Imagine up to $50,000 for your goals or unexpected needs, directly in your account, without the wait.
Apply Now & Get Fast Funding!
On this page:
Finding reliable New York rent relief is a critical step toward achieving housing stability during financial hardship. While assistance has evolved since the COVID-19 pandemic, a network of city, state, and local support systems remains available to help tenants pay rent and avoid eviction.
These programs have specific eligibility requirements and application processes. They are designed to provide a crucial safety net for individuals and families across the state. Understanding which programs are active, who they serve, and how to access them is the first step toward securing the help you need.
The conversation around rental assistance in New York often focuses on large-scale emergency programs. However, the system has shifted from a crisis-response model to an ecosystem of ongoing, targeted support. It is essential for tenants to understand this shift to find the right resources.
Status of the NYS Emergency Rental Assistance Program (ERAP)
The New York State Emergency Rental Assistance Program (ERAP) was a historic, federally funded initiative addressing the economic fallout of the COVID-19 pandemic. Administered by the New York State Office of Temporary and Disability Assistance (OTDA), it provided billions to help households with rent arrears, temporary rental assistance, and utility arrears. By June 2023, ERAP had distributed nearly $3.1 billion to over 248,057 applicants.
A critical point for tenants is that the ERAP application portal stopped accepting new applications on January 20, 2023. Individuals can no longer submit new applications or complete those started but not submitted before the deadline.
For those who applied before the portal closed, the process continues. OTDA is still reviewing and processing eligible applications in the order they were received. Tenants with a pending application can and should continue to upload required documents. To check an application's status, contact the OTDA ERAP Hotline at 844-NY1-RENT (844-691-7368).
The state also created the Landlord Rental Assistance Program (LRAP). This separate fund assisted landlords whose tenants were unwilling to participate in ERAP or had already vacated a property with arrears.
From Emergency Aid to Ongoing Support
The closure of the ERAP portal marks a significant transition. The system has moved from a single emergency fund to a multifaceted array of established city and state rental supplement programs. These ongoing programs address systemic issues of housing instability that existed long before the pandemic.
For tenants needing help now, the path is no longer through a single statewide portal. Instead, the focus is on identifying the specific city, county, or state program that matches their individual circumstances, such as location, income, and housing situation.
New York City offers several robust programs to prevent homelessness and help residents pay rent. A household's specific circumstances—particularly whether they are in the city's shelter system or at risk of entering it—determine which program is the right fit.
| Program Name | Primary Purpose | Key Eligibility Factor | How to Apply |
|---|---|---|---|
| City FHEPS | Provides a long-term rent supplement for up to five years to help households secure and maintain permanent housing. | Household is currently in a DHS or HRA shelter or is at imminent risk of entering the shelter system. | Through a shelter case manager or a local HRA Homebase office. |
| FHEPS | A rent supplement designed to prevent eviction and stabilize housing for families with children. | Household must have an active Cash Assistance case and include a child under 18 or a pregnant individual. | Online via the ACCESS HRA portal or at an HRA Benefits Access Center. |
| SOTA | A one-time payment covering one full year of rent to help eligible households relocate from a shelter. | Household must have been in a DHS shelter for at least 90 days and have a stable, recurring income. | Through a DHS shelter case manager or housing specialist. |
| One-Shot Deal | An emergency, one-time grant to cover immediate expenses, most commonly rent arrears to stop an eviction. | Household is facing an unexpected crisis and has a plan to afford future rent payments. | Online via the ACCESS HRA portal or at an HRA Benefits Access Center. |
City FHEPS: A Lifeline for Housing Stability
The City Fighting Homelessness and Eviction Prevention Supplement (City FHEPS) is one of NYC's most significant rental assistance programs. It provides long-term stability by paying a portion of a household's rent for up to five years. A key feature is its portability; a City FHEPS voucher can be used to rent an apartment anywhere in New York State.
The program is administered by the Department of Social Services (DSS), which includes the Human Resources Administration (HRA) and the Department of Homeless Services (DHS). It has consolidated several older programs into a single, streamlined system.
Who is Eligible for City FHEPS?
Eligibility for City FHEPS is specific and is divided into two main pathways, depending on a household's current housing situation.
For Households Currently in a Shelter: To qualify while in a DHS or HRA shelter, a household must meet foundational requirements and fit into one of two specific groups.
For Households at Risk of Entering a Shelter: A household does not need to be in a shelter to qualify, but they must be at imminent risk of homelessness. The income requirement of being at or below 200% of the federal poverty level still applies. The household must also meet one of the following conditions:
How to Apply for City FHEPS
The application process depends on the household's situation:
FHEPS: Preventing Family Homelessness
The Family Homelessness & Eviction Prevention Supplement (FHEPS) is a rental assistance program for families with children who receive Cash Assistance and are at risk of eviction. It can also help families move out of a shelter or relocate due to domestic violence or unsafe living conditions.
Who is Eligible for FHEPS?
The eligibility criteria for FHEPS are directly linked to a family's public assistance status and housing crisis:
Benefits of FHEPS
FHEPS provides significant financial support. Approved families can receive a monthly rent supplement for up to five years. The program can also make a one-time payment for rent arrears—up to $20,000 in some cases—to clear a family's debt and allow them to remain in their home.
The most efficient way for families to apply is through the city's online benefits portal:
SOTA: Special One-Time Assistance to Relocate
The Special One-Time Assistance (SOTA) program offers eligible households in the DHS shelter system one full year of rent paid upfront. This lump-sum payment is designed to help households relocate to stable, permanent housing. Participants can move within New York City, to other counties in New York State, or even to another state.
Who is Eligible for SOTA?
SOTA eligibility is narrow and targeted to households that demonstrate a strong likelihood of long-term stability.
The SOTA Process
The SOTA application is managed by shelter staff:
Emergency "One-Shot Deals" for Immediate Crises
A "One-Shot Deal" is an emergency cash grant from the NYC Human Resources Administration (HRA) for households facing an unexpected crisis. Its most common use is to pay for rent arrears to stop an imminent eviction. It is a single payment, not an ongoing supplement.
Who is Eligible for a One-Shot Deal?
Eligibility is determined on a case-by-case basis, and HRA assesses several factors.
In many cases, One-Shot Deals are interest-free loans that must be repaid, though individuals receiving SSI are typically not required to repay the grant.
How to Apply for a One-Shot Deal
Applications are made through HRA's main benefits portal:
Tenants living in other parts of the state also have access to vital resources. The system outside the five boroughs is more decentralized, with many counties and towns administering their own local programs.
Navigating Local Programs in Major Jurisdictions
During the rollout of federal emergency rental assistance, several of New York's largest counties and towns received funding to administer their own local relief programs. As a result, residents of these areas must often apply for help through their local government.
Key jurisdictions that have operated their own programs include:
Residents in these areas should contact their local Department of Social Services or Housing Authority as the first step. These agencies provide information on active rent relief funds, Section 8 Housing Choice Voucher programs, and other forms of local support.
Rural Housing Assistance Programs
Several programs are specifically designed to support residents in New York's rural areas. These are often administered at the state or federal level.
Successfully navigating a housing crisis requires more than just financial aid. It requires access to expert advice, legal support, and community-based advocates who can help tenants understand their rights.
Free Legal Assistance and Tenant Rights
A threat of eviction is a legal matter. In New York City, the Right-to-Counsel law ensures that tenants facing eviction in Housing Court have access to free legal representation or advice, regardless of income or immigration status.
Several organizations provide free legal help to low-income tenants across the state:
Connecting with Housing Counselors and Non-Profits
Navigating the complex rules of assistance programs can be daunting. Free, expert help is available from professionals who can provide one-on-one guidance.
Key State and City Information Hotlines
Knowing who to call is a critical first step. The following phone numbers are primary points of contact for tenants seeking assistance.
Currently, there are no official plans to reopen the New York State Emergency Rental Assistance Program (ERAP) portal. Funding has been fully allocated, and efforts are focused on processing existing applications. Residents in need of housing assistance should explore local programs and non-profit resources for support.
While landlords could initiate ERAP applications, most currently active programs, like NYC's CityFHEPS, require the tenant to apply directly. However, landlord cooperation is often essential for providing lease documents and payment information. Open communication with your landlord is key when seeking any form of rental assistance.
Eligibility varies by program. While federal funds for ERAP had specific guidelines, many city and local resources do not inquire about immigration status. Non-profit organizations and legal aid societies offer confidential assistance to all residents to help them find the housing support they are eligible for.
While most programs are based on income, seniors may also qualify for the Senior Citizen Rent Increase Exemption (SCRIE). This program freezes rent for eligible seniors 62 or older living in rent-regulated apartments. It is a crucial form of long-term housing stability assistance available in NYC.
The timeline varies significantly depending on the program, application volume, and the complexity of your case. Emergency grants like a One-Shot Deal may be processed faster, while subsidy programs like City FHEPS can take several weeks or months. Promptly submitting all required documents can help expedite your application.
Most programs prioritize paying for rental arrears to prevent eviction. Some forms of assistance, particularly emergency grants, may also cover broker's fees, security deposits, or future rent payments for a limited time. Always check the specific guidelines of the program to which you are applying for details.
Yes, you may still be eligible for assistance. Programs often accept other proof of tenancy, such as rent receipts, utility bills in your name at the address, or a written statement from your landlord. Contacting a free legal aid service can help you prepare the necessary documentation
No, applying for New York rent relief does not directly affect your credit score. These are assistance programs, not loans. In fact, receiving assistance to pay off rental arrears and avoid eviction can help prevent negative reports to credit bureaus from collection agencies or court judgments.
If you live outside the five boroughs, your first step should be to contact your county's Department of Social Services. They are the primary access point for emergency housing assistance, including referrals to local non-profits and information on any available state or federal funds for your area.
Yes. Emergency rental assistance, like a One-Shot Deal, is typically a one-time grant to cover arrears and prevent immediate eviction. A rental subsidy, like CityFHEPS or Section 8, is a long-term program that pays a portion of your rent each month to ensure housing remains affordable.
Accessing nutritious food can be a lifeline, and Catholic Charities food pantries offer a beacon of hope for many in need. Discover the convenient schedules and welcoming services designed to support individuals and families facing food insecurity within their communities.
While Meals on Wheels offers vital support, understanding its potential limitations is crucial for a complete picture of its effectiveness and for those considering or relying on the service. Exploring these disadvantages can reveal important areas for improvement and ensure that the support provided truly meets the diverse needs of vulnerable individuals.
Unexpected hardships can quickly derail financial stability, but Indiana offers a range of assistance programs to help residents get back on their feet. From utility and housing aid to specialized funds for veterans, these resources provide a crucial safety net for Hoosiers experiencing financial distress.