Terms and Conditions

1. Agreement to Terms

Welcome to nationalreliefprogram.org (the "Site"). These Terms and Conditions govern your access to and use of our website. By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these terms, you must immediately cease use of this Website.

This Site is intended for users who are at least 18 years old. Persons under 18 are not permitted to use this Website.

2. Nature of Services and Information

Educational Purposes Only: The Site provides "helpful information" regarding financial relief, debt, and government programs. All content is for general educational and informational purposes only.

Not Professional Advice: No information on this Site constitutes, or should be relied upon as, professional tax, legal, or financial advice. We recommend consulting with a qualified professional before making any financial or legal decisions. Any action you take based on the information provided on this Site is strictly at your own risk.

Referral Service: We may act as a referral service to connect you with independent, third-party service providers ("Partners"). We do not provide financial services directly, and we are not responsible for any services, advice, or products offered by our Partners.

3. Intellectual Property Rights

Unless otherwise indicated, the Site and its original content (source code, databases, functionality, software, designs, text, photographs, and graphics) are our proprietary property and are protected by copyright and trademark laws.

Users are granted a limited, non-exclusive license to access the Site for personal, non-commercial use only. Any unauthorized reproduction or distribution is strictly prohibited.

4. User Restrictions

You agree not to use the Site to:

• Publish, sell, or commercialize any Site material.
• Engage in data mining, harvesting, or extracting.
• Use the Site in any way that causes harm to the Site, its users, or any business entity.
• Impersonate any government official or agency while interacting with the Site.

5. No Warranties ("As-Is" Basis)

The Site and its content are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or timeliness of the information provided. While we strive to provide helpful information, program requirements and government regulations change frequently. We do not guarantee that the information on this Site is current or error-free.

6. Limitation of Liability

To the fullest extent permitted by law, National Relief Program and its directors, employees, or agents shall not be liable for any direct, indirect, consequential, or punitive damages arising from your use of the Site. This includes, but is not limited to, losses incurred through your reliance on Site content or your interactions with third-party Partners referred by the Site.

7. Indemnification

You agree to defend, indemnify, and hold National Relief Program harmless from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of your breach of these Terms or your misuse of the information provided on the Site.

8. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall remain in full force and effect.

9. Variation of Terms

We reserve the right to revise these Terms at any time. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes. You are encouraged to review this page regularly.

10. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the PH. You agree that any legal action or proceeding shall be brought exclusively in the competent courts located in the PH.