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Maryland rent relief program: Find Help Paying Rent

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The maryland rent relief program landscape has shifted since the height of pandemic-related aid. However, support remains available for residents facing financial hardship and struggling to pay rent. Finding the right assistance can feel confusing, especially as program availability and rules often vary across different parts of the state.

This article aims to clarify the current options for rental assistance in Maryland. It will guide you toward helpful resources. While large-scale federal initiatives like the initial Emergency Rental Assistance Program (ERAP) have evolved or concluded in many areas , various state, county, and non-profit programs continue to offer crucial support.  

It is essential to check the current status, funding availability, and specific eligibility requirements for any program you consider. Understanding where to look and what to expect is the first step toward securing the help you need.

Understanding Today's Rental Assistance Landscape in Maryland

Shift from Broad Emergency Aid

The broad emergency rental assistance Maryland offered during the COVID-19 pandemic, primarily through the federal ERAP, has largely transitioned. Current financial help for renters is often more targeted. Assistance programs may now focus on specific groups.  

These groups can include families with children, seniors, individuals with disabilities, veterans, or those facing immediate eviction.

Increased Local Administration

A significant change is the increased focus on local administration. Many rent relief efforts are now managed directly by individual county governments or major cities. Examples include Prince George's County, Montgomery County, Baltimore County, Baltimore City, and Annapolis.  

This means the type of help available, the amount of funding, and the application process can differ substantially depending on where you live in Maryland.

Diverse Funding Sources

Assistance for Marylanders seeking help paying rent comes from a variety of sources today. These include:

  • The Maryland state government, often through the Department of Housing and Community Development (DHCD).  
  • Ongoing federal housing programs like Housing Choice Vouchers (Section 8) administered locally.  
  • County government agencies managing local funds or state/federal pass-through grants.  
  • Numerous non-profit organizations working to prevent homelessness and stabilize families.  

Navigating this network requires understanding which doors to knock on first.

Key Statewide Resources for Maryland Rent Help

While much assistance is localized, several statewide resources serve as vital starting points or offer specific programs accessible to eligible residents across Maryland.

  1. Maryland Department of Housing and Community Development (DHCD):
    • DHCD is the state's primary housing agency, administering state initiatives and overseeing certain federal funds.  
    • While local partners may handle direct applications, DHCD's website https://dhcd.maryland.gov/ provides official information on state programs and policies.  
    • Contact emails like dhcd.rentrelief@maryland.gov or dhcd.rental_services@maryland.gov might exist for inquiries, but verify their current function.  
  2. Maryland Renters' Tax Credit (RTC):
    • This state program offers a direct check payment of up to $1,000 per year to qualifying renters.  
    • Eligibility requires paying rent in Maryland, residing in the state for at least six months of the previous year, having a valid lease, meeting income/net worth limits (under $200,000 net worth for 2024), and not receiving federal subsidies.  
    • Applications are filed annually (typically Feb-Oct 1st). The deadline for the 2025 credit (based on 2024) is October 1, 2025. Apply online or download forms via Maryland OneStop https://onestop.md.gov/forms/renters-tax-credit-application-form-rtc-2025-679c0542b679e86944d3f6c8.  
    • Required documents include proof of rent paid and income verification.  
  3. 2-1-1 Maryland:
    • This free, confidential service is a crucial first contact point.  
    • Dial 2-1-1, text your ZIP code to 898211, or visit https://211md.org/.  
    • Specialists provide information and referrals for housing assistance, eviction prevention, utilities, food, healthcare, and more.  
    • They maintain a database of local resources and can guide you to the right support.  
  4. HUD-Approved Housing Counselors:
    • These agencies offer free, personalized advice on housing situations, including rental assistance.  
    • Counselors assess needs and guide you toward appropriate resources.
    • Find a local counselor via the HUD website https://www.hud.gov/housingcounseling or by calling (800) 569-4287.  
  5. Emergency Assistance to Families with Children (EAFC):
    • Administered through local Departments of Social Services (DSS), EAFC provides emergency cash grants.  
    • It helps eligible families with children under 21 pay rent or utilities to prevent eviction/shut-off or address other verified emergencies.  
    • Eligibility requires proof of emergency and meeting income/resource tests. Assistance is limited (often once every two years) and depends on funding.  
    • Apply directly at your local DSS office.

County-Specific Rent Relief Programs and Contacts

Many rental assistance programs are managed locally, so resources vary by county. Contact your local government or 2-1-1 Maryland for the most current information. Program details, funding, and application status change frequently.

Anne Arundel County

Residents may find help through the county's Department of Social Services (DSS) offering EAFC. Non-profits like SPAN (410-647-0889) might offer limited aid for court-ordered evictions or utility shut-offs. The STEP program, working through landlords, has also operated here. Contact 2-1-1 or the county website for current details.

Baltimore City

The city uses Community Action Partnership (CAP) Centers for various programs. Check the city's Rental Assistance Program portal for updates, as it was noted closed to new applicants in late 2024. Other resources include Security Deposit Assistance , Water4All discounts , and OHEP energy assistance. Housing Navigators at select libraries offer free consultations. Non-profits like St. Ambrose , Salvation Army , and Elev8 Baltimore may also help. Call CAP Centers at 410-396-5555.

Baltimore County

The county's DHCD manages programs like Housing Choice Vouchers (HCV), VASH for veterans, and FSS. The main Eviction Prevention Program intake was paused in late 2024. Residents facing eviction might find help via the Community Assistance Network (CAN) (410-285-4674) , the Family Crisis Center, or legal aid partners. Contact DHCD at 410-887-8383 or dhcd@baltimorecountymd.gov.

Montgomery County

This county has a Rent Stabilization law. The Housing Opportunities Commission (HOC) administers HCV, Project-Based Vouchers, Rent Supplement Program (RSP), Permanent Supportive Housing (PSH), and Community Choice Homes (CCH). HHS offers a Rental Assistance Program (RAP) (call 240-777-4400). Rockville has its own REAP program. Catholic Charities runs Rapid Re-housing (Homeless Resource Line: 240-907-2688).

Prince George's County

The county's ERAP remains active but focuses on households with active court-ordered evictions, prioritizing very low incomes (below 50% AMI) as of May 2024. Court-filed eviction documents are generally needed. Check status online or call 301-883-6504, option 9. Housing Initiative Partnership (HIP) (301-699-3835) offers application help. Community partners like UCAP , Mission of Love , and Community Legal Services also provide resources.

Other Maryland Counties

If you live elsewhere (e.g., Western Maryland, Eastern Shore), start with 2-1-1 Maryland (https://211md.org/ or dial 2-1-1) and your county government's website. Look for departments related to Housing, Community Development, or Social Services. In some rural areas, the state DHCD directly administers federal programs like Section 8.

Key County Rental Assistance Contacts

CountyPrimary Agency/Program ContactPhoneWebsite/Portal Link
Anne Arundel County2-1-1 Maryland / County WebsiteDial 2-1-1https://211md.org/ / https://www.aacounty.org/
Baltimore CityCommunity Action Partnership (CAP) Centers410-396-5555https://www.bmorechildren.com/assistance
Baltimore CountyDept. of Housing & Community Development (DHCD)410-887-8383https://www.baltimorecountymd.gov/departments/housing/
Montgomery CountyHHS Services Navigation / HOC240-777-4400https://www.montgomerycountymd.gov/hhs/ / https://www.hocmc.org/
Prince George's CountyEmergency Rental Assistance Program (ERAP) Call Center / DHCD301-883-6504 (9)https://www.princegeorgescountymd.gov/departments-offices/housing-community-development/community-grants-and-programs/emergency-rental-assistance-program

Note: Program availability and contact information can change. Always verify directly with the agency.

Who Typically Qualifies for Maryland Rent Relief?

Eligibility criteria vary significantly between programs. Always check the specific requirements for any program you apply to. Common factors often include:

  • Income: Most programs have limits based on Area Median Income (AMI). Thresholds like 80%, 50%, or 30% AMI are common. Lowest-income households are often prioritized.  
  • Residency: Applicants usually must live in Maryland, often within the specific county/city administering the aid. Some programs require a minimum residency period.  
  • Housing Situation and Need: Many emergency programs require proof of housing instability, like a court eviction notice or utility shut-off notice. Demonstrating financial hardship is usually necessary. Some programs target those experiencing homelessness.  
  • Household Composition/Specific Populations: Some programs prioritize families with children , seniors , individuals with disabilities , veterans , former foster youth , or domestic violence survivors.
  • Exclusions: Receiving certain federal subsidies (like Section 8) might make you ineligible for other specific grants or the Renters' Tax Credit.  

Meeting basic criteria doesn't guarantee assistance due to eligibility factors and prioritization rules, especially with limited funds.

How to Apply for Rental Assistance: General Steps

The application process differs for each program. Following these general steps can help:

  1. Identify Potential Programs: Start with 2-1-1 Maryland (https://211md.org/ or dial 2-1-1) or your county's resources. Determine which assistance type fits your situation.  
  2. Verify Eligibility and Program Status: Review specific requirements (income, residency, documents). Crucially, confirm the program is currently accepting applications and has funds. Check official websites or call the agency.  
  3. Gather Required Documents: Prepare paperwork in advance. Common documents include :
    • Photo ID for adults.
    • Proof of Maryland residency (lease, utility bill).
    • Social Security numbers/cards.
    • Proof of current household income (pay stubs, tax forms, benefit letters).
    • Proof of housing crisis (eviction notice, past-due rent letter, shut-off notice).
    • Landlord contact information/rental ledger.
    • Bank statements (sometimes requested).
  4. Submit Application: Follow program instructions (online portal , phone/in-person , landlord initiation). Ask for help if needed from 2-1-1 or designated non-profits.  
  5. Follow Up: Keep copies of everything submitted. Track your application status if possible. Respond quickly to agency requests for more information. Processing times vary.  

Breaking down the process and gathering documents early can make applying less daunting.

What Can Rent Relief Funds Typically Cover?

Funds are usually paid directly to the landlord or utility company, not the tenant (except the Renters' Tax Credit).  

Common eligible expenses include:

  • Past-due rent  
  • Current or future rent (often limited)  
  • Past-due utility bills  
  • Prospective utility costs  
  • Security deposits  
  • Late fees or court costs  
  • Relocation expenses (in specific programs)  
  • Rental application fees  

Funds generally cannot cover mortgage payments. There are often caps on the total amount or duration of assistance (e.g., federal ERAP limits were around 15-18 months). Specific programs may have lower limits. The amount awarded depends on funding, income, location, and prior assistance.

Beyond Direct Rent Aid: Finding Additional Support

Struggling with rent often connects to other challenges. Maryland offers resources beyond direct financial aid.

Eviction Prevention and Legal Help

Knowing your rights and seeking legal advice is critical if facing eviction. Free or low-cost legal help is available:  

  • Access to Counsel for Evictions (ACE) Program: Statewide free legal help. Apply online or get referred via 211.  
  • Maryland Legal Aid: Free representation for qualified individuals (check local numbers).  
  • Pro Bono Resource Center (PBRC) Tenant Hotline: Call 443-703-3053 for advice.  
  • Community Legal Services of Prince George's County: Free legal help in PG County (240-391-6370).  
  • District Court Self-Help Resource Centers: Free limited legal services (410-260-1392 or online chat).  
  • St. Ambrose Housing Aid Center: Legal advice for housing in Baltimore area.  
  • Important: Attend any court eviction hearing you are summoned for, even while seeking assistance.

Homelessness Services

If you are homeless or at immediate risk, contact:

  • 2-1-1 Maryland: Referrals for emergency shelters, transitional housing, domestic violence shelters, etc.  
  • County Homeless Hotlines/Coordinated Entry: Specific county contacts connect people to shelter and housing programs (e.g., Montgomery: 240-907-2688 ; Prince George's: 888-731-0999 ; Baltimore County: 410-887-8463, option 1 ).  

Affordable Housing Search

Finding housing within your budget is key. Resources include:

  • Maryland Housing Search: Statewide rental listing database (https://www.mdhousingsearch.org/).  
  • 2-1-1 Database: Search for low-income/subsidized rentals.  
  • HUD Resource Locator: Helps find federally assisted properties.  
  • Local Housing Agencies/Non-profits: May list affordable properties or offer locator services.  

Other Needs

Financial stability involves more than housing. 2-1-1 Maryland and local agencies can connect you with:

  • Food assistance  
  • Healthcare services  
  • Utility bill assistance programs
  • Job training and employment services  
  • Childcare support

Addressing these related needs can significantly improve your situation.

Conclusion: Taking the Next Step

Navigating rent relief in Maryland means understanding the network of state, county, federal, and non-profit resources. While large pandemic-era programs changed, help paying rent and securing stable housing still exists.

If you are struggling, act proactively. Don't wait for an eviction notice or utility shut-off. Reach out early to explore options.

Your best starting points are:

  1. Contact 2-1-1 Maryland: Dial 2-1-1, text your ZIP to 898211, or visit https://211md.org/.
  2. Explore Your County's Resources: Check your county government website (Housing, Community Development, Social Services).

Remember that program details, funding, and eligibility change. Always verify the latest information directly with the administering agency. Taking these steps can help you access the support available for stable housing in Maryland.

Frequently Asked Questions
Is there currently a statewide rent relief program in Maryland accepting new applications?

As of April 15, 2025, the main statewide Emergency Rental Assistance Program (ERAP) portal is generally limiting new applications to households with active court-filed evictions. However, it's crucial to check with your local county or city for any active rental assistance programs.

How can I find out about rental assistance programs in my specific county in Maryland?

The best way is to contact your local Department of Housing and Community Development or call 2-1-1 Maryland. They can provide information on local programs, eligibility requirements, and application processes.

What kind of assistance can a rent relief program typically provide?

These programs often help with past-due rent, utility arrears, security deposits, first month's rent, and sometimes even late fees or court costs related to eviction. The specifics depend on the particular program.

Who is usually eligible for rent relief in Maryland?

Eligibility often depends on factors like income (typically at or below a certain percentage of the Area Median Income), experiencing financial hardship (often due to COVID-19 impacts in the past, but current programs may have broader criteria), and being at risk of homelessness or housing instability.

What documents might I need to apply for rent relief?

Common requirements include proof of residency, a copy of your lease, income verification (pay stubs, tax returns, benefit statements), documentation of rental arrears or an eviction notice, and identification for all adult household members.

Does the rent relief money go directly to the tenant or the landlord?

Typically, once approved, the rental assistance payments are made directly to the landlord or the utility company on behalf of the tenant.

If I received rent relief in the past, can I apply again?

Some programs had limits on the total amount of assistance or the duration. It's best to inquire about the specific rules of any program you are considering applying to, as eligibility for previous assistance doesn't guarantee future aid.

What should I do if I receive an eviction notice?

It's crucial to act quickly. Contact your local housing authority, legal aid organizations, or call 2-1-1 for advice and potential resources. Attending any scheduled court hearing is also essential to present your case.

Are there any rental assistance programs specifically for certain populations, like seniors or people with disabilities?

Yes, some programs, like the Rental Allowance Program (RAP) in some counties, prioritize individuals experiencing homelessness who also have a disability or are age 55 or older. Check with your local resources for such targeted programs.

What if I need help with utilities but not rent?

Some rental assistance programs may also cover utility arrears. Additionally, Maryland has separate utility assistance programs like the Office of Home Energy Programs (OHEP), which you can inquire about through your local Department of Social Services or by calling 2-1-1.

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