Homeowners needing a financial lifeline to keep their home should explore the Rhode Island Homeowner Assistance Fund (HAF-RI), a critical resource designed to cover mortgage delinquencies, utility bills, and other housing-related expenses due to COVID-19 hardships. This vital program, while currently closed to new applications, still offers essential aid for those with pending applications and directs other homeowners toward crucial foreclosure-prevention and housing counseling services.