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California Assistance Programs: CalFresh, CalWORKs, Medi-Cal, CARE, and More in One Guide

California assistance programs are among the most generous in the country, but they are spread across counties, state departments, and utilities. One county application covers CalFresh, CalWORKs, and Medi-Cal; utility discounts like CARE come from your power company; energy help comes from community agencies; tax credits come with your return. This guide lists every major program, who qualifies, and where to apply.

Updated October 25, 2026By the NRP Editorial Team6 min read

Quick answer

Apply once at BenefitsCal.com or your county social services office for CalFresh (food), CalWORKs (cash for families with children; $1,175 a month for a family of three in high-cost counties), and Medi-Cal (free health coverage for adults up to 138% of poverty and all low-income children). Then call your utility for CARE (30–35% off electric and 20% off gas for households up to 200% of poverty) or FERA (18% off electric up to 250%), apply for LIHEAP through your local energy agency, and claim CalEITC and the Young Child Tax Credit when you file taxes. People 65+ or disabled may get SSI/SSP or CAPI. Applying is free.

Key facts

  • One application (BenefitsCal or county office) covers CalFresh, CalWORKs, Medi-Cal, and General Assistance/General Relief.
  • CalWORKs: maximum aid payment $1,175 a month for a family of three in Region 1 (non-exempt), $1,314 if exempt (Assembly Human Services, October 2025).
  • CARE: 30–35% off electric, 20% off natural gas; income limits for June 2026–May 2027 are $43,281 for 1–2 people and $66,001 for four (CPUC).
  • FERA: 18% off electric for households slightly above CARE limits (up to $54,100 for 1–2 people; $82,500 for four).
  • No real program charges a fee to apply.
Table of contents
  1. The main California assistance programs
  2. How CalFresh and CalWORKs work
  3. Who qualifies for Medi-Cal?
  4. Lowering bills with CARE, FERA, and LIHEAP
  5. Seniors, disabled people, and tax credits
  6. Housing and emergency help
  7. How to apply, step by step
  8. Related guides
  9. Frequently asked questions

The main California assistance programs

NeedProgramWhere to apply
FoodCalFresh (SNAP)BenefitsCal or county
Monthly cash (families)CalWORKsBenefitsCal or county
Cash (single adults)General Assistance / General ReliefCounty
Health coverageMedi-Cal; Covered CaliforniaBenefitsCal, CoveredCA.com, county
Electric and gas discountsCARE, FERAYour utility
Energy bill paymentsLIHEAP (Department of Community Services and Development)Local energy agency
Phone or internetCalifornia LifeLineParticipating provider
Seniors and disabledSSI/SSP, CAPI, IHSSSocial Security; county
Young childrenWICLocal WIC agency
Tax refundsCalEITC, Young Child Tax Credit, Foster Youth Tax CreditState tax return

How CalFresh and CalWORKs work

CalFresh is California’s SNAP program. From Oct. 1, 2026 – Sept. 30, 2027, one person can receive up to $306 a month and a family of four up to $1,023. California uses broad-based categorical eligibility, so gross income up to 200% of the poverty line can qualify, and people receiving SSI became eligible for CalFresh in 2019. Students in many work-study or training programs qualify too. Estimate your amount with our SNAP calculator.

CalWORKs pays monthly cash to families with children and funds welfare-to-work services, child care, and housing help. According to the California Department of Social Services’ CalWORKs overview, it is administered by counties. The Assembly Human Services Committee reported that, as of October 2025, the maximum aid payment for a family of three with no other income in a high-cost (Region 1) county is $1,175 a month under the non-exempt standard, about 53% of the poverty line; exempt families (for example, where the parent is disabled) receive up to $1,314. CalWORKs also offers Homeless Assistance: temporary shelter payments (up to 16 days, generally once in a lifetime) and permanent help with a deposit and last month’s rent for families who are homeless or facing eviction.

Who qualifies for Medi-Cal?

Medi-Cal is free or low-cost coverage for adults with income up to 138% of the poverty line (about $22,025 a year for one person in 2026), all low-income children, pregnant people up to 213%, and seniors and people with disabilities. It includes dental through Medi-Cal Dental. Apply at BenefitsCal, CoveredCA.com, or your county; if your income is too high, Covered California offers subsidized plans. See our California dental guide for how Medi-Cal Dental works.

Lowering bills with CARE, FERA, and LIHEAP

The California Public Utilities Commission’s CARE/FERA page sets the discounts. CARE (California Alternate Rates for Energy) gives a 30–35% discount on electric bills and a 20% discount on natural gas bills for households at or below 200% of the federal poverty guideline, or those enrolled in programs like CalFresh, Medi-Cal, WIC, or LIHEAP. FERA (Family Electric Rate Assistance) gives an 18% discount on electricity for households of three or more whose income is slightly above CARE limits, up to 250% of poverty; it is offered by PG&E, SCE, and SDG&E.

Household sizeCARE limit (June 2026–May 2027)FERA limit
1–2$43,281$54,100
3$54,641$68,300
4$66,001$82,500

Enroll by calling your utility or applying on its website; it takes minutes and the discount appears on your next bill. LIHEAP, run by the Department of Community Services and Development through local agencies, pays part of your energy bill and offers crisis help and weatherization; find your agency at EnergyHelp.us. Our California utility relief guide has the details.

Seniors, disabled people, and tax credits

  • SSI/SSP: Supplemental Security Income plus California’s State Supplementary Payment, through Social Security, for people 65+, blind, or disabled with limited income and assets.
  • CAPI: Cash Assistance Program for Immigrants, a state program for aged, blind, or disabled noncitizens who are ineligible for SSI only because of immigration status; apply at the county.
  • IHSS: In-Home Supportive Services pays a caregiver (often a family member) to help Medi-Cal recipients stay at home.
  • CalEITC and Young Child Tax Credit: refundable state credits for working families; claim them when you file, even if you owe no tax. Free tax help is available through VITA sites.

Housing and emergency help

California’s COVID-19 Rent Relief program closed in 2022. Today, rent help comes from CalWORKs Homeless Assistance and Housing Support, county and city eviction-prevention programs (Los Angeles, San Diego, San Francisco, and others fund them in most years), HUD-funded homelessness prevention through coordinated entry, Housing Choice Vouchers, and charities. Dial 211 for what is open in your county, and see our California rent relief guide.

Watch out: no California program charges an application fee. Sites selling “California assistance applications” or stimulus “grants” for a fee are scams.

How to apply, step by step

  1. Apply at BenefitsCal.com (or your county office) for CalFresh, CalWORKs, Medi-Cal, and General Assistance in one application.
  2. Call your utility to enroll in CARE or FERA.
  3. Apply for LIHEAP through your local energy agency.
  4. If you are 65+ or disabled, apply for SSI with Social Security, or CAPI at the county if you are not SSI-eligible due to immigration status.
  5. At tax time, file to claim CalEITC and the Young Child Tax Credit.

Applying is free. Counties, BenefitsCal, utilities, CSD agencies, Social Security, and 211 never charge.

For more specifics, see our guides on California hardship programs and assistance for single mothers in California.

Frequently asked questions

What assistance programs are available in California?

CalFresh, CalWORKs, General Assistance, Medi-Cal, CARE and FERA utility discounts, LIHEAP, California LifeLine, SSI/SSP, CAPI, IHSS, WIC, and the CalEITC and Young Child Tax Credit.

How much is CalWORKs for a family of three?

As of October 2025, up to $1,175 a month in high-cost (Region 1) counties for non-exempt families with no other income, and up to $1,314 for exempt families.

Who qualifies for the CARE program?

Households at or below 200% of the federal poverty guideline, or enrolled in programs like CalFresh or Medi-Cal. For June 2026 to May 2027 the limit is $43,281 for one or two people and $66,001 for four.

Can I apply for CalFresh and Medi-Cal together?

Yes. One application at BenefitsCal.com or your county social services office covers CalFresh, CalWORKs, Medi-Cal, and General Assistance.

Is there help for immigrants who cannot get SSI?

Yes. CAPI pays monthly cash to aged, blind, or disabled noncitizens who are ineligible for SSI only because of immigration status. Apply at your county.

This guide is general information, not legal or financial advice, and not an application. Program amounts change; confirm with your county or the agency that runs each program. National Relief Program is an independent website, not a government agency.

Before you apply: program rules, amounts, and deadlines change. Always confirm details with the official agency or program administrator. Applying for government benefits is free.

National Relief Program is an independent guide, not a government agency. Spotted an error? Email support@nationalreliefprogram.org.