×

Imagine up to $50,000 for your goals or unexpected needs, directly in your account, without the wait.

Apply Now & Get Fast Funding!
National Relief Program
Christmas Giveaway Roku Ultra

Claim a free Roku Ultra today. Experience 30% faster streaming, cinematic 4K, and the lost-remote finder. Confirm your details to see if you qualify.

Does Grubhub Take EBT? SNAP Rules and Delivery Options

author
calendar

The straightforward answer to the question does Grubhub take EBT is no. You cannot use an Electronic Benefit Transfer card to pay for food delivery on the Grubhub app or website.

When you navigate to the checkout screen, you will see options for Visa, Mastercard, American Express, and digital wallets like PayPal or Venmo. However, there is no field to enter an EBT card number or a PIN.

This restriction is not a technical glitch; it is a matter of federal policy. Grubhub primarily delivers hot, ready-to-eat meals from restaurants. Under current United States Department of Agriculture (USDA) rules, these meals do not qualify as "eligible foods" for the general SNAP population.

While digital convenience is essential, the government’s infrastructure for processing benefits has not fully integrated with the restaurant delivery model. Users relying on SNAP must look to specific grocery delivery platforms that are authorized to accept these funds.

Key Takeaways

  • The Verdict: Grubhub does not take EBT (Electronic Benefit Transfer) cards. The platform handles commercial payments but cannot process SNAP benefits due to federal restrictions on hot food.
  • The "Hot Food" Rule: SNAP benefits are legally restricted to "staple foods" meant for home preparation. Most restaurant meals sold on Grubhub are considered "hot prepared foods," making them ineligible.
  • RMP Limitations: The Restaurant Meals Program (RMP) helps elderly, homeless, and disabled users buy hot food, but this usually applies to in-person purchases, not third-party delivery apps like Grubhub.
  • Competitors: Unlike Grubhub, competitors like Instacart, DoorDash, and Uber Eats accept EBT for grocery delivery because they partner with supermarkets selling eligible items.
  • Payment Options: Grubhub accepts major credit cards, PayPal, Venmo, and cash, but offers no infrastructure for the secure PIN entry required for government benefits.

Why Grubhub Cannot Process SNAP Payments

The main reason Grubhub cannot accept your benefits lies in the definition of "staple foods." The USDA Food and Nutrition Service manages the SNAP program with a focus on nutrition for home preparation.   

The "Hot Food" Ban

Federal law explicitly prohibits the use of SNAP benefits to purchase food that is hot at the point of sale. Since Grubhub’s core business is delivering warm meals like pizza, burgers, and pad thai, their inventory is automatically disqualified.

Even if a restaurant offers cold items like salads, Grubhub acts as a third-party logistics provider. For a transaction to work, the merchant itself must be an authorized SNAP retailer. Most restaurants do not meet the strict inventory requirements to stock dairy, meats, breads, and vegetables for home cooking.

Technical Security Hurdles

Processing government benefits requires higher security standards than a standard credit card transaction. EBT payments require a "PIN-on-Glass" encryption technology that secures your Personal Identification Number directly on your screen.

  • Encryption: The PIN must be encrypted instantly to prevent fraud.
  • Split Payments: The system must be able to separate the bill. SNAP covers the food, but you must use a different card for delivery fees and tips.
  • Verification: Grubhub's current payment architecture is not built to handle this complex split-tender verification for government funds.

The Restaurant Meals Program (RMP) Exception

There is a program called the Restaurant Meals Program (RMP) that allows certain people to buy hot food with EBT. However, this program creates confusion regarding delivery apps.

Who is Eligible for RMP?

The RMP is not available to all SNAP recipients. It is a state-optional program designed for vulnerable populations who cannot easily cook for themselves. You may qualify if you are:

  • Elderly: Aged 60 or older.
  • Disabled: Receiving federally designated disability payments.
  • Homeless: Lacking a fixed, regular nighttime residence.

Why RMP Doesn't Work on Grubhub

Even if you qualify for RMP, you likely cannot use it on Grubhub. The CalFresh Restaurant Meals Program and other state agencies generally authorize specific physical restaurant locations, not the delivery apps that serve them.

To use RMP, you typically must swipe your card at the restaurant’s point-of-sale terminal. While some states are piloting delivery options, widespread integration with third-party apps like Grubhub has not happened. The system cannot currently verify your specific RMP eligibility through the app interface.

Competitor Comparison: Apps That Do Accept EBT

While Grubhub focuses strictly on restaurants, its main competitors have expanded into the grocery market. This pivot allows them to accept SNAP benefits for eligible food items.

Instacart

Instacart is the leader in EBT delivery. They partner with major grocery chains like Aldi, Publix, and Safeway. You can easily filter for "EBT Eligible" products and pay for them with your benefits.

DoorDash and Uber Eats

Both DoorDash and Uber Eats have launched dedicated grocery sections. You can browse DoorDash Customer Support pages to find participating convenience stores and supermarkets.

  • What you can buy: Fresh produce, meat, dairy, and pantry staples.
  • What you can't buy: Hot restaurant meals (even on these apps).
  • How it works: You pay for the groceries with EBT and cover the service fees with a credit or debit card.
PlatformAccepts EBT?Service Type
GrubhubNoRestaurant Delivery Only (Ineligible)
InstacartYesGrocery Delivery (Eligible)
DoorDashYesGrocery & Convenience (Eligible)
Uber EatsYesGrocery & Convenience (Eligible)

Practical Alternatives for Delivery

If you need food delivered and must use your EBT card, you have a few options that bypass Grubhub.

1. Grocery Deli Delivery

Use the grocery tab on apps like Instacart or DoorDash. Many supermarkets sell cold, pre-made meals at their deli counters.

  • What to order: Cold rotisserie chickens, sandwiches, sushi, or heat-and-eat meals.
  • Why it works: These are classified as "staple foods" or groceries, making them SNAP-eligible.

2. Papa Murphy’s Pizza

Papa Murphy’s operates on a "Take 'n' Bake" model. Because they sell raw, unbaked pizzas, they are often classified as a grocery retailer rather than a restaurant. In many areas, they accept EBT for in-store pickup, and sometimes for delivery through specific partners.

3. Meals on Wheels

For elderly or disabled individuals who might be checking Grubhub for accessibility reasons, Meals on wheels is a critical resource.   

  • Service: They deliver hot, nutritious meals directly to your door.
  • Cost: Services are often free or donation-based.
  • Eligibility: This is specifically for homebound seniors who cannot cook for themselves.

Payment Methods Accepted by Grubhub

Since EBT is not an option, you must use a commercial payment method to complete your order. Grubhub supports a wide variety of options to ensure a smooth checkout.

  • Credit Cards: Visa, Mastercard, American Express, and Discover.
  • Debit Cards: Any debit card backed by a major card network.
  • Digital Wallets: Apple Pay, Google Pay, and PayPal.
  • Venmo: You can link your Venmo account for quick payments.
  • Cash: Grubhub is one of the few major apps that still allows you to filter for restaurants that accept cash on delivery.

Future Legislation and Potential Changes

The rules surrounding SNAP and hot food are constantly being debated. Advocacy groups argue that the "hot food ban" is outdated for modern working families.

The Hot Foods Act

A proposed bill known as the Hot Foods Act aims to permanently remove the restriction on purchasing hot prepared foods. If passed, this would allow SNAP recipients to buy hot meals, potentially opening the door for Grubhub to accept EBT in the future.

State Pilots

States like California and Illinois are experimenting with expanding the RMP. As technology improves, we may see secure PIN-entry systems integrated into delivery apps. Until then, the regulatory wall remains up.

For now, if you are asking does Grubhub take EBT, the answer remains no. To use your benefits for delivery, stick to authorized grocery platforms that sell eligible staple foods.

Frequently Asked Questions

Does Grubhub accept EBT or SNAP benefits for payment?

No, Grubhub does not currently accept EBT (Electronic Benefit Transfer) or SNAP benefits as a valid form of payment. You must use a credit card, debit card, PayPal, or gift card to complete your order on the platform.

Which food delivery apps allow you to use EBT?

Major delivery platforms like Instacart, DoorDash, and Uber Eats accept EBT for eligible grocery orders from participating retailers. You can add your EBT card details in the payment settings of these apps to purchase SNAP-eligible food items.

Why can't I use my EBT card for Grubhub restaurant orders?

Federal SNAP regulations generally restrict benefits to uncooked grocery items and prohibit the purchase of hot, prepared foods found at most restaurants. Since Grubhub primarily delivers hot restaurant meals, these orders do not qualify for EBT payment under current government guidelines.

Can I use EBT for grocery delivery on Grubhub?

No, Grubhub does not support EBT payments even for convenience or grocery store partners listed on their app. For grocery delivery using SNAP benefits, you should use dedicated services like Instacart or the grocery sections of DoorDash and Uber Eats.

Is there a way to use EBT for hot food delivery?

Generally, you cannot use EBT for hot food delivery unless you qualify for the Restaurant Meals Program (RMP) in select states like California, Arizona, or Illinois. However, even in these regions, Grubhub does not currently process RMP transactions directly through their app.

Unexpected Financial Challenges? Get Relief.

Life can be unpredictable. Start your quick process now to find a financial solution tailored for your current needs.

Latest Articles
Utah Utility Relief Programs: Financial Aid and Energy Security

Stop worrying about rising heating or cooling costs this season because financial assistance is readily available right now for eligible Utah residents struggling with essential bills. Discover how the extensive network of Utah Utility Relief Programs, including the state’s HEAT and local provider credits, can deliver direct aid to keep your power and gas connected.

Read More
Emergency Hotel Voucher for Tonight: Immediate Steps to Find Shelter

Stranded and desperate for shelter tonight? Don't spend another moment exposed to the elements; discover how an emergency hotel voucher could be your lifeline, providing immediate, secure accommodation when you need it most.

Read More
Nebraska Disaster Relief Programs: Comprehensive Recovery Guide

The Nebraska disaster relief program stands as the essential lifeline for residents and communities, offering immediate financial aid and recovery resources following a declared severe weather event or emergency. This comprehensive effort is designed to quickly restore homes, infrastructure, and agricultural operations, ensuring a swift and resilient return to normalcy across the state.

Read More
LEGAL DISCLAIMER
NationalReliefProgram.org does not offer or endorse any specific debt relief services. Our mission is to provide information and resources to empower you to make informed decisions.

NationalReliefProgram.org is a private organization and is not affiliated with any government agency.
© 2025 National Relief Program. All Rights Reserved.