Texas Electric Bill Assistance for COVID-Affected Households

The economic effects of the COVID-19 pandemic continue to create financial hardship for many Texas households. If you are struggling with high energy costs due to challenges that began during the crisis, know that significant help is still available for electric bills in Texas.

While widely publicized, temporary pandemic relief programs have concluded, the support has not disappeared. Instead, that assistance has been integrated into Texas's robust and long-standing utility support systems. The path to getting help is clear and begins with understanding the programs designed to provide stability and prevent disconnection.

Your First Steps: Immediate Actions to Prevent Disconnection

When facing a potential electricity disconnection, taking immediate and strategic action is crucial. The following steps are the most effective first line of defense to keep your power on while you secure long-term assistance.

Contact Your Electricity Provider Directly

Your first call should be to your Retail Electric Provider (REP). Texas utility companies are often required to offer protections and have programs to help customers avoid disconnection. Explain your situation clearly and ask specifically about these options:

• Deferred Payment Plans: This formal agreement allows you to pay an outstanding balance in installments over several months. You will typically be required to pay a portion of the overdue amount upfront, with the rest added to your future monthly bills.
• Payment Extensions: If you need a shorter-term solution, a payment extension can push back your bill's due date. This can give you a few extra days or weeks to pay the full amount and prevent a service interruption.

When you speak with a representative, be direct: "I am experiencing financial hardship and need to discuss my options to avoid disconnection." Major providers like TXU Energy (800-242-9113) and Reliant (1-866-222-7100) have dedicated lines to assist with these arrangements.

Call 2-1-1 Texas: Your Central Information Hub

Your next critical step is to contact 2-1-1 Texas. This is a free, confidential, and statewide information and referral service operated by the Texas Health and Human Services Commission. Trained specialists can guide you through the complex network of assistance programs.

It is important to understand that 2-1-1 does not provide funds directly. Instead, they maintain the most comprehensive database of local non-profits, charities, and government agencies in your county that offer financial assistance for utility bills. To connect, simply dial 2-1-1 from any phone or call the toll-free number at (877) 541-7905.

The Comprehensive Energy Assistance Program (CEAP): Texas's Core Utility Support System

The primary program for ongoing utility help in Texas is the Comprehensive Energy Assistance Program (CEAP). This is the established, federally funded system that provides reliable, long-term support to low-income households across the state.

What CEAP Is and How It Works

CEAP is the main utility assistance program in Texas, administered by the Texas Department of Housing and Community Affairs (TDHCA). Its funding comes from the federal Low Income Home Energy Assistance Program (LIHEAP), making it a stable source of aid. Unlike temporary COVID-19 relief, CEAP is a permanent program.

CEAP provides several forms of assistance:

• Direct Bill Payments: The program makes payments directly to your energy provider to help cover electricity and natural gas bills.
• Crisis Assistance: In emergencies, CEAP can provide immediate help to prevent or restore utility service.
• Equipment Repair/Replacement: Funds may be available to help repair or replace inefficient heating and cooling systems, which helps lower long-term energy costs.

Who Qualifies for CEAP?

Eligibility for CEAP is based on clear, federally mandated criteria. Understanding these requirements before you apply is the key to a successful outcome.

• Income: The main factor is your household's gross income, which must be at or below 150% of the Federal Poverty Guidelines. This is typically calculated based on the income of all household members 18 and older in the 30 days before you apply.
• Income Thresholds: The maximum annual income levels to qualify are as follows:
• Household of 1: $23,475
• Household of 2: $31,725
• Household of 3: $39,975
• Household of 4: $48,225
• Household of 5: $56,475
• Household of 6: $64,725
• Household of 7: $72,975
• Household of 8: $81,225
• Priority Households: CEAP providers often give priority to households with elderly individuals (age 60+), persons with disabilities, and families with young children (age five or younger).
• Other Requirements: Applicants must be Texas residents and either U.S. citizens or qualified non-citizens.

The Application Process: A Step-by-Step Path

Applying for CEAP involves working with a local agency in your county, as the TDHCA does not accept applications directly. Following these steps will ensure your application is processed as smoothly as possible.

1. Find Your Local Provider The only way to apply is through a designated local service provider. Use the official TDHCA "Help for Texans" search tool at https://www.tdhca.texas.gov/help-for-texans. Select "Utility Bill Payment Help," enter your city or county, and click "Find help" to get the contact information for your local agency.

2. Gather Your Documents Preparing your paperwork thoroughly is the most critical part of the process. An incomplete application is the most common reason for delays. You will need:

• Proof of Identity: A valid, government-issued photo ID for all adult household members.
• Proof of U.S. Citizenship or Legal Residency: Required for every household member. Acceptable documents include a U.S. Birth Certificate, U.S. Passport, or Permanent Resident Card.
• Proof of All Household Income: Documentation for all income received by every household member 18 and older for the last 30 days (pay stubs, Social Security award letter, etc.). Bank statements are often not accepted for benefits like Social Security.
• Declaration of Income Statement: If an adult in your household has no income, is self-employed, or is paid in cash, you must complete this form, which your local agency will provide.
• Current Utility Bill: A complete copy of your most recent electric bill (front and back) showing your name, address, and account number.

3. Submit Your Application Each local agency has its own submission process. Some offer online portals, while others may require you to apply in person, by mail, or by fax. Follow the specific instructions provided by your local agency.

4. Follow Up Processing can take several weeks. Stay in communication with your utility provider about your pending CEAP application. If you receive a disconnection notice, inform the CEAP agency immediately, as this may qualify you for crisis assistance.

Important Update on Pandemic-Era Relief Portals

Many Texans may remember specific websites promoted during the pandemic. It is crucial to know that these temporary portals are no longer active for new applications.

Texas Utility Help (TexasUtilityHelp.com)

The Texas Utility Help website is CLOSED. This temporary portal stopped accepting energy assistance applications on September 15, 2023. Assistance now flows through the traditional local CEAP providers found via the "Help for Texans" website.

Texas Rent Relief (TexasRentRelief.com)

The Texas Rent Relief program is also CLOSED to new applications as of March 16, 2023. This program was a source of both rental and utility assistance. For current utility needs, you must now apply through the CEAP program.

Assistance from Major Texas Energy Companies

Many of the largest electricity providers in Texas offer their own financial assistance programs, which can often be pursued while you are applying for CEAP.

TXU Energy Customers

TXU Energy offers TXU Energy Aid℠, one of the largest bill-payment assistance programs in the state. To access these funds, call 2-1-1 and ask for a referral to a social service agency in your area that distributes TXU Energy Aid funds. The program also provides dedicated assistance for military veterans injured in combat.

Reliant Energy Customers

Reliant customers can seek help through the Community Assistance by Reliant Energy (CARE) Program. This program provides funds to non-profit partner agencies to help customers pay their electricity bills. When you call 2-1-1, identify yourself as a Reliant customer and ask for agencies with CARE funding, as its eligibility criteria may be more flexible than CEAP.

Other Provider Programs

Many other electricity providers offer similar support. For example, CPS Energy in San Antonio has the Residential Energy Assistance Partnership (REAP) program. The best course of action is to visit your provider's website or call their customer service line and ask directly about "bill payment assistance programs."

Additional Support from Community and Charitable Organizations

Beyond government and provider-specific aid, a vital safety net exists through non-profit and charitable organizations that can often provide faster, more flexible emergency assistance.

The Salvation Army

The Salvation Army is a cornerstone of emergency assistance in Texas. Local chapters frequently provide financial aid to help families with utility bills to prevent disconnection. You must contact the Salvation Army office that serves your community to inquire about available funds and the application process.

Local Community Action Agencies

The same local organizations that administer the CEAP program are hubs for a wide range of social services. When you contact your designated CEAP provider, ask if they manage any other private or local government funds for utility assistance. This simple question can uncover additional sources of aid.

A Path Forward to Managing Energy Costs

Navigating financial hardship can be overwhelming, but a clear system of support is in place to help Texans manage their electricity costs. While program names have changed since the pandemic, the commitment to providing assistance remains strong.

To secure the help you need, follow this strategic action plan:

1. Immediately call your utility provider to ask for a deferred payment plan or an extension.
2. Dial 2-1-1 to get reliable referrals to local agencies with available funds.
3. Use the "Help for Texans" website to identify your local CEAP provider and begin gathering documents for your application.

By taking these concrete steps, you can access the robust support system designed to help you and your family achieve financial stability.

Frequently Asked Questions