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For Michigan residents seeking help from a rent relief program, understanding the current landscape of available aid is the first critical step. While large-scale emergency programs have concluded, a network of statewide and local assistance remains to help with rent, eviction, and utility costs.
Securing this support involves knowing which programs you may qualify for and where to begin. The process often starts with the Michigan State Housing Development Authority (MSHDA) or resources within your specific county.
The system for housing assistance in Michigan has evolved. Emergency measures from the COVID-19 pandemic have been replaced by more structured, ongoing support programs. For tenants in a housing crisis, it's vital to understand the status of past programs and identify the correct points of contact for immediate help.
The End of the CERA Program
The COVID Emergency Rental Assistance (CERA) program was a temporary, federally funded initiative addressing pandemic-related hardships. Administered by MSHDA through local partners, it was a critical lifeline for Michigan renters.
The program provided over $750 million to more than 142,000 households, with an average of $5,600 per household for rent, utilities, and internet. The CERA application portal closed on June 30, 2022, and no new aid is available through this specific program. The conclusion of CERA marked a significant shift in how rent relief is accessed in Michigan.
Where to Turn for Immediate Help
If you are facing an immediate housing crisis, such as an eviction notice, the current system has specific entry points to assess your needs and direct you to the right resources.
The Michigan State Housing Development Authority (MSHDA) runs several long-term rental subsidy programs. These are not typically one-time grants but ongoing assistance for low-income households. Demand is high, and most programs have a waiting list.
MSHDA Rental Assistance Program Summary
| Program Name | Who It's For | Type of Assistance | How to Apply |
|---|---|---|---|
| Housing Choice Voucher (HCV) | Very low-income families, elderly, and persons with disabilities | Tenant-based rent subsidy (voucher moves with you) | Through MSHDA's waiting list (when open) at mshda.myhousing.com |
| Project-Based Voucher (PBV) | Very low-income households in specific buildings | Project-based rent subsidy (subsidy stays with the unit) | Directly at the property or through a designated lead agency |
| HOME-ARP | Homeless, at-risk of homelessness, or fleeing domestic violence | Rental assistance, supportive services, non-congregate shelter | Through the local HARA or Continuum of Care (CoC) |
| HUD-VASH | Homeless veterans | Voucher combined with VA case management and clinical services | Referral from a VA Medical Center is required |
| 811 Project Rental Assistance (811PRA) | Extremely low-income, non-elderly persons with disabilities | Rent subsidy plus supportive services for independent living | Referral from MDHHS or partner agency is required |
Housing Choice Voucher (HCV) Program
Commonly known as Section 8, the Housing Choice Voucher (HCV) program helps very low-income families, the elderly, and people with disabilities afford housing in the private market. The program pays a subsidy directly to the landlord, and the family typically pays 30% of its adjusted monthly income for rent and utilities.
Eligibility and Applying for HCV
Eligibility depends on factors like income (usually below 50% of the area median income), family size, and citizenship status. Demand for vouchers far exceeds supply, leading to long waiting lists. MSHDA uses a preference system, giving priority to applicants who live or work in the county of application or have a disability.
Important Update: Due to budget constraints, MSHDA will close all its HCV waiting lists to new applications starting July 1, 2024. This closure includes households that would normally qualify via the homeless preference. When a list is open, applications are submitted online via the MSHDA Applicant Portal.
Project-Based Voucher (PBV) Program
The Project-Based Voucher (PBV) program differs from HCV because the rental assistance is attached to a specific housing unit, not the family. If a family moves, the subsidy stays with the unit for the next eligible tenant.
To apply, individuals typically contact the management office of a participating property directly, rather than applying to a central MSHDA list. MSHDA provides a list of these properties on its website.
Specialized Housing Support Programs
MSHDA also oversees programs for specific vulnerable populations. These operate on a referral basis from partner agencies, not through direct public application.
While MSHDA manages statewide programs, emergency assistance is delivered locally. Knowing the primary agency in your area is essential for accessing help quickly.
Major County HARA/Community Action Contact Information
| County | Primary Agency | Phone Number | Website |
|---|---|---|---|
| Wayne | Wayne Metropolitan Community Action Agency | (313) 388-9799 | waynemetro.org |
| Oakland | Community Housing Network / OLHSA | (248) 928-0111 (CHN) | communityhousingnetwork.org |
| Macomb | Macomb Community Action | (586) 469-5656 | mca.macombgov.org |
| Kent | The Salvation Army (HARA) | (616) 454-5840 | sakentcounty.org |
Wayne County and Detroit
The Wayne Metropolitan Community Action Agency is a primary provider with over 100 programs. Its Connect Center (313-388-9799) is a central contact for housing, utility, and tax assistance. The Detroit Housing Commission (DHC) administers federal programs like HCV and PBV within Detroit, though its HCV waiting list is currently closed.
Oakland County
In Oakland County, the Community Housing Network (CHN) runs a Homeless Prevention program providing rental assistance to low-income residents at risk of losing their housing. Other key organizations include Lighthouse MI and OLHSA. For legal help with eviction, tenants can contact the Legal Aid and Defender Association (LAD). The county also offers free housing counseling services.
Macomb County
Macomb Community Action (MCA) is the county's designated HARA, making it the first stop for anyone in a housing crisis. Residents can call (586) 469-5656 to be connected with services like Homeless Prevention funds and Emergency Shelter. The Salvation Army also offers emergency financial assistance for rent and utilities in the county.
Kent County and Grand Rapids
The Grand Rapids Housing Commission (GRHC) manages the area's Section 8 and Public Housing programs. A key resource is the Kent County Eviction Prevention Program (EPP), a partnership with the 61st District Court. This program helps eligible tenants access State Emergency Relief funds to pay back rent and avoid a court judgment. The Salvation Army serves as the county's HARA, and Kent County Community Action provides homeless prevention assistance.
Housing stability often depends on more than just rent. Legal issues and utility shut-offs can also lead to eviction. Michigan has specific resources to address these challenges.
State Emergency Relief (SER) Program
Administered by the Michigan Department of Health and Human Services (MDHHS), the State Emergency Relief (SER) program offers limited, one-time aid to low-income households in emergencies. This can include funds to prevent eviction. Residents can apply online through the MI Bridges portal or by calling 855-275-6424.
Eviction Diversion and Legal Aid
Tenants facing eviction have rights, and legal support can make a significant difference. Organizations like the Legal Aid and Defender Association (LAD) and programs like the Kent County EPP work to divert cases from a formal eviction judgment. For free legal information on tenant rights, Michigan Legal Help (michiganlegalhelp.org) is a valuable statewide resource.
Help with Utility Bills
Past-due utility bills can be a cause for eviction. Many of the same organizations that provide rental assistance also help with energy and water bills, including local Community Action Agencies and The Salvation Army. The Michigan Energy Assistance Program (MEAP) also provides statewide help with heating and electricity costs when it is open to applications.
No single statewide program has replaced CERA. Assistance is now provided through a network of local agencies, MSHDA programs, and the State Emergency Relief (SER) program. Residents seeking help should start by contacting their local Housing Assessment and Resource Agency (HARA) or dialing 2-1-1 for a referral.
Approval times vary significantly depending on the agency and the volume of applications. After submitting all required documents, the process can take several weeks. It is crucial to maintain communication with your landlord and the agency caseworkers about your application status to help prevent eviction proceedings during this time.
Yes, many programs that offer rent relief also provide assistance for utility bills, including electricity, heat, and water. The State Emergency Relief (SER) program and the Michigan Energy Assistance Program (MEAP) specifically help with energy costs. Be sure to mention all needs when you apply for assistance.
While landlord cooperation is ideal, some programs may still offer assistance. Contact a HARA or a local legal aid organization immediately. They can provide guidance, mediate with your landlord, and inform you of your rights and the specific rules of the program you are applying for.
Generally, no. Emergency rental assistance programs in Michigan focus on your current income, household size, and demonstrated financial hardship, not your credit history. These programs are designed to provide a safety net for those facing housing instability, regardless of their past credit score or financial challenges.
Yes, several programs target specific populations. MSHDA’s 811 Project Rental Assistance (811 PRA) program is for low-income individuals with disabilities, while local Area Agencies on Aging often have resources or referrals for seniors. Always specify your circumstances to be connected with the most appropriate support.
Yes, many programs focus on homelessness prevention. If you have received a demand for possession or can demonstrate an imminent risk of falling behind on rent due to a financial hardship, you may be eligible for assistance. Proactively seeking help is the best way to maintain housing stability.
If your application is denied, you should receive a reason for the decision. You may have the right to appeal. Immediately contact Michigan 2-1-1 or a different local HARA to see if you qualify for other programs. Seeking help from a housing counselor can also provide alternative solutions.
In most cases, any approved funds from a Michigan rent relief program are paid directly to the landlord or utility company on the tenant's behalf. This process ensures the funds are used for their intended purpose of covering rent arrears, future rent payments, or outstanding utility balances.
No, you do not have to have an eviction filed against you. While an eviction notice can demonstrate a clear need, programs are designed to prevent homelessness. If you can show you are at risk of falling behind on rent due to a crisis, you may still qualify for assistance.
Medigap empowers you to manage your healthcare costs more effectively. If you're tired of surprise medical bills and want peace of mind, exploring Medigap plans is a wise step.
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