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Managing high utility bills in Nevada can be a major source of stress, especially during the extreme heat of summer or the cold of winter. Fortunately, a comprehensive network of state, federal, and private programs exists to help you keep the lights on and the water running. This guide breaks down the available options, eligibility rules, and application steps to get you the financial relief you need.
The Energy Assistance Program (EAP) is the main resource for Nevadans struggling with heating and cooling costs. Managed by the Division of Welfare and Supportive Services (DWSS), this program combines federal and state funds to provide a single, annual benefit to eligible households.
How It Works
The program calculates a "Fixed Annual Credit" based on your income and energy usage. This credit is not a cash payment to you; instead, it is sent directly to your utility provider (like NV Energy or Southwest Gas) to reduce your monthly bills.
Who Is Eligible?
To qualify for EAP, you must meet specific residency and financial criteria at the time of application:
Income Guidelines (FY 2025)
Your household's gross monthly income must not exceed 150% of the Federal Poverty Guidelines. For the 2025 fiscal year, the annual income limits are:
Data sourced from DWSS FY 2025 Manual.
Crisis Assistance
If you are in danger of losing service, EAP offers a "Fast Track" component. You may qualify for expedited processing (typically within 48 hours) if:
Recognizing that water is just as essential as electricity, Nevada has integrated water assistance into its safety net. The Water and Sewer Assistance Program (WSAP) helps low-income families maintain their water service.
While EAP helps pay your current bills, the Weatherization Assistance Program helps lower your future bills permanently. This program provides free home upgrades to reduce energy waste.
How It Helps
Contractors will audit your home to find energy leaks. Based on the findings, they may install:
Higher Income Limits
Weatherization often has a higher income cap than bill assistance. Households with an income up to 200% of the Federal Poverty Guidelines may qualify. Both renters and homeowners are eligible to apply.
NV Energy offers specific charitable programs to help customers who might have fallen through the cracks of state aid. These programs vary depending on where you live.
Northern Nevada: SAFE
The Special Assistance Fund for Energy (SAFE) is for customers in Northern Nevada.
Southern Nevada: Project REACH
Project REACH (Relief through Energy Assistance to Prevent Customer Hardships) serves vulnerable residents in Southern Nevada.
If you use natural gas, the Energy Share program can provide emergency relief.
Residents in rural Nevada often rely on co-ops, which have their own community-focused aid programs.
If you rely on electrically operated medical equipment, you have specific rights to ensure your safety.
You can apply for EAP through the Nevada Division of Welfare and Supportive Services (DWSS). Applications are accepted via the Access Nevada online portal, by mail, or in person at DWSS offices. The program provides an annual benefit (paid directly to your utility) ranging from $360 to $3,136 depending on your household income and energy usage.
As of late 2025, the broad COVID-era CARES Housing Assistance Program (CHAP) has largely transitioned to more targeted aid. Clark County Social Service now directs residents to Financial Assistance (FAS) or Senior FAS programs. Most general online portals for CHAP rental/utility assistance are closed; you must apply for current county-specific aid through the gathered FAS system or social services.
For the 2025 fiscal year, the Energy Assistance Program (EAP) typically caps eligibility at 150% of the Federal Poverty Level. For a single-person household, this is approximately $22,590 annually, and for a family of four, it is roughly $46,800. However, programs like Southwest Gas’s Energy Share do not strictly follow these federal poverty guidelines.
Yes. Project REACH (Relief through Energy Assistance to Prevent Customer Hardships) is specifically designed for adults aged 62 and older. Administered by the United Way of Southern Nevada, it provides one-time emergency assistance (up to $300) to eligible seniors experiencing financial hardship. You can apply through partner agencies like Hope Link or the Las Vegas Indian Center.
The Special Assistance Fund for Emergencies (SAFE) aids Northern Nevada families who cannot pay their utility bills due to unexpected financial crises. Administered by the United Way of Northern Nevada and the Sierra, it offers one-time assistance once every 12 months. Applicants must demonstrate a loss of income or emergency and apply via local partners like the Community Services Agency.
Yes, the Energy Share program assists Southwest Gas customers facing unexpected financial difficulties. Unlike state-run programs, it is funded by donations and administered by The Salvation Army. Eligibility is based on a "financial hardship" determination rather than strict federal poverty brackets, making it a viable option if you are slightly above EAP income limits.
es. The City of Henderson offers a utility assistance program for residents enrolled in the state EAP, waiving the monthly basic water service charge. The Las Vegas Valley Water District does not offer a direct low-income rate but partners with local agencies to provide emergency assistance and offers "leak adjustment" credits if high bills are due to repaired leaks.
ESAP is a 2025 active program that allows eligible low-income customers to receive solar energy at a guaranteed lower rate without installing panels. If you earn at or below 80% of the Area Median Income (AMI), you can apply to lock in a lower energy rate, helping to permanently reduce your monthly electricity costs rather than just providing one-time debt relief.
If you face imminent shut-off (receive a 48-hour notice), you should apply for "Crisis Intervention" assistance through the DWSS EAP program immediately. This "Fast Track" component can expedite processing to prevent disconnection. Additionally, contacting the Salvation Army for Energy Share funds often provides a quicker emergency response than standard state applications.
Residents in rural counties (like Elko, Nye, or Lyon) often access funds through different local administrators. For example, the Rural Nevada Development Corporation (RNDC) and Friends In Services Helping (FISH) frequently manage SAFE funds and weatherization grants for rural areas. You should contact your specific county’s Human Services department for the correct local partner agency.
Medigap empowers you to manage your healthcare costs more effectively. If you're tired of surprise medical bills and want peace of mind, exploring Medigap plans is a wise step.
You can raise my credit score quickly by utilizing specific financial loopholes that most banks keep quiet. Stop settling for high-interest debt and start following this roadmap to see a significant jump in your numbers before your next billing cycle.
Navigating the complex world of healthcare often feels overwhelming, but numerous programs provide free dental work for low income adults to ensure cost is never a barrier to a healthy smile. From university dental clinics to charitable foundations, these hidden opportunities offer everything from emergency extractions to routine cleanings for those who qualify.