Quick answer
If a home fire or disaster has forced you out, call 1-800-RED-CROSS (1-800-733-2767) or ask the fire department at the scene to contact the Red Cross. A local Disaster Action Team can help with immediate needs such as lodging, food, and clothing, often as emergency financial assistance or a short hotel stay arranged through your local chapter. After large disasters the Red Cross opens free shelters. In a federally declared disaster, FEMA may separately pay hotels through Transitional Sheltering Assistance. If you are homeless for another reason, the Red Cross usually cannot help with a hotel; dial 211 for shelters and motel voucher programs instead. Red Cross help is free.
Key facts
- Disaster-based: Red Cross lodging help is for people displaced by home fires and disasters.
- How to ask: 1-800-RED-CROSS (1-800-733-2767), or through the fire department at the scene.
- Short-term: help covers the first nights and urgent needs; the Red Cross does not publish a set number of nights.
- Free: the Red Cross says its services, including food and shelter, are always provided at no cost.
- Not for general homelessness: 211, local shelters, and coordinated entry are the right path for that.
Table of contents
- How American Red Cross hotel vouchers work
- Who the Red Cross helps with lodging
- Reaching the Red Cross after a fire
- What the first 24 to 72 hours look like
- Shelters after a large disaster
- FEMA hotel help after a declared disaster
- After the first few nights
- Red Cross, FEMA, and 211 compared
- Can the Red Cross help if I am homeless?
- Avoiding fake Red Cross voucher offers
- What to do right now, step by step
- Related guides
- Frequently asked questions
How American Red Cross hotel vouchers work
The American Red Cross is a nonprofit, not a government agency. It says it responds to an emergency about every 8 minutes and to roughly 65,000 disasters a year, and that the vast majority of those are home fires. Its stated purpose is to meet the immediate needs a disaster causes. A place to sleep is one of the most urgent.
People often call this help a “hotel voucher,” but the Red Cross does not hand out vouchers on request the way a shelter program might. What usually happens is this:
- A trained volunteer meets your household, often at the scene or by phone, and asks what you need.
- If you cannot stay in your home and have nowhere safe to go, the team can help with emergency lodging. Depending on the chapter and the situation, that may be a short hotel stay, money to cover lodging and other immediate needs, or a place in a shelter.
- The same visit can cover food, clothing, comfort kits, and help replacing lost medications or eyeglasses.
- A caseworker follows up to help you plan your next steps.
The exact form of help, the amount, and the number of nights are decided locally, case by case. The Red Cross does not publish a fixed nightly rate or a set number of nights, so be wary of any website that quotes one. If you have homeowners or renters insurance, the Red Cross may help you bridge the first night or two while your insurer’s “additional living expenses” coverage starts.
Who the Red Cross helps with lodging
Red Cross lodging help is tied to a disaster that affected your home. Situations it commonly responds to include:
- A home fire, including apartment and mobile home fires, that makes your home unsafe to live in.
- Floods, tornadoes, hurricanes, wildfires, and severe storms.
- Other local disasters, such as a building collapse, gas leak, or evacuation order, where the Red Cross is called in.
You do not need a certain income, and you do not need insurance. Owners and renters are both helped. The Red Cross says its shelters are open to anyone in need and that it does not require identification to enter a shelter, only your name and where you were living before the disaster. Disaster casework may still ask for an address or other details so the team can confirm the home was affected.
The Red Cross generally cannot help when the loss of housing is not caused by a disaster, for example an eviction, a family conflict, a job loss, or a long-term lack of housing. That is not a judgment about your need. It reflects how Red Cross disaster funding works. The section on homelessness below lists better options.
Reaching the Red Cross after a fire
There are three common ways to get Red Cross help after a fire or local disaster:
- At the scene. Fire departments and emergency managers in most areas call the Red Cross for displaced families. Ask the fire officer whether the Red Cross has been notified.
- By phone. Call 1-800-RED-CROSS (1-800-733-2767). The line takes requests for help after a home fire or local disaster and routes them to your area.
- Through your local chapter. The Red Cross chapter finder lists the chapter that serves your ZIP code, with its phone number.
Call as soon as you can, ideally the same day or night. Disaster Action Teams are built for quick response, and it is easier to arrange lodging before the night is over than days later. If you already found a place for the first night, call anyway, because the team may still help with food, clothing, medications, and recovery planning.
For a full list of programs after a fire, including insurance steps and replacing documents, see our guide to government assistance for house fire victims.
What the first 24 to 72 hours look like
Every response is a little different, but most families see a similar pattern:
| When | What usually happens | What you can do |
|---|---|---|
| First hours | A volunteer team meets you, checks immediate needs, and arranges a safe place for the night if needed | Tell them who is in your household, any medical needs, and any pets |
| First night | Emergency lodging, such as a hotel stay or shelter, plus comfort kits and food | Keep any paperwork or phone numbers the team gives you |
| Next day or two | Help replacing lost medications and eyeglasses; caseworker contact | Call your insurer and landlord; ask the fire department for a report |
| First week | Recovery planning and referrals to local agencies | Line up a longer stay with family, a rental, or a local program |
The Red Cross helps you get through the first days. It is not set up to pay for weeks or months of hotel stays. Using those first nights to plan your next step is the most important thing you can do.
Shelters after a large disaster
When a hurricane, wildfire, or flood displaces many people at once, hotel rooms in the area fill quickly. In those cases the Red Cross and its partners open emergency shelters, often in schools, churches, and community centers. The Red Cross open shelter map shows overnight shelters and service sites near you.
According to the Red Cross, its shelters offer a safe place to sleep, meals and water, first aid, help refilling lost prescriptions and replacing glasses, emotional support, and information about local resources. During some emergencies they may also offer caseworkers, child care, and laundry. The Red Cross says pets are welcome and that all disaster assistance is free. You can visit a shelter for information even if you do not need a bed.
Service sites, shown as plain pins on the map, offer meals, health services, supplies, and access to caseworkers who can help with recovery planning and financial assistance for those who qualify.
FEMA hotel help after a declared disaster
FEMA is the federal agency that helps after disasters, but its help for individuals usually starts only after a presidential major disaster declaration that includes your county. FEMA’s Individuals and Households Program can include money for temporary housing while you cannot live in your home, including rental assistance or reimbursement for hotel costs.
In some declared disasters, FEMA also turns on Transitional Sheltering Assistance (TSA). Under TSA, FEMA pays participating hotels directly for the room and taxes, so eligible survivors do not pay up front. Other charges, such as food, parking, or laundry, are usually the guest’s responsibility. TSA is not available in every disaster, and FEMA notifies people who are eligible after they register.
To apply for FEMA help, register at DisasterAssistance.gov or call the FEMA helpline at 1-800-621-3362. Applying is free. A single home fire is almost never a federally declared disaster, so for most house fires the Red Cross, your insurance, and local charities are the main sources of lodging help.
After the first few nights
Most families need a plan for the weeks after Red Cross help ends. These are the usual next steps:
Insurance
Homeowners and many renters policies include “additional living expenses” or “loss of use” coverage, which can pay for a hotel or rental while your home is repaired. Call your insurer the same day, ask what the limit is, and keep every receipt.
Your landlord
If you rent, tell your landlord in writing. Ask whether rent stops while the unit cannot be lived in, whether another unit is available, and how your security deposit will be handled. State law decides your rights, so a local legal aid office can help if there is a dispute.
Local charities and agencies
Red Cross caseworkers can refer you to local partners. The Salvation Army, Catholic Charities, St. Vincent de Paul, churches, and community action agencies sometimes help with a few more nights, a deposit on a new rental, furniture, or clothing. Our guide to free hotel vouchers near me lists more places to ask.
Food and benefits
If you get SNAP and lost food in a fire or disaster, you can ask your state SNAP office about replacement benefits. Federal SNAP rules allow replacement of food destroyed in a household misfortune, such as a fire, when you report the loss within 10 days, so ask quickly. If you do not get SNAP, a sudden loss of income or housing may make you eligible now.
Red Cross, FEMA, and 211 compared
Each source of lodging help has a different trigger. This table shows which one fits your situation.
| Source | When it helps | What it can cover | How to ask |
|---|---|---|---|
| American Red Cross | Home fires and disasters | Immediate needs such as lodging, food, clothing, and medications; shelters after large disasters | 1-800-RED-CROSS or the fire department |
| FEMA | Presidentially declared disasters with individual help | Temporary housing money; in some disasters, hotels paid directly through TSA | DisasterAssistance.gov or 1-800-621-3362 |
| Insurance | Covered losses that make your home unlivable | Additional living expenses, up to your policy limit | Your insurer’s claims line |
| 211 and local agencies | Any housing crisis, including non-disaster homelessness | Shelter beds, motel vouchers where funded, rapid rehousing referrals | Dial 211 or visit 211.org |
Can the Red Cross help if I am homeless?
Usually not with a hotel. If you lost housing because of an eviction, a breakup, unsafe conditions at home, or a lack of income, the Red Cross is rarely the right call. These options fit better:
- Dial 211. The 211 network is a free, confidential referral line. Ask for emergency shelter, motel vouchers, and your area’s coordinated entry for homeless services.
- Local shelters and motel programs. Some counties, churches, and nonprofits pay for short motel stays when shelters are full, especially for families with children, people with disabilities, and during extreme weather. Our guide to an emergency hotel voucher for tonight explains who offers them and how to ask.
- Domestic violence programs. If you are fleeing abuse, local programs can arrange confidential shelter or a hotel. The National Domestic Violence Hotline is 1-800-799-7233.
- Federal housing information. USA.gov’s emergency housing page links to shelter and housing help by situation.
If you are a veteran, the VA runs a National Call Center for Homeless Veterans at 1-877-424-3838, which can connect you to emergency housing programs.
Avoiding fake Red Cross voucher offers
After big disasters, scammers sometimes pose as relief groups. Keep these points in mind:
- The Red Cross does not charge for disaster help and does not ask you to pay a fee to “release” a hotel voucher.
- There is no online form where anyone can apply for a Red Cross hotel voucher at any time. Help is arranged after a disaster through a volunteer team or caseworker.
- Be careful with social media posts and texts promising free hotel stays. Call 1-800-RED-CROSS or your local chapter to check.
- FEMA does not charge to apply, and FEMA staff carry official identification. Never give your bank details to someone who calls you out of the blue.
If you were already scammed, report it to your state attorney general and to the Federal Trade Commission at ReportFraud.ftc.gov.
What to do right now, step by step
- Get to safety and make sure everyone in your household is accounted for.
- Call 1-800-RED-CROSS (1-800-733-2767) or ask the fire department to contact the Red Cross if a fire or disaster displaced you.
- Tell the team about urgent needs, such as medications, a baby, a disability, or pets.
- Call your insurer and ask about additional living expenses coverage.
- Check for a disaster declaration and register with FEMA if your county is included.
- Dial 211 for shelters and motel help if your situation is not a disaster, or once Red Cross help ends.
Good to know: keep a folder or phone album of every receipt, report, and letter. Insurers, FEMA, and charities often ask for proof of what you spent and what happened.
Help is free. The Red Cross, FEMA registration, and 211 never charge you to ask for help.
Related guides
- Red Cross gas assistance
- Immediate hotel vouchers for homeless
- Churches that help with motel vouchers near me
- House fire victim assistance in Texas
Frequently asked questions
Who can get American Red Cross hotel vouchers?
People whose homes were made unlivable by a home fire, flood, storm, or other disaster. The Red Cross does not offer hotel stays for homelessness that is not caused by a disaster.
How do I ask the Red Cross for emergency lodging?
Call 1-800-RED-CROSS (1-800-733-2767), ask the fire department at the scene to contact the Red Cross, or call your local chapter. Ask as soon as possible after the fire or disaster.
How many nights will the Red Cross pay for a hotel?
The Red Cross does not publish a set number. Lodging help is short-term and decided case by case by the local chapter, so use the first nights to plan your next step with insurance, family, FEMA, or local agencies.
Does Red Cross help cost anything?
No. The Red Cross says its disaster services, including food and shelter, are always provided at no cost. You do not need insurance or a certain income.
Can FEMA pay for a hotel after a disaster?
Sometimes. After a presidentially declared disaster, FEMA may provide temporary housing money, and in some disasters it pays participating hotels directly through Transitional Sheltering Assistance. Register at DisasterAssistance.gov or call 1-800-621-3362.
Sources
Facts on this page were checked against these sources on October 26, 2026. If a source and this page ever disagree, follow the source.
- American Red Cross: Disaster relief
- American Red Cross: Disaster recovery services
- American Red Cross: Find an open shelter
- American Red Cross: Find your local chapter
- FEMA: Individuals and Households Program
- DisasterAssistance.gov
- eCFR: 7 CFR 274.6, replacement SNAP benefits
- USA.gov: Emergency housing
- 211.org: find your local 211
This guide is general information. Red Cross lodging help is arranged by local chapters and depends on the situation. National Relief Program is an independent website and is not affiliated with the American Red Cross, FEMA, or any government agency.
Before you apply: program rules, amounts, and deadlines change. Always confirm details with the official agency or program administrator. Applying for government benefits is free.
National Relief Program is an independent guide, not a government agency. Spotted an error? Email support@nationalreliefprogram.org.



