Does Save A Lot Take EBT? SNAP Acceptance for In-Store and Delivery
By:Margaret Wilson
December 11, 2025
Yes, Save A Lot accepts Supplemental Nutrition Assistance Program (SNAP) benefits via Electronic Benefit Transfer (EBT) cards at all participating locations nationwide. As a hard-discount grocer, the chain plays a vital role in providing affordable nutrition to millions of families.
Shoppers can use their EBT cards for in-store purchases at the checkout register just like a standard debit card. Additionally, Save A Lot has modernized its operations to accept EBT payments for online delivery orders through specific third-party platforms.
Key Takeaways
Universal Acceptance: All Save A Lot locations accept SNAP EBT for in-store purchases.
Online Delivery: You can use EBT to pay for groceries via DoorDash and Uber Eats.
WIC Limitations: WIC benefits are accepted in-store but are generally not eligible for online orders.
Healthy Benefits: Many locations now accept supplemental health benefit cards (OTC cards) through partnerships with NationsBenefits.
Refunds: Returns on EBT purchases are credited back to the card; cash refunds are prohibited.
Does Save A Lot Take EBT for In-Store and Online Orders?
The short answer is yes. Save A Lot is fully authorized by the USDA to accept SNAP benefits. This applies to both the physical point of sale and approved digital platforms.
For in-store shoppers, the process is straightforward. You simply swipe your EBT card at the terminal and enter your 4-digit PIN. The system automatically separates eligible food items from non-eligible items (like paper towels or soap), allowing you to pay for the remaining balance with cash, credit, or debit.
Ordering Save A Lot Online with EBT
Save A Lot does not have its own transactional e-commerce website for direct orders. Instead, it partners with third-party logistics providers to offer delivery.
DoorDash: Save A Lot has fully integrated SNAP/EBT payments into the DoorDash marketplace. You can add your EBT card to the app, filter for eligible items, and pay securely.
Uber Eats: Through a partnership with Forage, a payment processor specializing in government benefits, Save A Lot allows customers to use EBT on Uber Eats. This functionality includes secure PIN entry directly on your mobile device.
How to Use SNAP EBT on Delivery Apps
Using your benefits for delivery is slightly different than shopping in-store. You must ensure your card is linked correctly before you start building your cart.
Steps for DoorDash and Uber Eats:
Link Your Card: Go to the "Account" or "Payment Methods" section of the app and select "Add Card." Choose "SNAP/EBT" and enter your card details.
Filter Products: Toggle the "SNAP Eligible" filter to see only items that qualify for benefits.
Checkout: At the payment screen, select "Apply SNAP" and enter the amount you wish to spend.
Cover Fees: You must use a secondary payment method (credit/debit) to pay for delivery fees, service charges, and driver tips, as federal rules prohibit using SNAP funds for these costs.
Eligible Items: What You Can and Cannot Buy
Federal regulations dictate strictly what can be purchased with SNAP benefits. Save A Lot’s inventory is heavily focused on these eligible staples.
Eligible Foods:
Fresh Produce: Fruits and vegetables.
Proteins: Fresh meat, poultry, and fish.
Dairy: Milk, cheese, yogurt, and eggs.
Pantry Staples: Bread, cereal, rice, pasta, and canned goods.
Seeds/Plants: Seeds and plants that produce food for the household.
Ineligible Items:
Hot Food: Any food sold hot at the point of sale (e.g., rotisserie chickens).
Non-Food Items: Pet food, cleaning supplies, paper products, and hygiene items.
Supplements: Vitamins and medicines with a "Supplement Facts" label.
Alcohol/Tobacco: Beer, wine, liquor, cigarettes, and tobacco.
Beyond SNAP, Save A Lot accepts other forms of government and insurance-based assistance.
WIC (Women, Infants, and Children)
Save A Lot is an authorized WIC retailer. You can use WIC checks or EBT cards (eWIC) to purchase specific items like infant formula, milk, and cereal. However, unlike SNAP, WIC is currently an in-store only payment option at Save A Lot and cannot be used for delivery orders via DoorDash or Uber Eats.
Healthy Benefit (OTC) Cards
Many Medicare Advantage and Medicaid plans provide members with "Healthy Food" or "OTC" spending cards. Save A Lot has integrated with fintech providers to accept these payments.
NationsBenefits: Save A Lot accepts NationsBenefits cards. This allows members to use their health plan allowance for fresh groceries.
S3/Solutran: Many "Healthy Benefits Plus" cards run on the S3 network, which is accepted at the register for eligible healthy foods.
Competitor Comparison: EBT & Delivery
To understand how Save A Lot compares to other discount retailers regarding EBT access, review the table below.
Feature
Save A Lot
Aldi
Dollar General
Walmart
In-Store EBT
Yes
Yes
Yes
Yes
Delivery Partner
DoorDash, Uber Eats
Instacart, DoorDash
DoorDash
Proprietary App
Online EBT
Yes
Yes
Yes
Yes
WIC Accepted?
In-Store Only
In-Store Only
In-Store Only
In-Store & Online (Select States)
OTC Cards
Yes (NationsBenefits)
Yes (Instacart Health)
Yes (Select Plans)
Yes
Returns and Refunds for EBT Purchases
If you need to return an item purchased with SNAP benefits, the refund process is regulated by federal law.
No Cash Refunds: You will never receive cash back for a return of a SNAP-purchased item.
Credit to Card: The refund amount must be credited back to your EBT card balance.
Exchanges: Direct exchanges for the same item (e.g., swapping a damaged loaf of bread for a fresh one) are typically allowed without a transaction refund.
If you are shopping online, refunds for missing or damaged items on DoorDash or Uber Eats will be automatically credited back to your digital EBT balance, usually within a few business days.
Frequently Asked Questions
Does Save A Lot accept EBT SNAP benefits for in-store purchases?
Yes, all Save A Lot locations accept EBT SNAP cards as a valid form of payment for eligible groceries. Simply swipe your card at the checkout terminal and enter your PIN to complete the transaction.
Can I use EBT for Save A Lot delivery or curbside pickup orders?
Many locations now allow you to pay with EBT SNAP when ordering online through third-party services like Instacart. You must add your EBT card to your profile on the app or website to apply benefits to eligible items during checkout.
What specific items can I buy with my EBT card at Save A Lot?
Your benefits can be used to purchase staple foods including fresh produce, meats, dairy products, breads, and cereals. You generally cannot use EBT funds for hot prepared foods, pet food, cleaning supplies, or paper products.
Is it possible to split payment if my EBT balance is too low?
Yes, if your benefits do not cover the entire total, you can pay the remaining balance with a secondary payment method. Most stores allow you to use cash, credit, or debit cards to pay for non-eligible items or any remaining cost.
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