Vermont Utility Relief Programs: Financial Aid and Legal Protections
By:Marie Jenkins
December 1, 2025
In Vermont, reliable heating is essential for health and safety. High winter energy costs often force residents to choose between warmth and other necessities. To mitigate this, the state offers a layered support system designed to reduce the "energy burden" for vulnerable households.
These initiatives are primarily managed by the Department for Children and Families (DCF) and executed through local partners. From seasonal subsidies to emergency interventions, these programs ensure that financial hardship does not lead to a loss of heat.
Key Takeaways
Preventative Aid: Seasonal Fuel Assistance covers part of winter heating bills for households at or below 185% of the federal poverty level.
Emergency Support: Crisis Fuel Assistance offers immediate help for empty tanks or disconnection notices for households up to 200% of the federal poverty level.
Bill Discounts: Regulated utilities like Green Mountain Power and Vermont Gas Systems provide monthly discounts ranging from 12.5% to 25%.
Debt Forgiveness: Select programs, such as Green Mountain Power's EAP, may forgive past-due balances for new enrollees.
Legal Rights: Utilities generally cannot disconnect service if temperatures are forecast to drop below 10°F, with a stricter 32°F threshold for residents over age 62.
Seasonal Fuel Assistance: Your Primary Defense
Seasonal Fuel Assistance acts as the first line of defense against winter energy costs. This preventative benefit helps pay a portion of your heating bills, acting as a financial buffer rather than full coverage.
Who Qualifies?
Eligibility depends on your household size and gross income. Currently, households earning at or below 185% of the Federal Poverty Level (FPL) may qualify.
Fuel Household: The state assesses the income of all members who share the cost of heat, excluding roomers or live-in aides in some cases.
For most applicants, the benefit is paid directly to your certified fuel dealer. This creates a credit on your account that you can use for oil, propane, or kerosene deliveries.
Wood and Pellets: If you heat with firewood or pellets, benefits are often issued directly to you as a check.
Timing: While applications are accepted year-round, benefits are typically issued starting in November. Applying early ensures your credit is active before the coldest weather arrives.
Crisis Fuel Assistance: Emergency Intervention
If your Seasonal Fuel benefit runs out or you face an immediate emergency, Crisis Fuel Assistance is available. This program targets "heating crises," such as running out of fuel or facing a utility disconnection.
The "Crisis" Criteria
To access this aid, you typically must demonstrate:
Fuel Exhaustion: You have less than one-quarter tank of fuel or less than a week's supply of wood/pellets.
Disconnection Risk: You have received a disconnect notice from a regulated electric or gas utility.
Financial Eligibility: The income limit is higher than the seasonal program, covering households up to 200% of the FPL.
What You Receive
Crisis benefits are designed to resolve the immediate emergency only. Maximum assistance limits typically include:
delivered fuels: approximately 125 gallons of oil, propane, or kerosene.
Solid Fuels: One cord of wood or one ton of pellets.
Metered Utilities: A payment sufficient to prevent disconnection for 30 days.
Unlike the seasonal program, you usually must apply for Crisis Fuel in person at your local Community Action Agency.
Utility Discount Programs
Regulated utility companies in Vermont are required to offer Energy Assistance Programs (EAP). These provide monthly bill credits to make ongoing energy costs more manageable.
Green Mountain Power (GMP)
Customers of the state's largest electric utility can receive a 25% discount on their monthly bill.
Eligibility: Households at or below 185% FPL.
Arrears Forgiveness: New enrollees may be eligible to have their past-due balance forgiven, providing a fresh financial start.
Vermont Gas Systems (VGS)
Residents in northwestern Vermont using natural gas can access a 20% discount off their monthly bill.
Application: You must submit a specific application to the DCF Economic Services Division and include a copy of your recent bill.
Recertification: Participants must reapply annually to keep the discount active.
Burlington Electric Department (BED)
Burlington's municipal utility offers a 12.5% discount on energy and customer charges.
Status: The Public Utility Commission recently approved this as a permanent program.
Flexibility: BED accepts various forms of verification, including Section 8 enrollment or 3SquaresVT status.
Program Comparison Table
Utility Provider
Discount Rate
Income Limit
Administering Agency
Green Mountain Power
25%
185% FPL
DCF / ESD
Vermont Gas Systems
20%
185% FPL
DCF / ESD
Burlington Electric
12.5%
185% FPL
BED / DCF
Arrearage Management: Erasing Old Debt
Carrying old utility debt can prevent households from achieving financial stability. Vermont’s "Fresh Start" approach helps address this issue.
Programs like the one at Green Mountain Power incentivize customers to get back on track. When eligible low-income customers enroll in the EAP, they may qualify for arrearage forgiveness.
This system often forgives old debt over a set period as you make on-time payments toward your current bill. It is a critical tool for residents trying to escape a cycle of unpaid bills and disconnection notices.
Vermont uses temperature forecasts rather than a simple calendar date to ban disconnections:
General Rule: Disconnections are prohibited if the local forecast predicts temperatures will drop below 10°F within the next 48 hours.
Elderly Protection (62+): Households with a member aged 62 or older have stronger protection. Disconnection is banned if temperatures are forecast to drop below 32°F.
Note: You must provide advance written notice to your utility that a senior lives in the home to secure this protection.
The Medical Moratorium
A Medical Note can halt disconnection if losing service would endanger a resident's health.
Certification: A licensed physician or nurse practitioner must certify that disconnection would create an "immediate and serious health hazard".
The Stay: Submitting this note stops disconnection for 30 days.
Limits: You can typically use this protection up to two consecutive times or three times per calendar year.
Weatherization: The Long-Term Fix
The Weatherization Assistance Program (WAP) offers a permanent solution to high energy bills by improving your home's efficiency.
This free service includes a comprehensive energy audit followed by retrofits like insulation, air sealing, and heating system upgrades. These improvements can significantly reduce fuel consumption and costs.
Eligibility: Households earning up to 80% of the Area Median Income may qualify, a higher threshold than fuel assistance.
Prioritization: Priority is often given to the elderly, people with disabilities, and families with children.
Where to Apply: Community Action Agencies
For emergency Crisis Fuel and Weatherization services, you should contact your local Community Action Agency. They serve as the intake centers for these critical programs.
BROC Community Action: Serves Rutland and Bennington counties.
Capstone Community Action: Serves Washington, Lamoille, and Orange counties.
Champlain Valley Office of Economic Opportunity (CVOEO): Serves Chittenden, Franklin, Grand Isle, and Addison counties.
Northeast Kingdom Community Action (NEKCA): Serves the Northeast Kingdom.
Southeastern Vermont Community Action (SEVCA): Serves Windham and Windsor counties.
Visit the(https://dcf.vermont.gov/benefits/fuel) website for application forms and current income tables. By combining these resources, you can create a stable plan for managing Vermont's demanding winter season.
Frequently Asked Questions
Is there still a specific program to help with unpaid water or sewer bills in Vermont now that the federal program ended?
While the federal Low Income Household Water Assistance Program (LIHWAP) officially closed in March 2024, you can still apply for General Assistance (GA) through the Vermont Department for Children and Families (DCF) to cover water costs if you are facing an emergency. Additionally, Burlington residents should contact the Water Resources Assistance Program (WRAP), which specifically offers bill discounts and temporary relief for city water users.
Can my electricity or gas be disconnected if someone in my household has a serious medical condition?
Yes, but you can delay disconnection for up to 30 days by submitting a Physician’s Certificate to your utility company stating that service loss would create an immediate health hazard. You are legally allowed to renew this certificate only one time (for a second 30-day period) and can use a maximum of three certificates per calendar year.
Am I eligible for fuel assistance (LIHEAP) if my heat is included in my rent and I don't see a separate bill?
Yes, you are eligible for the Seasonal Fuel Assistance benefit even if your heat is included in your monthly rent or if you live in subsidized housing. In these cases, the benefit is often paid directly to you as a check to help offset your rental costs, rather than being sent to a fuel dealer.
Does the "Crisis Fuel" program work differently if I heat my home with firewood or wood pellets?
Yes, the application window for "bulk fuels" like firewood, pellets, coal, and oil typically opens earlier (the last Monday in November) than it does for metered utilities like gas and electric. Because you cannot receive Crisis Fuel assistance after you have already paid for a delivery, you must apply before you run out of fuel or schedule the delivery.
Does Green Mountain Power (GMP) offer help for old, unpaid balances, or just a discount on future bills?
In addition to the standard 25% monthly discount, GMP’s Energy Assistance Program (EAP) includes an Arrearage Forgiveness component for eligible low-income customers. If you are enrolled in the EAP, a portion of your past-due balance may be forgiven over time as long as you pay your current monthly charges on time.
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