Search for unclaimed money in your state
Search every state you've ever lived in — and the federal sources below.
Where unclaimed money comes from
When a company can't reach you — a closed bank account, a utility deposit, an uncashed paycheck, an insurance payout, forgotten stock — state law eventually requires them to turn the money over to the state, which holds it until the owner claims it. There's no deadline in most states: money from decades ago is still claimable, including on behalf of deceased relatives by their heirs.
How to search properly
- Search every state you've lived in, plus states where employers or insurers were based.
- Try name variations: maiden names, middle initials, common misspellings.
- Search relatives' names too — heirs can claim with documentation.
- Check the federal sources separately (bonds, pensions, tax refunds) — they're not in state databases.
Claims are filed with the state holding the money and require identity proof. Simple claims often pay within weeks; estate claims take longer. Full walkthrough: How to Find Unclaimed Money From the Government.
Frequently asked questions
Are paid finder services legitimate?
Some are legal, but you never need one — the official searches and claims are free. Be especially wary of anyone contacting you claiming they've "found money in your name" and asking for a fee or your SSN up front.
Is claimed money taxable?
The principal usually isn't (it was already yours), but interest earned can be. Larger claims are worth a tax pro's confirmation.