Housing
Free, independent guides about housing — 14 articles, newest first. Always confirm details with the official program before you apply.
VA Vendee Loan: How to Buy a VA-Owned Home With Little Money Down
A VA vendee loan is VA financing to buy homes VA owns. Veterans and non-veterans can use it, often with little or no money down and no mortgage insurance.
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Grants for Home Modifications for the Disabled: Ramps, Accessible Bathrooms, and Who Pays
Grants for home modifications for the disabled come from Medicaid waivers, VA grants up to $126,526, USDA 504, vocational rehab, and state AT programs.
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A Step-by-Step Walkthrough for Your Section 8 Application
Maximize your chances for housing assistance with our detailed section 8 application walkthrough. Review local income limits and eligibility.
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Texas Section 8: Housing Agencies, Open Waitlists, and Income Limits
Texas Section 8 is run by local housing agencies and TDHCA. Most lists are closed, Dallas takes applications anytime, and income is capped near 50% of AMI.
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Texas Public Housing: Big-City Waitlists, Small-Town Options, and Texas Rules
Texas public housing is run by local housing authorities, not the state. Rent is about 30% of income; apply to each agency's waitlist, many of which are closed.
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Government Grants for Affordable Housing: Where the Money Goes and How You Can Benefit
Government grants for affordable housing go to states, cities, and nonprofits, not people. You benefit through down payment help, repair grants, and rent aid.
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Senior Subsidized Housing: Section 202, Public Housing, and Other Options
Senior subsidized housing ties rent to income, often about 30% of adjusted income. Compare Section 202, public housing, USDA rentals, and tax credit apartments.
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Social Security Disability Housing Assistance: Vouchers, Section 811, and How SSI Rules Affect Rent
Social Security disability housing assistance comes from HUD, not SSA: Mainstream vouchers, Section 811, and public housing, with rent near 30% of income.
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Emergency Shelters for Women and Children: How to Find a Safe Place to Stay Tonight
Find emergency shelters for women and children: call the DV Hotline at 1-800-799-7233 or text START to 88788, or dial 211 for family shelters near you.
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Section 504 Home Repair Program: USDA Repair Loans and Grants for Rural Homeowners
The Section 504 home repair program gives very low-income rural homeowners 1% USDA repair loans, plus grants up to $10,000 for owners 62 and older.
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Fastest Way to Get Section 8: Honest Ways to Shorten the Wait
The fastest way to get Section 8 is to join every open waitlist you can, claim each preference you qualify for, and apply to project-based units too.
Read guide →Low Income Apartments San Antonio: Your Guide to Affordable Housing
Low income apartments San Antonio renters can apply for include Opportunity Home public housing, Section 8, and tax credit units. Most cap income at 80% of AMI.
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Immediate Housing Assistance for Homeless People: The Fastest Paths From the Street or a Car to a Home
Immediate housing assistance for homeless people: shelter tonight, coordinated entry, rapid re-housing, veteran and family programs, and move-in cost help.
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Section 8 Homeownership Program Eligibility Requirements: Income, Work, Counseling, and Time Limits
Section 8 homeownership program eligibility requirements: a voucher, first-time buyer status, minimum income, a year of full-time work, and counseling.
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