Did you know the average unclaimed payout is $892?
State treasuries are sitting on over $58 Billion in forgotten funds—from uncashed paychecks and old bank accounts to utility deposits. 1 in 7 Americans has money waiting to be claimed.
It takes less than 60 seconds to check. Why let the state keep your money?
Florida residents facing high energy burdens have access to a multi-layered support system. This network includes federal grants, state-managed emergency funds, and charitable programs run by utility companies. While the state does not mandate a suspension of disconnections during extreme heat, various programs exist to prevent loss of service.
The system relies heavily on Community Action Agencies and the 211 network for distribution. Funding is often seasonal and can be depleted quickly, making early application critical.
Key Takeaways
- Primary Funding: LIHEAP provides the bulk of assistance, offering significant credits for crisis situations involving seniors or vulnerable households.
- Income Limits: Eligibility is generally based on 60% of the State Median Income or 150% of the Federal Poverty Level, whichever is higher.
- Senior Specifics: The EHEAP program specifically targets residents aged 60+, with distinct funding for cooling (summer) and heating (winter) crises.
- Water Assistance Status: The federal water assistance program (LIHWAP) has expired and is no longer accepting applications.
- Medical Protections: "Medical Necessity" status provides advance notice of disconnection but does not guarantee uninterrupted service or forgive debt.
Florida residents facing high energy burdens have access to a multi-layered support system. This network includes federal grants, state-managed emergency funds, and charitable programs run by utility companies. While the state does not mandate a suspension of disconnections during extreme heat, various programs exist to prevent loss of service.
The system relies heavily on Community Action Agencies and the 211 network for distribution. Funding is often seasonal and can be depleted quickly, making early application critical.
The Low-Income Home Energy Assistance Program (LIHEAP) is the primary resource for struggling households. Administered by Florida Commerce, it offers two distinct types of help: "Home Energy Assistance" for standard credit and "Crisis Assistance" for emergencies.
Types of LIHEAP Benefits
Income Eligibility Guidelines
Florida uses a dual-threshold system. You qualify if your household income is at or below 150% of the Federal Poverty Level (FPL) or 60% of the State Median Income (SMI), whichever is higher.
Maximum Annual Income Limits (Estimates):
| Household Size | Maximum Annual Income |
| 1 Person | ~$32,155 |
| 2 People | ~$42,049 |
| 3 People | ~$51,943 |
| 4 People | ~$61,837 |
| 5 People | ~$71,730 |
| 6 People | ~$81,624 |
Note: These figures reflect the higher 60% SMI threshold often used by agencies. Always verify exact limits with your local provider.
The Emergency Home Energy Assistance for the Elderly Program (EHEAP) is tailored specifically for households with at least one member aged 60 or older. Unlike general LIHEAP, EHEAP funds are divided into two specific seasons to address Florida's climate.
EHEAP Seasons and Benefits
Funds can cover past-due bills, reconnection fees, and even the purchase of portable fans or air conditioning units if the central system is broken.
While LIHEAP pays bills, the(https://www.energy.gov/scep/wap/weatherization-assistance-program) (WAP) lowers them. This program conducts free energy audits and installs efficiency upgrades like insulation, weather stripping, and solar window screens.
The "Deferral" Fix: Weatherization Readiness Fund (WRF)
Historically, homes with structural issues like roof leaks were rejected (deferred) from WAP. Florida now utilizes the Weatherization Readiness Fund (WRF). This fund pays to fix structural problems first, allowing the home to then qualify for full energy efficiency upgrades.
When federal funds are unavailable, Investor-Owned Utilities (IOUs) offer charitable assistance. These programs often have more flexible criteria than government grants.
Florida Power & Light (FPL): Care To Share
Duke Energy: Energy Neighbor Fund
TECO: Share Program
If you rely on electric-powered medical equipment (like oxygen concentrators), you can apply for Medically Essential Service (MES) status.
The Low Income Household Water Assistance Program (LIHWAP), which helped pay water and sewer bills during the pandemic, has expired.
Florida is no longer accepting new applications for this federal program. Residents struggling with water bills should contact their local utility directly to ask about internal payment plans or local charitable funds.
To successfully apply for any of these programs, you must be prepared with a complete document package. Missing a single item often leads to denial.
Essential Documents Checklist:
Most agencies now utilize online portals or the 211 network to manage high demand.
To qualify for the Low-Income Home Energy Assistance Program (LIHEAP), your household income must generally be at or below 150% of the Federal Poverty Guidelines, which is approximately $58,823 per year for a family of four. Applicants must also provide proof of residency in Florida and show recent heating or cooling obligations to their local Community Action Agency.
Yes, the Emergency Home Energy Assistance for the Elderly Program (EHEAP) helps households with at least one member aged 60+ specifically during crisis situations like receiving a shut-off notice. Eligible seniors can receive up to $5,000 in benefits for multiple energy bills, provided the household income does not exceed 60% of the State Median Income.
Major Florida providers manage charitable funds like FPL’s "Care to Share," Duke Energy’s "Energy Neighbor Fund," and TECO’s "Share" program, which are administered by local non-profits like The Salvation Army. These programs are designed for customers experiencing temporary financial hardships—such as job loss or illness—who may not meet the strict low-income criteria for federal grants.
No, Florida’s federally funded LIHWAP program has closed and is no longer accepting new applications for water bill relief. Residents needing water assistance should instead contact their specific water utility provider immediately to ask about local "hardship funds" or payment extensions.
For expedited processing under the LIHEAP or EHEAP crisis components, you must usually present a "Final Notice" or disconnection letter from your utility company. In some cases, a documented weather-related emergency or a non-functioning heating/cooling system during extreme temperatures also qualifies as a crisis event.
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