible family applies to their local PHA.
2. If eligible, the family is placed on a waiting list.
3. When a voucher becomes available, the family is issued the voucher and must find a rental unit (such as a house, apartment, or townhouse) where the landlord agrees to participate in the program.
4. The rental unit must pass a health and safety inspection conducted by the PHA.
5. The household typically pays 30% of their adjusted monthly income toward rent and utilities, and the PHA pays the remaining portion directly to the landlord.

General Eligibility

• Eligibility is determined by the local PHA based on total annual gross income and family size.
• By law, 75% of vouchers must go to applicants whose incomes do not exceed 30% of the Area Median Income.
• Applicants must also be U.S. citizens or have eligible immigration status.

2.1.2 The Application Process and Waiting List Status by Region

Demand for Housing Choice Vouchers far exceeds the available supply, leading to long waiting lists that are often closed to new applicants. Access to this critical long-term subsidy is not uniform across North Dakota; a household's ability to apply depends entirely on the status of the waiting list in their specific county or region. This geographic disparity reflects differing local housing market pressures and funding levels.

• Fargo (Cass County Housing Authority): The Housing Choice Voucher waiting list for the Fargo Housing Authority is currently closed. When the list does open, preferences are given to victims of domestic violence, current residents of Cass or Clay County, and individuals with disabilities transitioning from institutional settings or experiencing homelessness.
• Minot (Minot Housing Authority): The Minot Housing Authority administers vouchers for Ward, Mountrail, McHenry, and Pierce counties. Applications are available on their website, indicating that waiting lists are open or open periodically. Applicants are placed on the list according to the date and time of their application and are contacted for an eligibility interview when a voucher becomes available.
• Grand Forks (Grand Forks Housing Authority): The Grand Forks Housing Authority is currently accepting applications online for the Housing Choice Voucher program. The agency notes that its waiting lists are "short" and that selections for some programs may happen within a few days of applying, which is a significant opportunity for those in the area.
• Burleigh County (Bismarck): The official website for the Burleigh County Housing Authority is currently inaccessible, and public information on the status of its Section 8 waiting list is not readily available. Residents of Burleigh County should contact the authority directly to inquire about the waiting list status and application process. The main office can be reached at 701-255-2540.

2.2 The HOME-ARP Supportive Services Program: A New Avenue for Aid

Launched in January 2025, the HOME-ARP Supportive Services Program is a new statewide initiative designed to assist individuals and households who are homeless, at risk of homelessness, or fleeing domestic violence. Funded by the American Rescue Plan and administered by the Community Action Partnership of North Dakota (CAPND), this program represents a strategic shift in housing assistance.

Rather than focusing solely on financial payments, the HOME-ARP program provides a holistic set of services aimed at achieving long-term housing stability. This approach addresses the root causes of housing crises, not just the immediate financial shortfall.

Services offered through the program include:

• Rental Assistance: Financial support to help secure or maintain permanent housing.
• Financial Assistance: Flexible aid for other immediate housing-related needs.
• Housing Search and Placement: Guidance in finding suitable and affordable housing.
• Housing Stability Case Management: Personalized support to help households navigate challenges and build a stable future.
• Mediation Services: Help in resolving disputes with landlords.
• Credit Repair Assistance: Support with budgeting and improving financial standing to remove future housing barriers.

To learn more about eligibility and to apply for the HOME-ARP program, residents should contact their regional Community Action Agency.

2.3 The "Opening Doors" Program for Renters with Housing Barriers

Many rental assistance programs address the issue of affordability, but they don't always solve the problem of accessibility. A history of poor credit, prior evictions, or a criminal record can prevent a household from being approved for a lease, even if they have a voucher or the funds to pay rent.

The North Dakota Housing Finance Agency's (NDHFA) "Opening Doors" program is designed specifically to address these systemic barriers. The program works by:

• Connecting with Service Providers: Individuals seeking assistance must be referred into the program by an approved Participating Care Coordination Agency. This ensures the tenant has ongoing case management and support.
• Incentivizing Landlords: The program encourages landlords to rent to tenants they might otherwise disqualify by providing coverage for excessive damages or lost revenue, reducing the financial risk for the property owner.

This program creates a crucial pathway back into the housing market for individuals who have been locked out due to past financial or legal difficulties, acknowledging that true housing stability requires more than just a rent subsidy.

2.4 Assistance for Specific Populations

Several programs are tailored to meet the unique housing needs of veterans, seniors, and people with disabilities.

• Veterans:
• VA Supportive Housing (VASH): This federal program combines a Housing Choice Voucher with comprehensive case management and clinical services provided by the Department of Veterans Affairs. It is a critical tool for helping homeless veterans and their families achieve stable housing. To apply, veterans should contact their local VA medical center.
• Supportive Services for Veteran Families (SSVF): This program provides a range of supportive services to very low-income veteran families who are homeless or at imminent risk of homelessness. Services can include case management, healthcare navigation, and temporary financial assistance.  
• Seniors and Persons with Disabilities:
• Aging and Disability Resource-LINK (ADRL): This is a free, confidential service that connects seniors and individuals with disabilities to a wide range of community supports, including housing resources. They can be reached toll-free at 1-855-462-5465.
• Mainstream Vouchers: This is a specific type of Housing Choice Voucher designated for households that include a non-elderly person (age 18-61) with a disability. These vouchers help individuals with disabilities live independently in the community. The Grand Forks Housing Authority notes a significantly shorter wait for Mainstream Vouchers.

Navigating Eviction: Your Rights and Resources

Receiving an eviction notice can be a frightening experience. However, it is important to know that eviction is a legal process with specific steps and rules that a landlord must follow. A tenant cannot be removed from their home without a court order from a North Dakota state district court. Understanding your rights and the legal process can provide you with the time and opportunity to seek assistance or contest the eviction.

3.1 The North Dakota Eviction Process: A Step-by-Step Overview

The legal process creates a formal framework that protects both tenants and landlords. In eviction court, landlords, particularly if they are a legal entity like an LLC, are often required to have a lawyer, while tenants are not. This can create an imbalance of legal expertise. Knowing the process is the first step in bridging that gap.

3.1.1 The 3-Day Notice of Intention to Evict

For many types of evictions, including for non-payment of rent, the landlord’s first legal step is to serve the tenant with a written "3-Day Notice of Intention to Evict".

• What it is: This is a legal warning, not a court order. It informs the tenant of the reason for the potential eviction (e.g., "$500 in unpaid rent") and gives them three days to either fix the problem (e.g., pay the rent) or move out.
• What it is not: It does not mean the tenant must leave in three days. It is the start of the legal process. If the tenant does not comply with the notice, the landlord can then proceed to the next step.  

3.1.2 The Summons, Complaint, and Court Hearing

If the tenant does not move out or resolve the issue within the three-day notice period, the landlord can file an eviction lawsuit with the district court.

• Summons and Complaint: The tenant will be served with two legal documents: a Summons, which states the date and time of the court hearing, and a Complaint, which explains the landlord's reasons for the eviction. The court hearing will be scheduled quickly, typically between three and fifteen days from when the summons is issued.
• The Hearing: This is the tenant's opportunity to appear before a judge and present their side of the story. The tenant can provide evidence (like rent receipts or photos of the property) and explain any defenses they may have.
• Possible Outcomes: If the judge rules in the landlord's favor, an eviction order will be issued. However, if the eviction is not due to a disturbance of the peace, the tenant can request a hardship stay, and the judge may grant up to five additional days to move out. Only a law enforcement officer, such as a sheriff, can legally enforce the eviction order and remove a tenant and their belongings.

3.2 Accessing Legal Aid and Tenant Resources

Given the speed and complexity of the eviction process, seeking legal advice is highly recommended. Several organizations provide free or low-cost resources to help tenants understand and protect their rights. Accessing these resources is a direct intervention that can help level the playing field in court.

• Legal Services of North Dakota: This is the primary provider of free civil legal assistance to low-income and elderly North Dakotans. If you are facing eviction, contacting them should be a top priority. They can be reached at 1-800-634-5263.
• ND Courts Legal Self Help Center: The North Dakota Court System provides an online Self Help Center with detailed informational guides and forms for tenants who must represent themselves in an eviction case. This is an invaluable resource for understanding court procedures and preparing for a hearing.
• High Plains Fair Housing Center: This organization can assist with landlord-tenant mediation, which may help resolve the dispute before it goes to court. They also handle cases of housing discrimination. They can be reached at 701-792-2878.

Reducing Housing Costs: Utility and Energy Assistance

Housing affordability is not just about rent; utility costs are a major part of a household's budget. Several programs in North Dakota are designed specifically to help residents manage their home energy expenses.

4.1 The Low Income Home Energy Assistance Program (LIHEAP)

LIHEAP is a federally funded program that helps eligible low-income households with their home heating and cooling costs. The program is comprehensive and covers more than just a portion of a monthly bill. 

4.1.2 Services Covered: Heating, Cooling, and Weatherization

LIHEAP provides a range of services to improve both the affordability and efficiency of a home's energy use:

• Heating Assistance: Provides benefits to help pay for natural gas, electricity, propane, fuel oil, and other heating sources. This is the primary component of the program, operating from October 1 to May 31.
• Emergency Assistance: Helps households in a crisis, such as facing a utility shut-off or running out of fuel.
• Weatherization Services: Helps lower energy costs by providing improvements like insulation and weather stripping around doors and windows.
• Furnace and Cooling Help: LIHEAP can also assist with furnace cleaning, repair, or replacement, as well as help with the cost of purchasing or repairing an air conditioner.

4.1.3 Income Guidelines and How to Apply

To be eligible for LIHEAP, a household's income must be at or below 60% of the state median income. Applications are accepted year-round.

• How to Apply:
• Online: The fastest way to apply is through the North Dakota Health and Human Services Self-Service Portal.
• By Mail or In Person: You can print an application and return it to your local Human Service Zone office or request that an application be mailed to you.
• Required Documents: When applying, you will generally need to provide:
• A completed LIHEAP application.
• Proof of income for all household members.
• A copy of your heating bill.
• A copy of your lease if you are a renter.

4.2 Energy Share and Other Charitable Utility Programs

For households facing a crisis that falls outside of LIHEAP's scope or who have exhausted their benefits, other options may be available.

• Energy Share: This is a private, non-profit fuel fund that serves as a last resort for North Dakotans facing an energy emergency. It is funded by donations from individuals and utility companies and is administered by the local Community Action Agencies.
• Utility-Specific Programs: Several electric cooperatives across the state run "Operation Roundup" programs, where customer donations are used to help local individuals and organizations with critical needs. These include Capital Electric Cooperative, Dakota Valley Electric Cooperative, and Nodak Electric Cooperative, among others.

Directory of Local and Regional Support

Navigating the landscape of housing assistance requires knowing who to contact in your specific area. The following directories provide contact information for the key local and regional organizations that deliver services directly to North Dakota residents.

5.1 Community Action Agencies: Your Local Connection to Aid

Community Action Agencies are the frontline service providers for a range of anti-poverty programs, including emergency housing and utility assistance, case management, and the new HOME-ARP Supportive Services Program. Finding the correct agency for your county is a critical first step.

North Dakota Community Action Agencies by Region

5.2 Other Key Organizations

5.2.1 The Salvation Army

The Salvation Army operates in several North Dakota communities, offering a range of emergency services. Depending on location and funding, this can include assistance with rent and utilities, food pantries, and crisis intervention.

• Bismarck-Mandan: 601 S. Washington St., Bismarck, ND 58504 | Phone: 701-223-1889
• Fargo-Moorhead: 304 Roberts St., Fargo, ND 58102 | Phone: 701-232-5565

5.2.2 Local Public Housing Authorities (PHAs)

PHAs are the government agencies responsible for administering the Housing Choice Voucher (Section 8) program and other public housing options. To apply for a voucher or inquire about waiting list status, you must contact the PHA that serves your specific county or city. A complete list of Public Housing Authority contacts in North Dakota is maintained by the U.S. Department of Housing and Urban Development (HUD) and can be found on their website.

5.2.3 Note on Lutheran Social Services

Lutheran Social Services of North Dakota (LSSND), which for many years was a key provider of social services, announced its closure in 2021. It is no longer an active resource for housing assistance in the state. Residents seeking help should direct their inquiries to the other organizations listed in this directory, such as their regional Community Action Agency or ND 2-1-1.

 Frequently Asked Questions

For residents facing housing instability, finding a North Carolina rent relief program is a critical first step toward security. While the state's primary COVID-19 response program has concluded, financial assistance for tenants has not disappeared.

Help has transitioned to a network of county-level initiatives, statewide family support programs, and non-profit services. Navigating this new landscape is essential for accessing available funds to prevent eviction and maintain stable housing.

The Current Landscape of Rental Assistance in North Carolina

A significant point of confusion for many North Carolina residents is the status of the statewide Housing Opportunities and Prevention of Evictions (HOPE) Program. It is crucial to understand that the HOPE Program is no longer accepting new applications. The application portal officially closed on December 17, 2021, after distributing substantial federal relief funds to thousands of families across 88 counties.

A Shift from State to Local Control

The closure of this single, centralized program created an information gap, leaving many to believe that no assistance remains. However, this is not the case. Rental assistance in North Carolina has evolved from one large-scale program into a decentralized system.

The responsibility for distributing aid now primarily rests with individual counties, various state agencies, and established non-profit organizations. Understanding this shift is the key to finding currently active and available resources. The path forward involves identifying the specific local and statewide programs that have replaced the HOPE program as the primary sources of aid.

Active Emergency Rental Assistance by County: Your Local Lifeline

Following the federal model for distributing relief funds, many of North Carolina's more populous counties received direct allocations to establish and manage their own emergency rental assistance programs. This localization means that a statewide, one-size-fits-all application no longer exists. Instead, residents must apply through the agency administering funds in their specific county.

This approach results in significant variations in eligibility requirements, benefit amounts, and application procedures from one county to the next. A requirement in one county, such as a formal eviction notice, may not be necessary in another. Therefore, it is vital for individuals seeking help to focus on the specific guidelines for their area of residence.

Detailed County Program Breakdowns

The ability to receive aid often depends on meeting the unique criteria of a local program. Below are more detailed profiles of the assistance available in these counties.

Mecklenburg County (Charlotte)

In Mecklenburg County, emergency financial support is primarily administered by the Crisis Assistance Ministry. This organization provides crucial aid for both rent and utility payments to low-income residents facing a short-term financial crisis. The program prioritizes cases based on urgency, meaning households that have already received a utility disconnection notice or are facing a court-ordered eviction are addressed first.

• How to Apply: Applications are primarily in-person at 500-A Spratt St. in Charlotte, Monday through Friday, starting at 10:00 a.m. An online option may be available by emailing their Financial Assistance team.
• Required Documents: To apply, residents must provide a picture ID, Social Security documentation for every household member, proof of all household income for the last 30 days, a copy of the past-due rent notice or court summons, and a copy of the rental lease.

Wake County (Raleigh)

Wake County's approach is managed through its Housing Affordability & Community Revitalization department, which focuses on a coordinated system of care. Rather than a single direct payment program, the county operates homeless shelters and partners with non-profits to provide shelter and rapid rehousing services.

Placement into these programs is handled through a centralized, coordinated entry process. Residents in need are directed to the Raleigh/Wake Partnership to End and Prevent Homelessness or the Wake Network of Care, a comprehensive online resource directory, to find the appropriate service.

Durham County

Durham County offers a unique Eviction Diversion Program that integrates legal support with financial assistance. Administered by Legal Aid of North Carolina, the program's goal is to help tenants avoid eviction judgments altogether.

To be eligible, a household's income must be below 125% of the Federal Poverty Threshold. The tenant must have received a late rent notice or been served with a formal eviction court proceeding. Individuals facing eviction can apply by contacting Legal Aid of North Carolina directly at 984-212-4404.

Pitt County (Greenville)

The Pitt County Department of Social Services (DSS) offers an Emergency Rent Assistance Program with very specific eligibility criteria. A critical requirement is that an applicant must have already received formal eviction documents filed with the Pitt County Small Claims Court. A simple late notice from a landlord is not sufficient to qualify.

Additional requirements include having a child under 18 in the household, income below 200% of federal poverty guidelines, and landlord confirmation to halt the eviction upon payment. The program provides a maximum of $600 toward unpaid rent. Applications must be requested in person at the DSS Human Services Center at 203 Government Circle in Greenville.

Chatham County

Chatham County's Emergency Housing Rental Assistance Program (E-HAP) provides a one-time payment to stabilize households, available once every 12 months. A household's annual income must be at or below 40% of the Area Median Income (AMI), and the applicant must be at least 15 days behind on rent or have received an eviction notice. Applicants can apply online, pick up an application from the DSS office in Pittsboro, or submit an application by mail.

Orange County

The Emergency Housing Assistance (EHA) program in Orange County is for residents with income at or below 30% AMI who have experienced a recent, verifiable crisis. An applicant must have an active court summons for eviction or have experienced a "Life-Changing Event" (such as job loss or illness) within the last three months. Assistance is capped at $4,500, but limited funding means only about 12 households can be assisted per month. Applications can be submitted online, picked up in person, or initiated by calling the Housing Helpline at 919-245-2655.

Onslow County

Onslow County's Emergency Assistance Program, managed by the Department of Social Services, is aimed at families with children facing a sporadic emergency. To be eligible, a family must have a child under 18 in the home, have a verifiable emergency, and demonstrate sufficient ongoing income to maintain household expenses. For more information, residents should call 910-455-4145.

Statewide and Federal Housing Support Programs

For residents in counties without a dedicated emergency fund or for those who do not meet strict local criteria, several statewide and federal programs offer another layer of support. These programs are generally available across North Carolina, though their focus may be on specific populations or long-term stability.

NC Department of Health and Human Services (NC DHHS): Assistance for Families

The NC DHHS offers short-term financial aid through its Emergency Assistance for Families in Crisis program, which is part of the state's Work First initiative. This program is designed to help families with children pay for housing and utilities.

Eligibility for this assistance requires that:

• The family includes a child living with a relative.
• Total income is at or below 200% of the federal poverty level.
• The family can provide proof of identity and citizenship.

Applications must be submitted at the local county Department of Social Services (DSS) office.

Housing Choice Voucher Program (Section 8): Long-Term Rental Subsidies

The Housing Choice Voucher Program, or Section 8, is a major federal program funded by the U.S. Department of Housing and Urban Development (HUD). It helps very low-income families, the elderly, and persons with disabilities afford safe housing in the private market. Participants typically pay about 30% of their income toward rent, with the voucher covering the rest.

This program is administered locally by Public Housing Authorities (PHAs). It is a long-term stability program, not an emergency fund, and waiting lists are common. Residents can find their local PHA by calling 800-955-2232.

NC Housing Finance Agency (NCHFA): Specialized Support

The North Carolina Housing Finance Agency (NCHFA) provides several targeted rental assistance programs, primarily for residents with disabilities seeking to live independently.

Key programs include:

• Transitions to Community Living Voucher (TCLV): This voucher provides rent assistance to individuals with behavioral health disabilities transitioning out of restrictive settings.
• Key Rental Assistance: This project-based assistance is available only in specific properties and helps make apartments affordable for people with extremely low incomes who are disabled or experiencing homelessness.

It is critical to note that the NCHFA does not distribute Section 8 vouchers.

Essential Support, Counseling, and Legal Services

Financial assistance is only one component of overcoming a housing crisis. Securing housing stability often requires a combination of funding, expert advice, and legal advocacy. Fortunately, North Carolina has a robust network of organizations that provide these critical services, often at no cost.

NC 211: Your First Call for Localized Referrals

For anyone unsure where to begin, the first and most important step is to contact NC 211. Operated by the United Way of North Carolina, NC 211 is a free, confidential, and multilingual referral service available 24/7 in all 100 counties.

By dialing 2-1-1, callers connect with trained specialists who have access to a database of over 19,000 service programs. These specialists provide current information on local rent assistance, food banks, and other resources tailored to the caller's specific needs. Residents can also search the resource database online at nc211.org.

Legal Aid of North Carolina: Defending Your Right to Housing

When a landlord files for eviction, the situation becomes a legal matter. Legal Aid of North Carolina is a non-profit law firm that provides free legal assistance in civil cases to low-income residents across the state. Their services are invaluable for tenants facing eviction.

In North Carolina, the formal eviction process is a lawsuit called "summary ejectment." Many tenants are unaware they may have valid legal defenses, such as the landlord's failure to make essential repairs. Legal Aid attorneys can represent tenants in court, negotiate with landlords, and help protect their housing rights. To apply for help, residents should call the statewide Legal Aid NC Helpline at 866-219-5262.

HUD-Approved Housing Counseling: Your Partner in Financial Stability

To prevent future housing crises, it is essential to address underlying financial challenges. HUD-approved housing counseling agencies offer free or low-cost financial education and guidance from trained professionals.

These counselors provide expert advice on budgeting, understanding a lease, improving credit, and mediating with landlords to avoid eviction. This proactive support empowers tenants with the skills needed for long-term housing stability. Residents can find a local HUD-approved counseling agency by:

• Using the online search tool on the HUD or CFPB website.
• Calling HUD's interactive voice system at 800-569-4287.
• Contacting known North Carolina agencies like Community Link in Charlotte or Triangle Family Services in Raleigh.

Your First Step to Securing Housing Stability

While the statewide HOPE program has ended, a strong and varied network of support remains available to North Carolina renters. Help is now accessed through a combination of county-specific emergency programs, ongoing statewide initiatives, and vital non-profit services.

Facing the threat of eviction can be overwhelming, but taking immediate action is the most important step. The single most effective first step for any resident in need is to dial 2-1-1. This will connect you with a specialist who can provide personalized, up-to-date referrals. Additionally, contacting your local county's Department of Social Services is a crucial step to inquire directly about available funds. By leveraging these resources, North Carolinians can find the support needed to work toward lasting stability.

 Frequently Asked Questions