Four free tools to help you find your next step — government assistance and grants, debt relief, housing and rent help, or loan options. Answer a couple of questions and we'll point you to official programs first, plus optional partner resources, clearly labeled.
Grants and government benefits generally don't have to be repaid. Tell us what you need and we'll show where to apply.
What do you need help with right now?
Different situations call for different tools — counseling, consolidation, settlement, or simply knowing your rights.
Where do things stand?
Whether you're behind on rent or looking for a path to a home of your own, start with the option that fits.
Which best describes your situation?
These tools provide general information, not eligibility determinations, and everything runs in your browser — your answers are never transmitted, stored, or sold. Some results include links to sponsored partners; if you use one, we may earn a referral fee at no cost to you. Sponsored links are always labeled and always optional. Learn more on our advertising disclosure page.
Many programs — SNAP, LIHEAP, TANF, ACA subsidies — set eligibility as a percentage of the Federal Poverty Level rather than a flat income. See where your household falls.
Based on published HHS poverty guidelines for the 48 contiguous states and D.C. Alaska and Hawaii use higher thresholds. Informational only — the agency you apply with makes the final determination.
Enter your household size and income to see your result.
Legitimate assistance programs never charge a fee to apply, never demand payment by gift card or wire, and never pressure you to act "before it's too late." If something feels off, stop and verify independently.